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Hawkins / Geld

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2·2012


 

GeldÜberlebenssicherung
BW 200


 

 

Goldmünze 1914

 

 

Neither a borrower nor a lender be;
For loan oft loses both itself and friend,
And borrowing dulls the edge of husbandry.

William Shakespeare (1564-1616) English actor poet, dramatist, character Polonius in tragedy Hamlet,
act 1, scene 3, 75-77, ~1602

 

 

 

KultCult

 

 


 

Geld – die erste Prüfung

Der Umgang mit Geld gilt als die erste Prüfung. Spirituelle Berater berichten, dass die beiden wichtigsten Problemkreise ihrer Klienten Finanzen und Beziehungen sind.


Scheine und Münzen

 

Geld, Essen, Sex und andere Mittel und Ausdrucksformen, die für das physische Überleben notwendig sind, schwingen auf einem Bewusstseinsniveau von BW 200-205 und höher. Sie sind im Wesentlichen neutral und an sich mit keiner oder sehr wenig Wirkmacht ausgestattet. Die mit ihnen verbundenen Intentionen können entscheidende Folgen nach sich ziehen.

 

Wahres Kapital drückt sich nicht in Geld, sondern in Genius aus, dem der Geldfluss zu gegebener Zeit folgen wird.

 

Im 20. Jahrhundert waren Geld, Statussymbole und Ruhm die äußeren Kennzeichen des Erfolgs.
Im neuen Paradigma ist Integrität der Ausdruck des Erfolgs.

 

Das Verlangen, (die Sucht) nach Geld, Prestige oder Macht, bestimmt das Leben vieler Menschen, die nicht vorwiegend von Angst getrieben werden. Die Bedürftigkeit nach Geld und Bekanntheit ist problematisch. Es gilt, selbst jene Quelle zu werden, die Überlebensmittel, Beliebtheit und Einfluss anzieht.


 

Im Jahr 2011 gab es 3,3 Millionen in Asien und 3,4 Millionen Millionäre in Nordamerika.
Quelle: Studie im Auftrag des US-Finanzdienstleistungsunternehmens Merrill Lynch mit Sitz in New York City, 2011

Geld kann dir erkaufen ...

Mit Geld kannst du dir ...
        * Sachen kaufen, doch keine Essenz.
        * ein Haus kaufen, doch kein Zuhause.
        * eine Versicherung kaufen, doch keine Geborgenheit.
        * Werbung kaufen, doch keine Wahrheit.
        * ein Image erkaufen, doch keine integrität.
        * einen Rang erkaufen, doch keine Wuerde.
        * Werbung [Propagada] kaufen, doch keine Wahrheit.
        * Günstlinge und Komplizen kaufen, doch keine Freunde.
        * Sex kaufen, doch keine Liebe.
        * eine künstliche Befruchtung kaufen, doch keine Kinder.
        * Drogen kaufen, doch keine Freude.
        * eine Uhr kaufen, doch keine Zeit.
        * ein Buch kaufen, doch kein Wissen.
        * ein Bett kaufen, doch keinen [natürlichen] Schlaf.
        * einen Arzt kaufen, doch nicht [dauerhafte] Gesundheit.
        * Blut kaufen, doch kein [ewiges] Leben.

Zitate zum Thema Geld / Money

Zitate von D. Hawkins

⚠ Achtung Siehe Power vs. Truth (engl.) Januar 2013

  • Die Wahrnehmung eines finanziellen Drucks ergibt sich, wenn sich unser Leben zu schnell ausdehnt. Das schafft die Illusion von Geldmangel. Die Antwort ist nicht finanzieller Art, sondern eine von Geduld. […] Wenn man sich ungeduldig Dinge wünscht, geht man als Folge davon, zu schnell vorwärts, um sich dabei noch wohl zu fühlen. Lerne Wünsche von Bedürfnissen zu unterscheiden. Lerne, Kreditwürdigkeit mehr zu schätzen als Bargeld. Großes wie auch kleines Vermögen kann über Nacht zerstört werden, doch Kredit, der auf Vertrauen beruht, bleibt das ganze Leben lang bestehen. Die Kosten des Lebens sind Zinsen. Von Bargeld zu leben, kostet das Stammkapital. Bargeld ist Bequemlichkeit, Kredit Sicherheit. Das All-sehende Auge, S. 391, 2005

 

(↓)

