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Hawkins / Geld

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2·2012


 

GeldÜberlebenssicherung
BW 200


 

Goldmünze 1914

 

Neither a borrower nor a lender be;
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry.

William Shakespeare (1564-1616) English dramatist,
Hamlet, Act 1 scene 3


 

Geld – die erste Prüfung


Euromünzen

Der Umgang mit Geld gilt als die erste Prüfung. Spirituelle Berater berichten, dass die beiden wichtigsten Problemkreise ihrer Klienten Finanzen und Beziehungen sind.

 

Geld, Essen, Sex und andere Mittel und Ausdrucksformen, die für das physische Überleben notwendig sind, schwingen auf einem Bewusstseinsniveau von BW 200-205 und höher. Sie sind im Wesentlichen neutral und an sich mit keiner oder sehr wenig Wirkmacht ausgestattet. Die mit ihnen verbundenen Intentionen können entscheidende Folgen nach sich ziehen.

 

Wahres Kapital drückt sich nicht in Geld, sondern in Genius aus, dem der Geldfluss zu gegebener Zeit folgen wird.

 

Im 20. Jahrhundert waren Geld, Statussymbole und Ruhm die äußeren Kennzeichen des Erfolgs.
Im neuen Paradigma ist Integrität der Ausdruck des Erfolgs.

 

Das Verlangen, (die Sucht) nach Geld, Prestige oder Macht, bestimmt das Leben vieler Menschen, die nicht vorwiegend von Angst getrieben werden. Die Bedürftigkeit nach Geld und Bekanntheit ist problematisch. Es gilt, selbst jene Quelle zu werden, die Überlebensmittel, Beliebtheit und Einfluss anzieht.

Geld kann dir erkaufen ...

Mit Geld kannst du dir ...
        * Sachen kaufen, doch keine Essenz.
        * ein Haus kaufen, doch kein Zuhause.
        * eine Versicherung kaufen, doch keine Geborgenheit.
        * Werbung kaufen, doch keine Wahrheit.
        * ein Image erkaufen, doch keine integrität.
        * einen Rang erkaufen, doch keine Wuerde.
        * Werbung [Propagada] kaufen, doch keine Wahrheit.
        * Günstlinge und Komplizen kaufen, doch keine Freunde.
        * Sex kaufen, doch keine Liebe.
        * eine künstliche Befruchtung kaufen, doch keine Kinder.
        * Drogen kaufen, doch keine Freude.
        * eine Uhr kaufen, doch keine Zeit.
        * ein Buch kaufen, doch kein Wissen.
        * ein Bett kaufen, doch keinen [natürlichen] Schlaf.
        * einen Arzt kaufen, doch nicht [dauerhafte] Gesundheit.
        * Blut kaufen, doch kein [ewiges] Leben.

Zitate zum Thema Geld / Money

Zitate von D. Hawkins

  • Die Wahrnehmung eines finanziellen Drucks ergibt sich, wenn sich unser Leben zu schnell ausdehnt. Das schafft die Illusion von Geldmangel. Die Antwort ist nicht finanzieller Art, sondern eine von Geduld. […] Wenn man sich ungeduldig Dinge wünscht, geht man als Folge davon, zu schnell vorwärts, um sich dabei noch wohl zu fühlen. Lerne Wünsche von Bedürfnissen zu unterscheiden. Lerne, Kreditwürdigkeit mehr zu schätzen als Bargeld. Großes wie auch kleines Vermögen kann über Nacht zerstört werden, doch Kredit, der auf Vertrauen beruht, bleibt das ganze Leben lang bestehen. Die Kosten des Lebens sind Zinsen. Von Bargeld zu leben, kostet das Stammkapital. Bargeld ist Bequemlichkeit, Kredit Sicherheit. Das All-sehende Auge, S. 391

 

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Besitz, Eigentum, Rechte

  • Frage: Wie kann man sich von der Anhaftung an seine Besitztümer lösen?
    Antwort: Der Begriff "Besitztum" ist illusorisch. In der Welt der Formen wird Beziehung in Worten und Konzepten ausgedrückt, deren Existenz lediglich durch ihre Funktion und die Sprache gegeben ist. Aufgrund der Neigung des Egos, konkret zu werden, glaubt es dann schließlich, dass der Begriff für etwas auch eine unabhängige, objektive Existenz bezeichnen müsse.
    Alle Beziehungen sind nur konventionelle, soziale Übereinkünfte und Vereinbarungen. Da sie keine unabhängige Wirklichkeit haben, können sie durch Änderung der Vereinbarungen gelöscht oder gestrichen werden. So ist es zum Beispiel tatsächlich eine Unmöglichkeit, irgendetwas "als Eigentum zu haben". Was wir meinen, ist, dass wir gegenwärtig das gesetzliche Recht haben, etwas zu benutzen oder zu besitzen. Das liegt jedoch außerhalb der tatsächlichen Beziehung zwischen einem Objekt und seinem vorgeblichen Eigentümer. Das "Eigentumsrecht" ist nur ein gesellschaftlicher Vertrag. Man kann ein Objekt ergreifen, es benutzen, es irgendwo unterbringen, um es zu schützen, das „Eigentum daran" ist jedoch nur ein abstraktes Konzept. Wollte man in der radikalen Wirklichkeit tatsächlich das Eigentum an irgendeinem Gegenstand haben, bedeutete das, selbst dieser Gegenstand zu sein.
    In den Kulturen der Ureinwohner gehört allen das Land, und niemand behauptet, der persönliche Eigentümer eines Teils davon zu sein. Stammesland wird vom ganzen Stamm für alle seine Angehörigen gehalten, und die Nutzung eines jeden besonderen Bereichs davon beruht auf gegenseitiger Vereinbarung. Sollte es möglich sein, etwas wirklich richtig als Eigentum zu haben, müsste man darüber absolute, bedingungslose Verfügungsgewalt haben, während wir tatsächlich immer nur zeitlich begrenzte Befugnisse besitzen.
    Dasselbe gilt für die so genannten „Rechte". Sie sind allesamt lediglich politische, vertragliche oder gesetzliche Regelungen, die auf dem „Schwemmsand" öffentlicher Meinungen und Gerichtsurteilen beruhen. Viele der so genannten Rechte sind nichts weiter als willkürliche Konventionen, die sich auf vergängliche Popularität stützen. Bestenfalls gewährt die Gesellschaft nur zeitlich begrenzte Verwaltungsbefugnisse. FU Das All-sehende Auge, Kapitel 19, Neue Kontextbildung, S. 397

Zitate (engl.) von D. Hawkins

  • Desire motivates vast areas of human activity, including the economy. [...] The desire for money, prestige or power runs the lives of many of those who have risen above fear as their predominant life motif. Desire is also the level of addiction, wherein it becomes a craving more important than life itself. […] Want can start us on the road to achievement. Power vs. Force, chapter 4, S. ?

 

  • We become healthy, as well as wealthy, by being wise. But what is wisdom? According to our research it's the result of aligning with high-power attractor patterns – although we tend to find a mixture of energy fields in the average life, the pattern with the highest power dominates. Power vs. Force, chapter 17, S. ?

 

  • A valid spiritual organization may make nominal charges to cover ordinary expenses in that everyone contributes for the common good. The Eye of the I, S. 37

 

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Topic:

Possessions and ownership

  • Question: How can we detach from possessions?
    Answer: The very word 'possessions' is illusory. Relationship in the world of form is expressed in words and concepts, the existence of which is merely operational and linguistic. Because of the ego's tendency toward concreteness, it goes on to believe that the term must therefore have some independent, objective existance.
    All relationships are merely conventional social understandings and arrangements. Because they have no independent reality, they can also be extinguished or cancelled by changes in agreements. For instance, to 'own' anything is really an impossibility. What we mean is that in actuality, there is a legal right to use or possess something, but that is external to the actual relationship between an object and its supposed owner. The 'right' to own is merely a social contract. One can grasp an object, use it, and put it somewhere for safekeeping, but to 'own' is merely an abstract concept. To own in radial Reality would mean that one actually would have to be the object. The Eye of the I, S. 371

 

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Topic:

'Owning' land – culturally endowed 'rights'

  • In native cultures, the land belongs to everyone, and nobody claims to personally own any part of it. Tribal lands are held by the tribe for all, and use of a particular area is by mutual agreement. To be able to actually own, one would have to have absolute, unconditonal control, whereas, in fact, we merely have temporary domain. These same conditions apply to so-called "rights" They are all merely political, contractual, or legal arrangements that rest on the shifting sands of popular opinion and court decisions. Many so called rights are merely arbitrary conventions that are nothing but passing popularities. At best, society grants only temporary stewardship. The Eye of the I, S. 371

 

  • Question: Sex and money are the temptations that are emphasized by many spiritual groups as the traps to be avoided.
    Answer: That tradition has value but also ambiguous results. First, it creates an aversion and a sense of sin or guilt about the issues. It also inflates their importance, thereby creating a fear. It is not sex and money that are problems but the attachments to them. In the nonattached state, there is neither attraction nor aversion. […]
    Inasmuch as greed and desire calibrate below 200 (they are at 125), avoidance was an attempt to forestall attachment. However, the desire for sex or money stems from within and can remain within the ego, even though it is not indulged in or acted upon. At beginning levels of spiritual training, avoidance may well be the best course because desires are so strong. The mere willingness to sacrifice sensual pleasure or worldly gain is already of value in learning how to transcend attractions and instinctual drives, and the intensity of spiritual commitment is enhanced. I. Reality and Subjectivity, S. 239

 

  • The rate of true poverty is far higher in non-free-enterprise systems. The price of freedom entails some degree of risk, which, in turn, spurs greater effort and enterprise. In contrast, welfare societies are more complacent and less innovative because the government assumes responsibility for their survival. Truth vs Falsehood, S. 161

 

  • The true source of capital is the creativity of the mind from which the accumulation of money is the inevitable consequence or the automatic result of creativity, genius, inspiration, dedication, hard work and often grueling self-sacrifice, and effort, as well as discipline and resourcefulness. Truth vs Falsehood, S. 162

 

  • In reality, all occurs by virtue of potentialities becoming actuality in order to fulfill its own intrinsic design, e.g., the rich don't get rich "in order to" oppress the poor. In evolution, some species as well as their individual members are simply more adept. […]
    Life itself is the ultimate context and power whereby evolution unfolds "unfairly", for like a cork in the sea, excellence automatically rises to the top. The strongest lion dominates, the cleverest sea urchin survives. The smartest octopus gets to be the biggest, and the fastest runner wins the race. Truth vs. Falsehood, S. 216

 

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Material inequality

 

 


 

  • When we were at [LoC of mankind] 190 one could get away with non-integrity, which is the Old Boys way of doing business. And now at 205 or 207, you see Enron fall and Martha Stewart called on the carpet; so the new paradigm of success is integrity. Making money [LoC 200] was sufficient during the early part of the last century through this century; success was money and fame, and all those things. And now the focus of society is integrity [LoC 200+] and what is the truth. (Calibrated at LoC 425.) Interview Truth vs. Falsehood, presented by New Connexion.net, Miriam Knight, September 2004

 

 

  • What's happening with our economy is a reorganization based on values other than just making money. The economy is really based on greed: every product is an effort to make money. And making money doesn't infer anything having to do with responsibility. Now, we're bringing up responsibility. As citizens, we're asking, "Should these companies reveal what they know?" So there's disorganization based on a current lack of clarity about values. Interview with David R. Hawkins, M.D., Ph.D., presented by US magazine Holistic Networker, Gina Mazza, 17. June 2009

 

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Poverty and world wide pollution

  • The first integrity that would bring any good to mankind is some responsibility about reproduction. Unless there is a possibility about reproduction all these [environmental] efforts are futile.
    You can't solve poverty with money. […] In fact, trying to solve it with money makes it worse. Why? Because it raises the reproductive rate.
    The basis is lack of responsibility. (Calibrated at LoC 425.) Lack of responsibility can be relieved by education. Audio series Truth vs. Falsehood. The Art of Spiritual Discernment, Nightingale-Conant, Discerning how to make the right choices, CD 3 of 6, track 5, 2006

 

  • Pray you don't get left $50 million — most people can't handle it. It takes a lot of lifetimes to handle it. Sedona Seminar Emotions and Sensations, 3 DVD set, 17. April 2004

 

  • You need to be right, you need to make money, you need to be successful – it's the neediness that’s the problem. Instead, become that which attracts those things. Sedona Seminar Identification and Illusion, 3 DVD set, 14. August 2004

 

  • Historically, the true capital of society is not money. It's genius, though the world doesn't want to say that. Money is an automatic consequence of genius. Sedona Seminar Identification and Illusion, 3 DVD set, 14. August 2004

 

  • Wealth is having all that you need. For some people, millions of dollars won’t do it. For others, a simple life does it. Wealth is having abundance of that which you feel you need. The less you crave or desire, the more wealthy you become. If you have $5, you are wealthy! When you have two apples, you can only eat one. What are you going to do with the other one?! Sedona Satsang Q&A, 2 CD set, 13. September 2006

 

  • The business world and spiritual world – don’t see it as a conflict. In the business world, you get to test how far you have gotten spiritually. In the spiritual world, you get to influence the business world by virtue of that which you have become. In spiritual alignment, you may decline certain business opportunities that others might avail themselves of. You would say, "I can't do that," but make sure you understand you are declining for the good of the company and not for your own benefit. Sedona Seminar God vs. Science. Limits of the Mind, 3 DVD set, 17. February 2007

 

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Neither run for money nor deny it.

  • Money is an interesting point of reference throughout the spiritually focused life. […] You can look at money as a gift from God. Ignoring money is a false attitude, because you can't live in this world without money. Find a balance. The effort for making money is okay. However, don't dedicate your life to it. [Paraphrased.] Sedona Seminar Freedom: Morality and Ethics, 3 DVD set, 8. November 2008

 

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Poverty cannot be solved by giving money.

Zitate von anderen Quellen

Niemand kann zwei Herren zugleich dienen. Er wird den einen vernachlässigen und den anderen bevorzugen. Er wird dem einen treu sein und den anderen hintergehen. Ihr könnt nicht beiden zugleich dienen:
Gott und dem Geld.
Matthäus 6, 24 (NT)

 

  • Almosen sind eine Beleidigung für die Armen. Sie sind mutige Unternehmer und Unternehmerinnen, sobald wir ihnen nur das elementare Recht auf Kredit einräumen. Wir verleihen letztlich nicht Geld, wir verleihen Würde. Muhammad Yunus (*1940) bangladeschischer Professor für Wirtschaftswissenschaft, Gründer und ehemaliger Geschäftsführer der Grameen Bank, Begründer des Mikrofinanz-Gedankens, Friedensnobelpreisträger, 2006

 

  • Es bedarf des Geldes nicht, um das zu erwerben, was der Seele Not tut. Henry David Thoreau (1817-1862) US-amerikanischer Schriftsteller, Philosoph, Historiker, Naturalist, führender Transzendentalist

 

  • Was du wünschst, musst du selber sein! […] Das ist das Geheimnis. Was du wünschst, das sei.
    Nicht Geld sei, Reichtum sei, reich sei, Reichheit sei. […] Wer reich ist, leidet keinen Mangel. Denke nicht Mangel, sprich nicht Mangel. Safi Nidiaye, deutsche Zeitschriften- und TV-Journalistin, Schriftstellerin, Dichterin, Meditationslehrerin, Den Weg des Herzens gehen, Heyne, Erstauflage 1996, Ullstein Tb, 1. Mai 2010

 

  • Eigentlich ist es gut, dass die Menschen unser Banken- und Währungssystem nicht verstehen. Würden sie es nämlich, so hätten wir eine Revolution vor morgen früh. Henry Ford [BW 380] (1863-1947) US-amerikanischer Industrieller, Automobilhersteller Ford Motor Company