Besitz, Eigentum, Rechte

  • Frage: Wie kann man sich von der Anhaftung an seine Besitztümer lösen?
    Antwort: Der Begriff "Besitztum" ist illusorisch. In der Welt der Formen wird Beziehung in Worten und Konzepten ausgedrückt, deren Existenz lediglich durch ihre Funktion und die Sprache gegeben ist. Aufgrund der Neigung des Egos, konkret zu werden, glaubt es dann schließlich, dass der Begriff für etwas auch eine unabhängige, objektive Existenz bezeichnen müsse.
    Alle Beziehungen sind nur konventionelle, soziale Übereinkünfte und Vereinbarungen. Da sie keine unabhängige Wirklichkeit haben, können sie durch Änderung der Vereinbarungen gelöscht oder gestrichen werden. So ist es zum Beispiel tatsächlich eine Unmöglichkeit, irgendetwas "als Eigentum zu haben". Was wir meinen, ist, dass wir gegenwärtig das gesetzliche Recht haben, etwas zu benutzen oder zu besitzen. Das liegt jedoch außerhalb der tatsächlichen Beziehung zwischen einem Objekt und seinem vorgeblichen Eigentümer. Das "Eigentumsrecht" ist nur ein gesellschaftlicher Vertrag. Man kann ein Objekt ergreifen, es benutzen, es irgendwo unterbringen, um es zu schützen, das "Eigentum daran" ist jedoch nur ein abstraktes Konzept. Wollte man in der radikalen Wirklichkeit tatsächlich das Eigentum an irgendeinem Gegenstand haben, bedeutete das, selbst dieser Gegenstand zu sein.
    In den Kulturen der Ureinwohner gehört allen das Land, und niemand behauptet, der persönliche Eigentümer eines Teils davon zu sein. Stammesland wird vom ganzen Stamm für alle seine Angehörigen gehalten, und die Nutzung eines jeden besonderen Bereichs davon beruht auf gegenseitiger Vereinbarung. Sollte es möglich sein, etwas wirklich richtig als Eigentum zu haben, müsste man darüber absolute, bedingungslose Verfügungsgewalt haben, während wir tatsächlich immer nur zeitlich begrenzte Befugnisse besitzen.
    Dasselbe gilt für die so genannten "Rechte". Sie sind allesamt lediglich politische, vertragliche oder gesetzliche Regelungen, die auf dem "Schwemmsand" öffentlicher Meinungen und Gerichtsurteilen beruhen. Viele der so genannten Rechte sind nichts weiter als willkürliche Konventionen, die sich auf vergängliche Popularität stützen. Bestenfalls gewährt die Gesellschaft nur zeitlich begrenzte Verwaltungsbefugnisse. FU Das All-sehende Auge, Kapitel 19, Neue Kontextbildung, S. 397, 2005

Quotes by D. Hawkins

Jesus looked at him and loved him. "One thing you lack," he said. "Go, sell everything you have and give to the poor, and you will have treasure in heaven. Then come, follow me." At this the man’s face fell. He went away sad, because he had great wealth. Mark 10, 21-22 (NT)

 

⚠ Caveat See Power vs. Truth, January 2013

  • Desire motivates vast areas of human activity, including the economy. [...] The desire for money, prestige or power runs the lives of many of those who have risen above fear as their predominant life motif.
    Desire is also the level of addiction, wherein it becomes a craving more important than life itself. […] \\Want can start us on the road to achievement. Power vs. Force. The Hidden Determinants of Human Behavior, chapter 4, S. 81, Hay House, February 2002

 

 

(↓)

Contrasting pairs of emotions, attitudes, and feeling states on the issue of money In alphabetical order

Positive (strong) response (above 200)Negative (weak) response (below 200)

  1. AbundantExcessive
  2. GenerousPetty [stingy]
  3. CharitableProdigal
  4. ThriftyCheap
Power vs. Force. The Hidden Determinants of Human Behavior, chapter 9, Power Patterns in Human Attitudes, S. 146-147, Hay House, February 2002

 

 

(↓)

Ref.: Kaplan and Saddock, Comprehensive Textbook of Psychiatry, section on Poverty, 2002

  • Poorness isn't just a financial condition, but that the poor are also poor in friendships, verbal skills, education, social amenities, resources, health, and their overall level of consciousness. Poorness [cal. LoC ~60], then, can be seen as a quality characteristic of a limited self-image, which then results in a scarcity of resources. It isn't a financial condition, but a level of consciousness. The energy of that level of awareness calibrates at about 60. Power vs. Force. The Hidden Determinants of Human Behavior, chapter 21, S. 252, Hay House, February 2002

 

 