 

  • Geld ist rund und rollt weg. Bildung bleibt. Heinrich Heine (1797-1856) deutscher Dichter, Schriftsteller, Journalist

 

  • Ich zahle nicht gute Löhne, weil ich viel Geld habe, sondern ich habe viel Geld, weil ich gute Löhne bezahle. Robert Bosch (1861-1942) deutscher Industrieller

 

  • If this monetary system collapses, we would, for the first time, be fully sovereign souls and totally responsible or what we create, not only regarding what we do as individuals, but also as a collective. Carl Johan Calleman, Ph.D., Swedish biologist, time researcher, 13. July 2011

 

  • Die Veränderungen, die wir jetzt momentan haben, werden dazu führen, dass es Wirtschaftswissenschaften gar nicht mehr geben wird. Wirtschaftswissenschaften haben schon jetzt, so wie sie heute in den Lehrbüchern steht, keine Existenzberechtigung mehr. Überhaupt keine. Jeder, der heute so etwas noch vorträgt, der muss das wirklich vor seinem eigenen Gewissen verantworten können. Wir brauchen Psychologie, wir brauchen Soziologie, wir brauchen Technologie und wir brauchen ein anderes Menschenbild. Wirtschaftswissenschaften und Rechtswissenschaften sind keine Wissenschaften. Weil etwas, das ich nicht überprüfen kann, das ich aber aus Gründen, die ich nicht erklären kann, anderen als Norm vorgeben will, kann man nicht mit Wissenschaft rechtfertigen. Das sind nichts anderes als Fassaden zur Aufrechterhaltung von Herrschaftsmustern. Diese brechen jetzt zusammen, durch die freie Informationsvernetzung. Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, zit. in: Staatsbankrott noch heuer, Bezirksrundschau Linz-Mitte, 31. März 2011

 

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Geldsystem = Schuldsystem

  • Geld [wird] von den privaten Geschäftsbanken als Schuldschein erzeugt. Das heißt, das sogenannte Buchgeld, auch Giralgeld genannt, entsteht bei der Kreditvergabe. Immer dann, wenn private Geschäftsbanken, auch jede kleine Sparkasse an der Ecke, einen Kredit vergibt, borgt sie kein Geld aus das vorher schon existiert hat, sondern sie erzeugt damit neues Geld das vorher noch gar nicht da war. Das bedeutet, Geld im heutigen System ist eine Schuld einer Bank gegenüber einer Nicht-Bank, also jedem Kreditnehmer. Alles Geld, das im Umlauf ist, besteht nur aus Bankschulden. Es schulden also nicht nur die Kreditnehmer das Geld den Banken, sondern zugleich auch die Banken das Geld ihren Kreditnehmern. Geld entsteht als doppelte Schuld (der Bank an den Kreditnehmer und des Kreditnehmers an die Bank) und beide Schulden sind verzinst, wobei an diesen Zinsen Geld verdient wird. Interview mit Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Alles Geld auf der Welt sind nur Schulden, präsentiert von Tiroler Tageszeitung, 14:27 Minuten Dauer, 16. Dezember 2011

 

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Schwindel der doppelten Buchhaltung:

Der Schwindel der doppelten Buchhaltung wird anhand eines mittelalterlichen Hütchenspiels offenbar. Bankkonten sind mit den Hütchen vergleichbar, echtes Geld mit der Kugel, die unter irgendeinem Hütchen zu finden ist. Hebt man nun alle Hütchen gleichzeitig hoch, ist nur unter 2% der Hütchen eine Kugel vorhanden.

  • Es gibt ein systemisches Betrugsmodell einer Institution [Banken], der in unserem Wirtschaftssystem das Monopol zur Geldschöpfung über Kredite eingeräumt wird. […]
    Der Staat verschuldet sich bei den Banken, um die Zinsen der Schulden, die er bei den Banken hat, zu begleichen oder um die Banken zu retten, bei denen er selber Schulden hat. Da versteht ja keiner mehr, wer eigentlich bei wem Schulden hat und was Schulden eigentlich sind. Das Geschäftsmodell der Banken ist in Wahrheit ein Enteignungsmodell. Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, zit. in: Videointerview Und wenn unter keinem Hütchen eine Kugel ist?, präsentiert von WebTV-Sender Alpenparlament, Gastgeber Michael Vogt, 55:55 Minuten Dauer, gesendet 5. Oktober

 

  • Konjunkturzyklen sind […] Rückkoppelungseffekte, welche durch die Verkettung des Produktions- und des Verteilungsproblems entstehen. Wären Produktion und Verteilung streng voneinander getrennt, würden also nach ganz verschiedenen Regeln erfolgen, wären Konjunkturzyklen gar nicht mehr möglich. Es entspringt aber einem primitiven Gerechtigkeitsdenken der einfachen Bevölkerung, zu fordern, "wer nicht arbeitet soll auch nicht essen" – auf diese archaische Sichtweise ist dieser Fehler zurückzuführen.
    [E]in zweites Problem ist die Konkurrenz zwischen den Unternehmen. Systemisch ist sie nur darauf zurückzuführen, dass die Banken in der Geldschöpfung eben kein Geld für Zinsen erzeugen, d.h. die Unternehmer der Realwirtschaft müssen ihren Geschäftspartnern (Kunden, Lieferanten, Mitarbeitern, Investoren etc.) immer Geld abknöpfen, das sie für die Bezahlung ihrer Bankzinsen verwenden können. Dieses entnehmen sie dem Geldkreislauf und damit wieder dem Kreditgeld ihrer Geschäftspartner. Durch diese künstliche Geldverknappung werden also alle Wirtschaftstreibenden zu Konkurrenten und unfähig zur Kooperation. Man weiß aber schon lange, dass Konkurrenz zu Doppel- und Mehrfachgleisigkeiten, mangelnder Qualität (wegen Preiskonkurrenz) sowie Ressourcenverschwendung durch Überproduktion führt. Besser wäre globale Kooperation durch transparente Echtzeit-Kommunikation […]. Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, zit. in: Interview Absurdes Geldsystem, Spreerauschen.net, 26. Oktober 2011

 

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Einsicht und Geständnis eines Multimilliardärs:

Von 1980 bis 2000 waren die Steuern für Superreiche in USA weit höher, und es wurden 40 Millionen Jobs geschaffen.
--------------------
Warrens Steuertransparenz: Er führte 2010 nur 6,9 Millionen Euro, 17,4% seines zu versteuernden Einkommens, an Steuern ab, während seine Angestellten durchschnittlich 36% Steuern zahlten.

  • Meine Freunde und ich sind lange genug vom Kongress verhätschelt worden. Während die Armen und die Mittelklasse für uns in Afghanistan kämpfen und viele Amerikaner sich mühen, um über die Runden zu kommen, bekommen wir Superreichen [in USA] weiter unsere Steuererleichterungen.
Sie wissen, was danach geschah: niedrigere Steuersätze und weit weniger neue Arbeitsplätze. Warren Buffett [Über BW 200] (*1930) US-amerikanischer Multimilliardär, drittreichster Mann der Welt, legendärer Wallstreet-Investor, Industrialist, Philanthrop, New York Times (NYT), 15. August 2011

 

  • Ich wünschte, ich wäre nicht der reichste Mann der Welt. Davon kommt nichts Gutes. Bill Gates [Über BW 200] (*1955) US-amerikanischer Multimilliardär, Mitgründer und -besitzer von Microsoft, Antwort auf Frage des TV-Talkshow-Meisters Donny Deutsch, Interview-Show, Fernsehsender CNBC, Microsoft online Werbekonferenz, Redmond, April 2006

 

  • Auf dem Grabstein des Kapitalismus wird später stehen: "Zuviel war nicht genug!" Wir brauchen ewiges Wachstum. Videopräsentation von Volker Pispers (*1958) deutscher politischer Kabarettist, Bis neulich 2010, präsentiert von TV-Sender 3sat, 7. Februar 2011, YouTube Film, Minute 3:12, 43:40 Minuten Dauer, eingestellt 7. Februar 2011

 

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Geldschöpfung von der Zentralbank aus dem Nichts:

  • In der Regel gewährt die Geschäftsbank einem Kunden einen Kredit und schreibt ihm den entsprechenden Betrag auf dessen Girokonto gut. Wird dem Kunden ein Kredit über 1.000 Euro gewährt (z.B. Laufzeit 5 Jahre, 5 %), erhöht sich die Sichteinlage des Kunden auf seinem Girokonto um 1.000 Euro. Es ist Giralgeld entstanden bzw. wurden 1.000 Euro Giralgeld geschöpft. Die Giralgeldschöpfung ist also ein Buchungsvorgang. Deutsches Bundesbank (BuBa), Bundesbank-Broschüre Geld und Geldpolitik, S. 68, 2011

 

  • Es gibt einen chemischen Stoff, der in Ihrem Magen freigesetzt wird, wenn Sie Ihr Geld verzehnfachen. Und die macht süchtig und verändert Ihre Identität. William Browder, US-amerikanischer Anlageberater, Hedgefond-Manager Hermitage Capital Management, New York

 

  • Die Wenigen, die das System verstehen, werden so sehr an seinen Profiten interessiert oder so abhängig sein von der Gunst des Systems, dass aus deren Reihen nie eine Opposition hervorgehen wird. Die große Masse der Leute aber, mental unfähig zu begreifen, wird seine Last ohne Murren tragen, vielleicht sogar ohne zu mutmaßen, dass das System ihren Interessen feindlich ist. Amsel (Amschel) Bauer Mayer Rothschild (1744-1812) deutscher Kaufmann, Bankier, Gründer des Hauses Rothschild, 1863

 

  • Wenn diese Finanzkrise uns etwas lehrte, so das, dass wir keine florierende Wall Street haben können, während der Durchschnittsbürger (Main Street) leidet. Dieses Land steht und fällt als eine Nation, als ein Volk. Barack Obama (*1961) 44. US-Präsident, Oktober 2008

 

  • Rund 40 Prozent unseres gesamten Wachstums war im Finanzsektor. Jetzt merken wir, dass vieles an dem Wachstum nicht real war. Es war Papiergeld. Barack Obama (*1961) 44. US-Präsident, Jay Leno Late Night Talkshow, Dienstag, 16. März 2009

Zitate (engl.) von anderen Quellen

Again I say to you, it is easier for a camel to go through the eye of a needle, than for a rich man to enter the kingdom of God. Matthew 19, 24 (NT) (NAS)

 

No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and money. Matthew 6, 24 (NT) (NIV)

 

Seek first his kingdom and his righteousness, and all these things will be given to you as well. Matthew 6, 33 (NT) (NIV)

 

  • It is not wealth and power that enslave a man, but the cleaving to them.
    He who possesses wealth, and uses it rightly, will be a blessing unto his fellow beings.
    Buddha [LoC 1000] (563-483 BC) Indian Avatar, teacher of enlightenment, central figure of Buddhism, addressing his disciple, Anathapindika

 

  • To study the Way, first of all, you learn poverty. After having learned poverty and becoming poor, you will be intimate with the Way. From the time of Shakyamuni, up to the present day, I have never seen or heard of a true student of the Way who possessed great wealth. Dōgen [Eihei Dōgen] [LoC 740] (1200-1253) Japanese Zen Buddhist master, founder of the Sōtō school of Zen in Japan, trained by the Chinese Caodong lineage, Koun Ejo (1198-1280) Japanese Zen disciple, studied dharma transmission under master Dōgen, Shobogenzo Zuimonki, dharma talks

 

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Note:

Abraham Lincoln saw the greed of corpotocracy, the erosion of democratic republic and the end of economic growth coming.

  • I see in the near future a crisis approaching that unnerves me and causes me to tremble for the safety of my country. As a result of the war, corporations have been enthroned and an era of corruption in high places will follow, and the money power of the country will endeavor to prolong its reign by working upon the prejudices of the people until all wealth is aggregated in a few hands, and the Republic is destroyed. I feel at this moment more anxiety for the safety of my country than ever before, even in the midst of war. Abraham Lincoln [LOC 565] (1809-1865) assassinated 16th US President (1861-1865), abolisher of slavery, excerpted from a letter written to William Elkin

 

  • Even billionaires who have plenty of money and are therefore quite influential are very unhappy persons. I also have met some of them. Deep inside those powerful leaders have much anxiety, much fear, much distress. H.H. 14th Dalai Lama Tenzin Gyatso [LoC 570] (*1935) Tibetan monk, leader of the Gelug or "Yellow Hat" branch of Tibetan Buddhism, Peace Nobel Prize laureate, 1989, Peace Summit, clip 2 of 4 last section, minute 14:53-17:59, Vancouver, Sunday 27. September 2009

 

  1. Money or wealth failed to bring inner peace.
  2. Modern education [science] failed to bring inner peace.
  3. Technology also failed to bring inner peace.
    ..................................................................................................
  4. In the 21st century we need to promote human values, ethics, compassion and affection.
Women are more sensitive to pain or suffering of others. […]
Therefore, [women of the Western world] please take a more active role.
H.H. 14th Dalai Lama Tenzin Gyatso [LoC 570] (*1935) Buddhist leader of religious officials of the Gelug or "Yellow Hat" branch of Tibetan Buddhism, monk, Peace Summit, clip 2 of 4 last section, minute 14:53-17:59, Vancouver, Sunday 27. September 2009

 

  • Poverty is not created by poor people. There is something lacking in the system that creates and perpetuates poverty. […] Poor people are Bonsai People, without a base, the Bonsai trees are stunted and cannot grow. Muhammad Yunus, Ph.D. (*1940) Bangladeshi professor for economy, Chittagong University, founder of the Grameen Bank, microcredit institution, Nobel Peace Prize laureate, 2006, lecture on Financial Services and Psychology, Sigmund Freud University (SFU),Vienna, 24. May 2009, article by John Morris, Using psychology to tackle the roots of poverty, Austrian Times, 31. May 2009

 

  • The collectively owned The Grameen Bank reversed the basic principles of privately owned conventional banks [resulting in a Peace Nobel Prize in 2006].
    - Profit maximising for self versus social business [caring economics] for others.
    - Borrowing money from outside / government versus self-sufficiency [a banking phenomenon]
    - Ownership: Somebodies – a few rich men versus Nobodies – many of the poorest women. [97% of the borrowers and owners of the Grameen bank are women.]
    The less you have the more attractive you are. If you have nothing you get the highest priority.
- Big credits to haves [ocean tanker] versus microloans to havenots [dingy boats on shallow waters].
- Deficiency principle versus trust principle.
-
Digging in the past / credit histories versus trust in the future / building of the borrowers.
- Collateral principle versus no credit guarantees.
- Social banks do not engage lawyers. They create a new legislation / banking laws.
- Social banks start with unexperienced, uneducated borrowers without a business plan.
- Concepts: One-dimensional money making human being versus the multidimensional complete human being.
- Classism, power gap, poverty, debt system versus inclusivity, ending of poverty by 2030.
Excerpted from video presentation by Muhammad Yunus, Ph.D. (*1940) Bangladeshi economist, founder of the Grameen Bank, microcredit institution, Nobel Peace Prize laureate, 2006, on Creating a World Without Poverty, explaining the "social business" model addressing social issues through entrepreneurship, mainly chapter 4, 5:55 minutes (minute 10:11-16:00) presented by Commonwealth Club of California, San Francisco, CA, non-profit educational organization, and Link TV, recorded by ForaTV, 1:02:52 minutes duration, 1. May 2008

 

  • Prosperity is a way of living and thinking, and not just money or things. Eric Butterworth [LoC 498] US American senior pastor of the Unity church, New York (1961-2003)

 

  • Before our white brothers arrived to make us civilized men, we didn’t have any kind of prison. Because of this, we had no delinquents.
    Without a prison, there can be no delinquents. We had no locks nor keys and therefore among us there were no thieves.
    When someone was so poor that he couldn’t afford a horse, a tent or a blanket, he would, in that case, receive it all as a gift. We were too uncivilized to give great importance to private property.
    We didn’t know any kind of money and consequently, the value of a human being was not determined by his wealth.
    We had no written laws laid down, no lawyers, no politicians, therefore we were not able to cheat and swindle one another.
    We were really in bad shape before the white men arrived and I don’t know how to explain how we were able to manage without these fundamental things that (so they tell us) are so necessary for a civilized society. John Fire Lame Deer [The Old Man] (1900/1903-1976) North American Mineconju-Lakota Sioux holy man, member of the Heyoka society, father of Archie Fire Lame Deer (1935-2001)

 

  • It is well that the people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a REVOLUTION before tomorrow morning. Henry Ford [LoC 380] (1863-1947) US American industrialist, founder of the Ford Motor Company

 

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Feedback of a lady on her impression of the two English statesmen Benjamin Disraeli and William Gladstone after having dined with them:

When I left the dining room after sitting next to Mr. Gladstone, I thought he was the cleverest man in England.
But after sitting next to Mr. Disraeli, I thought I was the cleverest woman in England.