  • Context is set by intention. Motive, though, is what makes the difference. One can earn money
    • out of love for one's family, company, country, or all mankind,
    • or one can make money out of fear, greed, or selfishness.
If we view our work as a contribution to society, it then becomes a gift no matter how seemingly simple it may be. To peel potatoes out of love for one's family or for the benefit of those who need to eat is spiritually uplifting to the Self and the world. The Eye of the I From Which Nothing is Hidden, chapter 17 Dialogues, S. 327, 2001

 

(↓)

Topic:

Possessions and ownership

  • Question: How can we detach from possessions?
    Answer: The very word 'possessions' is illusory. Relationship in the world of form is expressed in words and concepts, the existence of which is merely operational and linguistic. Because of the ego's tendency toward concreteness, it goes on to believe that the term must therefore have some independent, objective existance.
    All relationships are merely conventional social understandings and arrangements. Because they have no independent reality, they can also be extinguished or cancelled by changes in agreements. For instance, to 'own' anything is really an impossibility. What we mean is that in actuality, there is a legal right to use or possess something, but that is external to the actual relationship between an object and its supposed owner. The 'right' to own is merely a social contract. One can grasp an object, use it, and put it somewhere for safekeeping, but to 'own' is merely an abstract concept. To own in radial Reality would mean that one actually would have to be the object. The Eye of the I From Which Nothing is Hidden, S. 371, 2001

 

(↓)

Topic:

'Owning' land – culturally endowed 'rights'

  • In native cultures, the land belongs to everyone, and nobody claims to personally own any part of it. Tribal lands are held by the tribe for all, and use of a particular area is by mutual agreement. To be able to actually own, one would have to have absolute, unconditonal control, whereas, in fact, we merely have temporary domain. These same conditions apply to so-called "rights" They are all merely political, contractual, or legal arrangements that rest on the shifting sands of popular opinion and court decisions. Many so called rights are merely arbitrary conventions that are nothing but passing popularities. At best, society grants only temporary stewardship [LoC 415]. The Eye of the I From Which Nothing is Hidden, S. 371, 2001

 

  • Question: Sex and money are the temptations that are emphasized by many spiritual groups as the traps to be avoided.
    Answer: That tradition has value but also ambiguous results. First, it creates an aversion and a sense of sin or guilt about the issues. It also inflates their importance, thereby creating a fear. It is not sex and money that are problems but the attachments to them. In the nonattached state, there is neither attraction nor aversion. […]
    Inasmuch as greed and desire calibrate below 200 (they are at 125), avoidance was an attempt to forestall attachment. However, the desire for sex or money stems from within and can remain within the ego, even though it is not indulged in or acted upon. At beginning levels of spiritual training, avoidance may well be the best course because desires are so strong. The mere willingness to sacrifice sensual pleasure or worldly gain is already of value in learning how to transcend attractions and instinctual drives, and the intensity of spiritual commitment is enhanced. I. Reality and Subjectivity, S. 239, 2003

 

(↓)

Societal realities: above 200 vs. below 200

Referring to chart in TvF, pg. 159

  • Of major sociological importance is the very dramatic major change that takes place below level 200.
    Unemployment jumps from just 8% to 50%;
    poverty escalates from 1.5% to 22%,
    happiness decreases from 60% to only 15%,
    and criminality skyrockets from 9 to 50 percent. Truth vs Falsehood. How to Tell the Difference, chapter 10 America, S. 160, 2005

 

  • The rate of true poverty is far higher in non-free-enterprise systems. The price of freedom entails some degree of risk, which, in turn, spurs greater effort and enterprise. In contrast, welfare societies are more complacent and less innovative because the government assumes responsibility for their survival. Truth vs Falsehood. How to Tell the Difference, chapter 10 America, S. 161, 2005

 

  • The true source of capital is the creativity of the mind from which the accumulation of money is the inevitable consequence or the automatic result of creativity, genius, inspiration, dedication, hard work and often grueling self-sacrifice, and effort, as well as discipline and resourcefulness. Truth vs Falsehood. How to Tell the Difference, S. 162, 2005

 

(↓)

Evolution unfolds "unfairly".

Survival of the fittest, kindest, wisesth

  • In reality, all occurs by virtue of potentialities becoming actuality in order to fulfill its own intrinsic design, e.g., the rich don't get rich "in order to" oppress the poor. In evolution, some species as well as their individual members are simply more adept. […]
    Life itself is the ultimate context and power whereby evolution unfolds "unfairly", for like a cork in the sea, excellence automatically rises to the top. The strongest lion dominates, the cleverest sea urchin survives. The smartest octopus gets to be the biggest, and the fastest runner wins the race. Truth vs. Falsehood. How to Tell the Difference, S. 216, 2005

 

(↓)

Material inequality

 

(↓)

Fallacious concept of 'my' – possessions and property

  • The 'letting go' of materialism and worldly gain is facilitated by the realization that everything belongs to God, and that humans have only temporary custody or stewardship [Loc 415]. Thus, in reality, there is no 'my' anything. In fact, nobody even 'owns' their own body, for it belongs to the world and returns to the world from whence it came. As a paradox, it will be noted that the ego/self believes that it has ownership of its possessions and properties but, upon examination, the opposite is true, that is, one is owned by their possesssions and properties, not the reverse. Discovery of the Presence of God. Devotional Nonduality, S. 193, 2007

 

(↓)

Hawkins in support of the warring machine that drives the US empire

  • Well, let's put it this way, money trumps peace sometimes. (Calibrated at LoC 365.) George W. Bush [Work LoC 460/450] (*1943) 43rd US American president (2000-2009), convicted war criminal, November 2011, press conference, 14. February 2007 and presidential address, 22. August 2007, cited in: Reality, Spirituality and Modern Man, chapter 1, S. 40, 2008

 

 

(↓)

Desparate vulnerable millionaires hooked by the meme of success

  • I used to live on the East Coast near a community of millionaires, and despite their affluence, occasionally someone committed suicide or took a drug overdose. They were not at all immune to the human vulnerabilities. Therefore, worldly success (e.g. celebrity status) does not bring immunity. What we need to be angry at is what caused us to sell ourselves out and then learn how we do it. Then we can take pride in the fact that we are willing to look at this now and move up to the level of Courage to tell the truth about it. The truth is that something within our consciousness sets us up to be vulnerable. Healing and Recovery, chapter 12 Depression, S. 375-376, 2009

 

(↓)

Money problems are due to spending faster than earning income.


 

  • When we were at [LoC of mankind] 190 one could get away with non-integrity, which is the Old Boys way of doing business. And now at 205 or 207, you see Enron fall and Martha Stewart called on the carpet; so the new paradigm of success is integrity. Making money [LoC 200] was sufficient during the early part of the last century through this century; success was money and fame, and all those things. And now the focus of society is integrity [LoC 200+] and what is the truth. (Calibrated at LoC 425.) Interview Truth vs. Falsehood, presented by New Connexion.net, Miriam Knight, September 2004

 

 

  • What's happening with our economy is a reorganization based on values other than just making money. The economy is really based on greed: every product is an effort to make money. And making money doesn't infer anything having to do with responsibility. Now, we're bringing up responsibility. As citizens, we're asking, "Should these companies reveal what they know?" So there's disorganization based on a current lack of clarity about values. Interview with David R. Hawkins, M.D., Ph.D., presented by US magazine Holistic Networker, Gina Mazza, 17. June 2009

 

(↓)

Poverty and world wide pollution

  • The first integrity that would bring any good to mankind is some responsibility about reproduction. Unless there is a possibility about reproduction all these [environmental] efforts are futile.
    You can't solve poverty with money. […] In fact, trying to solve it with money makes it worse. Why? Because it raises the reproductive rate.
    The basis is lack of responsibility. (Calibrated at LoC 425.) Lack of responsibility can be relieved by education. Audio series Truth vs. Falsehood. The Art of Spiritual Discernment, Nightingale-Conant, CD 3 Discerning how to make the right choices of 6, track 5, 2006

 

  • Pray you don't get left $50 million — most people can't handle it. It takes a lot of lifetimes to handle it. Sedona Seminar Emotions and Sensations, 3 DVD set, 17. April 2004

 

  • You need to be right, you need to make money, you need to be successful – it's the neediness that’s the problem. Instead, become that which attracts those things. Sedona Seminar Identification and Illusion, 3 DVD set, 14. August 2004

 

  • Historically, the true capital of society is not money. It's genius, though the world doesn't want to say that. Money is an automatic consequence of genius. Sedona Seminar Identification and Illusion, 3 DVD set, 14. August 2004

 

  • Wealth is having all that you need. For some people, millions of dollars won’t do it. For others, a simple life does it. Wealth is having abundance of that which you feel you need. The less you crave or desire, the more wealthy you become. If you have $5, you are wealthy! When you have two apples, you can only eat one. What are you going to do with the other one?! Sedona Satsang Q&A, Creative Life Center, 2 CD set, 13. September 2006

 

(↓)

Conflicted between business life and spiritual life

Declining business opportunities for the benefit of all

  • The business world and spiritual world – don’t see it as a conflict. In the business world, you get to test how far you have gotten spiritually. In the spiritual world, you get to influence the business world by virtue of that which you have become. In spiritual alignment, you may decline certain business opportunities that others might avail themselves of. You would say, "I can't do that," but make sure you understand you are declining for the good of the company and not for your own benefit. Sedona Seminar God vs. Science. Limits of the Mind, 3 DVD set, 17. February 2007

 

(↓)

Neither run for money nor deny it.