  • The greatest good you can do for another is not just to share your riches but to reveal to him his own. Benjamin Disraeli (1804-1881) British prime minister, parliamentarian, conservative statesman, literary

 

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Survival consciousness tied to scarcity, greed, and competition:

  • I believe that greed and competition are not a result of immutable human temperament; I have come to the conclusion that greed and fear of scarcity are in fact being continuously created and amplified as a direct result of the kind of money we are using. For example, we can produce more than enough food to feed everybody, and there is definitely enough work for everybody in the world, but there is clearly not enough money to pay for it all. The scarcity is in our national currencies. In fact, the job of central banks is to create and maintain that currency scarcity. The direct consequence is that we have to fight with each other in order to survive. Interview with Bernard Lietaer Lietaer.com (*1942) Belgian economist, founder of the EU currency system, author, Center for Sustainable Resources, UC Berkeley, Beyond Greed and Scarcity, presented by the magazine YES!: A journal of positive futures, Bainbridge Island, WA, interviewer and editor Sarah van Gelder, April 1997

 

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Statistical data on the inbuilt instability of the failing money system

After 5000 years of a monocultural money system based on greed and scarcity its systemic flaws have become unsolvable. A new fiscal philosophy – outside of the box [the old mindframe] – is going to arise.


  • The ongoing financial crisis prevalent in Europe and North America since September 2008 is the biggest one among many in the last forty years. IMF data show that the current money system is unsustainable. It has issued more than 10 crises per year on average:
    • 48 massive financial meltdowns (1637-1929)
    • 145 banking crashes (1970-2011)
    • 204 monetary collapses (1970-2011)
    • 72 sovereign debt crises (1970-2011)
Video keynote presentation and conversation with Bernard Lietaer Lietaer.com (*1942) Belgian economist, founder of the EU € currency system, author, Center for Sustainable Resources, UC Berkeley, New Money For A New World, presented by WNSF, YouTube film, minute 0:18:00, 1:40:53 duration, posted 16. December 2011

 

  • We must honestly admit that capitalism has often left a gulf between superfluous wealth and abject poverty, has created conditions permitting necessities to be taken from the many to give luxuries to the few, and has encouraged small hearted men to become cold and conscienceless so that, like Dives before Lazarus, they are unmoved by suffering, poverty-stricken humanity. The profit motive, when it is the sole basis of an economic system, encourages a cutthroat competition and selfish ambition that inspire men to be more I-centered than thou-centered. Martin Luther King, Jr. (1929-1968) US American clergyman, activist, leader of the African American civil rights movement

 

  • Poverty is the new slavery. Rev. Jim Wallis (*1948) US American evangelical Christian writer, political activist, editor-in-chief Sojourners

 

  • Anthing that depends on rare events eventually will go bust. Capitalism makes you fragile until things blow up, abetted by financial models. Video presentation Nassim Nicholas Taleb (*1960) Lebanese US American philosopher, essayist, practitioner of mathematical finance, cited from: Nassim Taleb and Daniel Kahneman: Reflection on a Crisis, presented by DLD conference, Munich, Germany, minute 35:00, 59:08 minutes duration, aired 27. January 2009

 

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Money myths to be revised

Kahneman, and others, have found that people with a relatively high income, although more satisfied with their lives, are barely happier at any given moment than those with a significantly lower income.

  • The age-old myth that money buys happiness needs to be refined, as does the competing myth that wealth does not matter. What he’s found in comparative studies of nations is that both the level of corruption and the degree of trust in society are important predictors of well-being. Daniel Kahnemann, Ph.D. (*1934) Israeli-American professor in psychology, Princeton, founder of behavioral economics, Nobel laureate in economic sciences, 2002, cited in: Questioning a Chastened Priesthood, presented by International Money Fund imf.org, Jeremy Clift, Finance & Development, Volume 46, Number 3, September 2009

 

  • Throughout history, poverty is the normal condition of man. Advances which permit this norm to be exceeded – here and there, now and then – are the work of an extremely small minority, frequently despised, often condemned, and almost always opposed by all right-thinking people. Whenever this tiny minority is kept from creating, or (as sometimes happens) is driven out of a society, the people then slip back into abject poverty.
    This is known as “bad luck.” Robert Heinlein (1907-1988) US American science fiction writer

 

  • All family dynasties can trace their histories back to some act of brigandage. Sari Nusseibeh, Ph.D. (*1949) Palestinian professor of philosophy, president of the Al-Quds University in Jerusalem, descendant of an aristocratic Palestinian family, quoting his father

 

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Book reference on Spirit level – 50 years of collected census data:

Biritish social epidemiologist Richard Wilkinson, Ph.D., Kate Pickett, Ph.D., The Spirit Level. Why More Equal Societies Almost Always Do Better, Bloomsbury Press, 22. December 2009

 

  • Money is trust, not metal. Niall Ferguson, M.A., D.Phil. (*1964) British Harvard and Oxford historian, specialised in financial and economic history, colonialism, The Ascent of Money

 

  • I wish I wasn’t the world’s richest man. There’s nothing good that comes out of that. You get more visibility as a result of it. Bill Gates (*1955) US American multibillionaire, co-founder and owner of the company Microsoft, in answer to TV host Donny Deutsch, interview show on CNBC television, online advertising Microsoft conference in Redmond, April 2006

 

 

  • Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars. Warren Buffett (*1930) US American billionaire investor, industrialist, philanthropist

 

  • While the poor and middle class fight for us in Afghanistan, and while most Americans struggle to make ends meet, we mega-rich continue to get our extraordinary tax breaks. My friends and I have been coddled long enough by a billionaire-friendly Congress. It's time for our government to get serious about shared sacrifice. Warren Buffett (*1930) US American billionaire investor, industrialist, philanthropist, New York Times, 15. August 2011

 

  • Material gain allows individuals in the lowest economic strata to avoid the innumerable problems associated with economic deprivation, including depression, anxiety, compromised resistance to disease, and higher mortality rates.
    For those in the middle classes and above, however, the association between money and happiness is weak or nonexistent.
    What makes us happy is the quality of our romantic bonds, the health of our families, the time we spend with good friends, the connections we feel to communities. When our jen ratios are high in our close relations, so are we. Dacher Keltner, US American professor of psychology, UCB, director of the Greater Good Science Center, Born to Be Good. The Science of a Meaningful Life, W.W. Norton & Co., 12. January 2009
    cited in: Born to Be Good, NYT, pg. 5 of 6, 18. January 2009

 

 

  • When the capital development of a country becomes the by-product of the activities of a casino, the job is likely to be ill-done. John Maynard Keynes (1883-1946) British economist, specialised in modern macroeconomy, quoted in Peter L. Bernstein, Against The Gods

 

  • Everywhere do I perceive a certain conspiracy of rich men seeking their own advantage under that name and pretext of the commonwealth. Sir Thomas More (1478-1535) English statesman, lawyer, author

 

  • All people during their lifetime stumble across the truth; however, most simply pick themselves up and carry on as if they had never ever stumbled across it in the first place! Winston Churchill [LoC 500] (1874-1965) British prime minister

 

  • The real truth of the matter is, as you and I know, that a financial element in the larger centers has owned the Government ever since the days of Andrew Jackson. Franklin D. Roosevelt [LoC 499] (1882-1945) 32nd US President during World War II (1933-1945), Letter to Col. Edward Mandell House, 21. November 1933; quoted in F.D.R.: His Personal Letters, 1928-1945, pg. 373, edited by Elliott Roosevelt, Duell, Sloan and Pearce, New York, 1950

 

  • It is incumbent on every generation to pay its own debts as it goes. A principle which if acted on would save one-half the wars of the world. Thomas Jefferson (1743-1826) third US president (1801-1809), principal author of the Declaration of Independence (4. Juli 1776)

 

  • I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and the corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their fathers conquered. [...] The issuing power should be taken from the banks and restored to the people, to whom it properly belongs. [...]
    The modern theory of the perpetuation of debt has drenched the earth with blood, and crushed its inhabitants under burdens ever accumulating. Thomas Jefferson (1743-1826) third US president (1801-1809), principal author of the Declaration of Independence (4. Juli 1776), 1802

 

  • There are two ways to conquer and enslave a nation. One is by the sword. The other is by debt. John Adams (1735-1826) US American statesman, diplomat, political theorist, leading champion of the Declaration of Independence (4. Juli 1776), second US president (1797-1801)

 

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Tectonic leverage shift in economic power and population ratios worldwide:

Stable 80-20 rule BEFORE the economic crisis 2008:
80% to the rich countries vs. 20% to the poor countries
Fast rising 35-65 rule AFTER the economic crisis 2008:
35% to the rich countries vs. 65% to the developing countries
GDP distribution before 2008: 10-9-5: 10 (USA), 9 (Europe), 5 (Asia)
Population development after 2008: USA/Europe/Australia (stable-declining – 1.2 billion by 2050), Asia/Africa (rising), 1 billion middle class people in China, 9 billion people in total by 2050

  • The 80-20 [GDP proportion] rule which I had comfortably in my hip pocket is going to be a 35-65 rule. And that puts a challenge of dramatic proportions to anybody who is at a business school today or a graduate. Video presentation by James D. Wolfenson (*1933) Australian lawyer, president of the World Bank (1995-2005), World Banker Makes Stunning Confession, Business School, Stanford University, YouTube film, minute 15:45, 19:01 minutes duration, posted 31. May 2011

 

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Social inequality

... is the biggest challenge in the decade of the 2010s.

  • I think we are going to see over the next 40 or 50 years a fundamental shift in the balance of power between what has been the sort of transatlantic access – Europe and America – for the last several hundred years shifting more towards Asia. The United States will be a critical part of that too; but again India and China much more so. [T]here is an issue of in/equality on a global scale now which is compounded by the fact that increasingly, people who are further down the inequality scales are more and more aware of what their relative positions are. And again, the advent of global communications and things like that is starting to make it much more obvious to people. So we have at least, I think, a potential train wreck of different trends happening where India and China are developing. Their development is gonna put greater environmental strains on the world. They’re not gonna want to remain in an undeveloped condition, right? The advanced countries like the United States are going to be concerned about what this all means. And everyone is going to be more aware of all of this simultaneously. So I think the potential for real trouble down the road is ... is considerable. Video interview/presentation by Stephen Walt (*1955) US American professor of International Affairs, Harvard University, The Global Income Gap, presented by BigThink, recorded 8. October 2007, 2:15 minutes duration, posted 1. January 2008

 

  • Money is human happiness in the abstract; he, then, who is no longer capable of enjoying human happiness in the concrete devotes himself utterly to money. Arthur Schopenhauer (1788-1860) German philosopher, faculty member, author

 

  • "Intellectual property" names the deed by which the mind is bought and sold, the world enslaved. We who do not own ourselves, being free, own by theft what belongs to God, to the living world, and equally to us all. Wendell Berry (*1934) US American man of letters, academic, cultural and economic critic, farmer

 

  • Until and unless you discover that money is the root of all good, you ask for your own destruction. Ayn Rand [LoC 400] (1905-1982) Russian-American novelist, philosopher, playwright, screenwriter, Atlas Shrugged, 1957
    Francisco's Money Speech by Ayn Rand, Capitalism Magazine, 30. August 2002

 

  • It's hard to overcome adversity, it's even harder to overcome prosperity. Zen saying

 

  • When the federal government spends more each year than it collects in tax revenues, it has three choices: It can raise taxes, print money, or borrow money. While these actions may benefit politicians, all three options are bad for average Americans. Ron Paul (*1935) US American medical doctor, Republican U.S. Congressman

 

  • In the absence of the gold standard, there is no way to protect savings from confiscation through inflation. Alan Greenspan (*1926) US American economist, Chairman of the US Federal Reserve (1987-2006)

 

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Congressional testimony [confession] by Alan Greenspan 23. October 2008

Those of us who have looked to the self-interest of lending institutions to protect shareholder's equity – myself especially – are in a state of shocked disbelief. I have found a flaw [in my free-market ideology]. I don’t know how significant or permanent it is. But I have been very distressed by that fact. […] I have been going for 40 years or more with very considerable evidence that it was working exceptionally well.

  • Alan Greenspan on the financial crisis, 2008: My theory of the world was wrong. My framework was wrong. I expected financial firms in particular to protect their interests and to protect their longterm survival. I did not expect them to engage in what turned out to be potentially suicidal policies. [Paraphrased]  Daniel Kahnemann, Ph.D. (*1934) Israeli-American professor in psychology, Princeton, founder of behavioral economics, Nobel laureate in economic sciences, 2002, commenting Alan Greenspan's confession, How Greenspan's Framework Went Awry, YouTube film, minute 0:10, 3:03 minutes duration, posted 23. February 2009

 

(↓)

Money trust frame busted

  • He basically said that the framework within which we had been operating was false, and coming from Greenspan [LoC 400], that was impressive. Daniel Kahnemann, Ph.D. (*1934) Israeli-American professor in psychology, Princeton, founder of behavioral economics, Nobel laureate in economic sciences, 2002, cited in: Questioning a Chastened Priesthood, presented by International Money Fund imf.org, Jeremy Clift, Finance & Development, Volume 46, Number 3, September 2009

 

 

  • I don't give any weight to the social consequences of my actions, because in an efficient market there's always somebody else who is ready to take your place at only a marginally different price. George Soros [LoC 190] (*1930) Hungarian-American currency speculator, financier, stock investor, businessman, notable philanthropist, political activist

 

  • As a society we can't live without moral considerations. We do have to protect the public good. And markets are not designed to do that, so we need a political process. George Soros [LoC 190] (*1930) Hungarian-American currency speculator, financier, stock investor, businessman, notable philanthropist, political activist

 

  • Will money for instance completely disappear? I think the answer to this is that money will disappear to the extent that it no longer chains the world to the past. In practice, this probably means that all thinking about profitable investing etc. is somewhat beside the point, since the emerging new world is not likely to be a growth economy based on the drive for accumulation of abstract values. More likely, the new world is going to be one based on sharing and care-taking of all members of society as the unity consciousness of the Universal Wave Movement, presumably after much turmoil, eventually is established. Carl Johan Calleman, Ph.D., Swedish biologist, time researcher, The Final Mayan calendar steps to 2012 – 8. November 2009, the beginning of the Sixth NIGHT, 31. October 2009

Four types of people – in respect to ownership and property

  1. The unlearned person says: "What’s mine is yours, and what’s yours is mine."
  2. The neutral person says: "What’s mine is mine, and what’s yours is yours."
  3. The wicked person says: “What’s mine is mine, and what’s yours is mine."
  4. The pious person says: “What’s mine is yours, and what’s yours is yours."

 

Source: Mishnah [LoC 665] (*220 CE) first major written redaction of the Jewish oral traditions by Judah haNasi, first major work of Rabbinic Judaism

Englische Texte – English section on Money

Income, status and affective wellbeing – Having * Doing * Being

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US American Gallup survey / study by Ed Diener, Daniel Kahneman, et al., 2009:

Income’s Differential Influence on Judgments of Life Versus Affective Well-Being
Below an annual income of 60.000 $ people are progressively unhappy –
above 60.000 $ income per year feelings of happiness do not rise.

Depending on which self (experiencing self or remembering self) is predominant influences the poll results.
Personal income in the United States (average 45.000 $)

 

Two different selfs – two notions of money and happiness
*Secondary remembering self (Past)
Programmed processing system 2
Having * Doing
Fundamental experiencing self (Present)
Intuitive choosing system 1
Being
1.The more money you have the more satisfied you are.
That does not hold for emotions.
*
Money does not buy you experiential happiness, but lack of money buys you misery.
We can measure that very clearly.
*
2.Following the concept (Making) money makes you happy about 90 percent of people in the households in the United States, making at least 250,000 $ a year called themselves “very happy”. **Withheld conclusion: 10% very rich NOT HAPPY people find "making money" (gaining outer resources and status) does not result in sustainable happiness. **
See multimillionaire Tom Shadyac's insight, item 5a.
3.Comparing one's income favorably to others, spending impulsively money, and overcoming self-doubt with money did not enhance one's subjective well-being. ***Wanting to make money to feel secure, to feel proud of oneself, and to help others, were predictive of happiness or subjective well-being. ***
4a. Wealthier people consistently reported a lower ability to savor, “enhance and prolong positive emotional experience.” This impediment undermined any positive effect that money had on their happiness. ****Money impairs people's ability to savor everyday positive emotions and experiences. ****
4b.Solution: Deepening positive thinking [LoC 499] and friendships. ****
5a.I think I was imprisoned by part of my life that was not a part of what I would say is truth. [...] I stood on top of the heap and said 'I am more valuable than you. Hey, I am the director, man. You are just a camera man. I don't support that anymore. *****I've gone through some pretty substantial changes which I think have opened me up. I'm more sensitive. I hope that I have walked further down the empathic road. *****
5b.Conclusion: I think we are all part of it. And there can be a little difference
but not the kind of difference that I supported.
*****

 

  1. * Video presentation by Daniel Kahneman, Israeli-American psychologist, Nobel laureate in economics, The riddle of experience vs. memory on the "experiencing self" (present) vs. the "remembering self" (past, score keeper, story teller), presented by TED2010 Talks, minute 18:08+, 20:07 minutes duration, filmed February 2010, posted March 2010
  2. ** Betsey Stevenson and Justin Wolfer, study Economic Growth and Subjective Well-Being. Re-Assessing the Easterlin Paradox, Brookings Panel on Economic Activity, USA, April 2008
  3. *** Rostyslaw W. Robak, Sheila H. Chiffriller, Melinda C. Zappone, College students' motivations for money and subjective well-being, Psychological Reports, Vol. 100, Issue 1, pg. 147-156, 2007
    157 undergraduate business and psychology students were asked on their motives for making money and several dimensions of subjective well-being.
  4. **** Quoidbach J., Dunn E.W., Petrides K.V., Mikolajczak M., Money Giveth, Money Taketh Away. The Dual Effect of Wealth on Happiness, sponsored by University of Liège, published in Psychology Science, 21. Jun 2010, 759-63
  5. ***** Video interview with Tom Shadyac, US American Hollywood film director, multimillionaire, truth seeker, who chose service and simplicity after a near-to-death experience in 2007, producer of the documentary I am, I AM, Director Tom Shadyac, presented by DP/30, host David Poland, MCN Videos, YouTube film, minute 4:38, 33:36 minutes duration, posted 11. March 2011

 

See also: Happy Peasants and Miserable Millionaires: Happiness Research, Economics, and Public Policy by Carol Graham, Senior Fellow, Foreign Policy, Global Economy and Development, Brookings, 30. January 2010

 

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Social Inequality is the biggest challenge in the coming decade. (2008-2018)

Video interview/presentation by Stephen Walt, US American professor of International Affairs, Harvard University, The Global Income Gap, presented by BigThink, recorded 8. October 2007, 2:15 minutes duration, posted 1. January 2008
Video presentation by Hans Rosling, Swedish professor of global health, medical doctor, data visionary, New insights on poverty and life around the world, presented by TED Talks, 18:57 minutes duration, filmed March 2007, posted June 2007

 

The leap from Having to Being

  • I think I was imprisoned by part of my life that was not a part of what I would say is truth. [...] I stood on top of the heap and said 'I more valuable than you. Hey, I am the director, man. You are just a camera man.' I don't support that anymore.
    I think we are all part of it. And there can be a little difference but not the kind of difference that I supported. [...]
    I've gone through some pretty substantial changes which I think have opened me up. I'm more sensitive. I hope that I have walked further down the empathic road.
    Video interview with Tom Shadyac, US American Hollywood film director, multimillionaire, truth seeker, who chose service and simplicity after a near-to-death experience in 2007, producer of the documentary I am, I AM, Director Tom Shadyac, presented by DP/30, host David Poland, MCN Videos, YouTube film, minute 4:38, 33:36 minutes duration, posted 11. March 2011

Plutocracy (corporate feudalism) ⇔ Democracy and free-enterprise

  • Half of the largest global economies are corporations not countries.
  • 2% of the richest people own 50% of all the world's wealth.
  • The 3 billion of the world's poorest people own just 1% of all the world's wealth.
    [status turn of the millennium]

 

Dramatic increase in economic inequality and poverty in USA
“Financial terrorist attack” on the United States
The top one-tenth of one percent of the US population was the result of deliberate governmental and economic policy. The “too big to fail” banks are using the campaign finance and lobbying system to buy off politicians who implement policies designed to exploit 99.9 percent of the population for their financial gain.
Derived from: David DeGraw, US American independent investigative journalist, report on the financial destruction of the United States Analysis of Financial Terrorism in America. Over 1 Million Deaths Annually, 62 Million People With Zero Net Worth, As the Economic Elite Make Off With $46 Trillion, 10. August 2011

 

  • 68.3 million Americans struggle to get enough food to eat.
    • Wages are declining for 90 percent of the US population.
  • Feeding all 40 million Americans on food stamps was $65 billion in 2010.

  • Only 74 Americans elite billionaires had an average income of $91.2 million in 2008 raising to $518.8 million each ($10 million per week) in 2009.
    • 74 US citzens made more money than 19 million US workers combined.
  • The economic top 0.1% – 0.076 percent of the US population – earned over $1 million in 2009.

  • In 2011 US millionaires (economic elite) own at least $45.9 trillion in wealth:
    $38.6 trillion at home and an estimated $6.3 trillion hidden in offshore accounts.
    One trillion = 1000 billion ($1,000,000,000,000).
  • The richest 400 US citizens own 50 percent of the entire country.
    Their wealth holds as much as 154 million US Americans combined.

  • Corporate tax accounted for 27.3 percent of US federal revenue, 4.3 percent of overall GDP, in 1955.
  • Corporate tax accounted for 8.9 percent of US federal revenue, 1.3 percent of overall GDP, in 2010.
  • The richest 400 Americans paid 30 percent (average tax rate 30.4%) of their income in taxes in 1995.
  • 1,470 Americans earned over $1 million in 2009 without paying any taxes.
    • The average tax rate for millionaires was 22.4 percent in 2009.
  • The richest 400 Americans paid 18 percent of their income in taxes in 2011.
  • Deloitte predicts that US millionaire households will reap a 225% increase in wealth ($87.1 trillion and over $100 trillion hidden wealth in offshore accounts) in total by 2020.

 

“Unlike those in the lower half of the top 1%, those in the top half and, particularly, top 0.1%, can often borrow for almost nothing, keep profits and production overseas, hold personal assets in tax havens, ride out down markets and economies, and influence legislation in the US. They have access to the very best in accounting firms, tax and other attorneys, numerous consultants, private wealth managers, a network of other wealthy and powerful friends, lucrative business opportunities, and many other benefits. Most of those in the bottom half of the top 1% lack power and global flexibility and are essentially well-compensated workhorses for the top 0.5%, just like the bottom 99%. In my view, the American dream of striking it rich is merely a well-marketed fantasy that keeps the bottom 99.5% hoping for better and prevents social and political instability. The odds of getting into that top 0.5% are very slim and the door is kept firmly shut by those within it.”
View of an (anonymous) US investment manager on the state of wealth in the U.S.
An Investment Manager's View on the Top 1%, presented by George William (Bill) Domhoff, Sociology Dept. ucsc.edu, July 2011

 

Sources:
- Meet the Global Financial Elites Controlling $46 Trillion In Wealth. 11. August 2011
- George William (Bill) Domhoff (*1936) US American research professor in psychology and sociology, UCSC, Who Rules America? Challenges to Corporate and Class Dominance, en.wikipedia Who Rules America?, originally published 1967, McGraw-Hill Humanities/Social Sciences/Languages, 6th edition, 16. July 2009
(Reports on the economic top 0.5 percent of the US population)

Neither a borrower nor a lender be

Neither a borrower nor a lender be,
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry.

William Shakespeare (1564-1616) English dramatist, poet, actor,
Polonius, Hamlet, Act 1, scene 3, 75–77

Money can buy you...

Money can buy you ...
        * stuff, but no essence.
        * houses, but no home.
        * insurances, but no trust.
        * advertisement, but no truth.
        * an image, but no integrity.
        * a position, but not respect.
        * status, a rank, but no dignity.
        * minions and accomplices, but no friends.
        * sex, but no love.
        * sperm, but no children.
        * drugs, but no happiness.
        * clocks, but no time.
        * books, but no knowledge.
        * mentors, but no wisdom.
        * blood, but no [eternal] life.
        * beds and sleeping aides, but no [natural] sleep.
        * medicine and doctors, but no [lasting] health.

Summarized Table of Approaches to the Systemic Economic Crisis


Five Possible Options for Solving the Systemic Banking Crisis 2008+

The world wide banking crisis (2008) is of a simultaneous, global nature.
It challenges nations to solve an unprecedented convergence of the four planetary issues
financial instability, climate change,
unemployment, and shortage of provisions for of an aging society

possibly within only one decade.

To meet the globalized challenges a colossal integral leap in consciousness is required on a world wide scale.

#ApproachBankersTaxpayers /
Central Governments
Local
Governments
2d WaveSystemic Dilemma
1.Do nothing
(As in 1929-1932)

Disaster

Disaster

Disaster

Disaster

Unaddressed
2.Conventional
Nationalizing
Problem Assets

Preferred

Most Expensive
(no leverage)

Unaddressed

Delayed

Unaddressed
3.Nationalizing
Banks

Equity dilution

10 x leverage

Unaddressed

Delayed

Unaddressed
4.Unconventional
Nationalizing
Money Creation

promoted by
Ellen Hodgson Brown

End of current
business model

Long term solution
(but inflation?)

Unaddressed

Governments spend
money into existence

Unaddressed
5.Complementary
Currencies

promoted by
Bernard Lietaer

End of money
creation monopoly
  
Long term solution

Long and short
term solution

Long and short
term solution
  
Systemic solution

 

Legend:
HEART Degree of solution or preference
LIGTHNING  Degree of problem or dislike
STOP SIGN  Unaddressed, not dealt with in any way

 

Source: White Paper on All the Options for Managing a Systemic Bank Crisis,
Bernard Lietaer, Center for Sustainable Resources, University of California at Berkeley;
Dr. Robert Ulanowicz, University of Maryland Center for Environmental Science, Chesapeake Biological Laboratory;
Dr. Sally Goerner, Integral Science Institute, Chapel Hill, NC;
30 pages, downloadable PDF document, Crisis solutions, issued October 2008

 

Audio teleseminar with Bernard Lietaer Lietaer.com (*1942) solution oriented Belgian economist, former co-designer of the European € currency at the Central Bank of Belgium, professorship of International Finance at the University, Louvain, Belgium, research fellow at the Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, websites: Lietaer.com and Transaction.net/money, discussing New Money for a New World, presented by Institute of Noetic Sciences, Shiftinaction.com, host Matthew Gilbert, 1:07:22 duration, filmed and posted 14. February 2007

Index: Geld / Money – Bücher von D. Hawkins

Englische Werke

Index: Audio- und Videomedien (engl.) von und mit D. Hawkins

 

Links zum Thema Geld / Money

Literatur

Literatur (engl.)

Externe Weblinks


Externe Weblinks (engl.)


Audio- und Videolinks

Audio- und Videolinks – Bernd Senf

Audio- und Videolinks (engl.)

Audio- und Videolinks (engl.) – Ellen Hodgson Brown

  • Video presentation by Ellen Hodgson Brown, US American attorney practicing civil litigation, author, Web of Debt, Web of Debt, The Shocking Truth About Our Money System, YouTube film, 10:27 minutes duration, posted 31. May 2008
    How money is created by the banks using an illusion? How the coming economic meltdown can be fixed?
  • Video presentation by Ellen Hodgson Brown, US American attorney practicing civil litigation, author, Web of Debt, It's the derivatives, stupid!, Thom Hartmann Show via "Air America", 9. October 2008, 16:06 minutes duration, posted 1. November 2008
    A 300 years old monetary pyramid scheme came to fail in 2008. The Bank for International Settlements reported in October 2008 that total derivatives trades exceeded 1.13 quadrillion dollars (1,000 trillion $). It is 16 times more than the gross domestic product (GDP) of all the countries in the world is (amounting about 60 trillion $).
    The US banks alone have 180 trillion $ in outstanding derivatives (bets, sold as a form of insurance). The national debt of USA is 11 trillion $ end 2008 leading into bancruptcy when it fails to pay interest.
    US billionaire investor Warren Buffett called derivatives weapons of financial mass destruction.
  • Audio interview with Ellen Hodgson Brown, US American attorney practicing civil litigation in Los Angeles, author, Thom Hartmann Show, "Air America", MP3, aired 29. October 2008
  • Video presentation by Ellen Hodgson Brown J.D., attorney practicing civil litigation, author of Web of Debt, Conference on Michigan's Future: Energy, Economy, Environment, Thomsonville, MI, USA, 14.-16- November 2008, YouTube film, 9:58 minutes duration, posted 19. January 2009

Audio- und Videolinks (engl.) – Charles Eisenstein

Audio- und Videolinks (engl.) – Niall Ferguson

  • TV Documentary presented and narrated by Niall Ferguson, MA, D.Phil., British Harvard and Oxford financial historian, The Ascent of Money, The Ascent of Money, producers ChimericaMedia and Educational Broadcast Corporation for Channel4.com, Google video, rated *****, 47:44 minutes duration, posted 2. December 2008
  • Videotaped lecture by Niall Ferguson, MA, D.Phil., British Harvard historian specialising in financial and economic history, author of The Ascent of Money. A Financial History of the World, Conversations With History. The Ascent of Money, produced by ucTV University of California Television, Series: Conversations with History [12/2008], host Harry Kreisler, filmed 22. October 2008, 59:09 minutes duration, YouTube film, posted 11. Dezember 2008

Audio- und Videolinks (engl.) – Franz Hörmann

  • Video presentation by Dr. Franz Hörmann (*1960) Austrian visionary economist, assistant professor, department for business taxation and tax planning, Department for Accounting, University of Economics and Business Administration, Vienna, lecturer, author, Society 2.0 – Entering a World Without Money, presented by TEDxPannonia 2011, Austria, recorded 11. September 2010, YouTube film, 14:32 minutes duration, posted 13. December 2011

Audio- und Videolinks (engl.) – Bernard Lietaer

Interne Links

Wiki-Ebene

Englisch