⚡ Hawkins is unaware of the fact that
Money is not part of natural evolution. It was maliciously introduced as a tool of enslavement.

  • Money is an interesting point of reference throughout the spiritually focused life. […] You can look at money as a gift from God. Ignoring money is a false attitude, because you can't live in this world without money. Find a balance. The effort for making money is okay. However, don't dedicate your life to it. [Paraphrased.] Prescott Seminar Freedom. Morality and Ethics, 3 DVD set, 8. November 2008

 

(↓)

Poverty cannot be solved by giving money.

Zitate von anderen Quellen

Niemand kann zwei Herren zugleich dienen. Er wird den einen vernachlässigen und den anderen bevorzugen. Er wird dem einen treu sein und den anderen hintergehen. Ihr könnt nicht beiden zugleich dienen: Gott und dem Geld [Mammon]. Matthäus 6, 24 (NT)

 

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Wikipedia-Hinweis:

Gleichnis vom Nadelöhr

Es ist leichter, dass ein Seil (Kamel) durch ein Nadelöhr gehe, denn dass ein Reicher ins Reich Gottes komme. Markus 10, 25 (NT) Luther Bibel, 1912

 

Ihr habt allezeit Arme bei euch, und wenn ihr wollt, könnt ihr ihnen Gutes tun; mich aber habt ihr nicht allezeit. Markus 14, 7 (NT)

 

Denn die da reich werden wollen, die fallen in Versuchung und Stricke und viel törichte und schädliche Lüste, welche versenken die Menschen ins Verderben und Verdammnis. 1. Timotheus 6, 9, Lutherbibel 1912 (NT)

 

Denn die Liebe zum Geld ist eine Wurzel alles Bösen; im Begehren danach sind schon manche vom Glauben abgeirrt, und haben sich in großes Weh verstrickt. 1. Timotheus 6, 10, Textbibel 1899 (NT)
Denn Geldgier ist eine Wurzel alles Übels; danach hat einige gelüstet und sie sind vom Glauben abgeirrt und machen sich selbst viel Schmerzen. 1. Timotheus 6, 10 (NT) Lutherbibel, 1984 (NT)
Denn alles Böse wächst aus der Habgier. Schon so mancher ist ihr verfallen und hat dadurch seinen Glauben verloren. Wie viel Not und Leid hätte er sich ersparen können! 1. Timotheus 6, 10, International Bible Society, 2002 (NT)

 

Persönliche Bekenntnisse

 

(↓)

Einsicht und Geständnis eines Multimilliardärs – Krieg von Reich gegen Arm:

Von 1980 bis 2000 waren die Steuern für Superreiche in den Vereinigten Staaten von Amerika weit höher, und es wurden 40 Millionen Jobs geschaffen.
--------------------
Warrens Steuertransparenz: Er führte 2010 nur 6,9 Millionen Euro, 17,4% seines zu versteuernden Einkommens, an Steuern ab, während seine Angestellten durchschnittlich 36% Steuern zahlten.

  • Meine Freunde und ich sind lange genug vom Kongress verhätschelt worden. Während die Armen und die Mittelklasse für uns in Afghanistan kämpfen und viele Amerikaner sich mühen, um über die Runden zu kommen, bekommen wir Superreichen [in den Vereinigten Staaten von Amerika] weiter unsere Steuererleichterungen.
Sie wissen, was danach geschah: niedrigere Steuersätze und weit weniger neue Arbeitsplätze. Warren Buffett [BW 200+] (*1930) US-amerikanischer Großinvestor, Wall Street-Investor, Unternehmer, drittreichster Multimilliardär der Welt, Philanthrop, präsentiert von der US-amerikanischen Tageszeitung The New York Times [BW 200], 15. August 2011

 

  • Ich wünschte, ich wäre nicht der reichste Mann der Welt. Davon kommt nichts Gutes. Bill Gates [BW 200+] (*1955) US-amerikanischer Milliardär, Mitgründer und -besitzer der Computerfirma Microsoft [BW 345], Antwort auf Frage des TV-Talkshow-Meisters Donny Deutsch, Gastgeber der Interview-Show des US-amerikanischen Fernsehsenders CNBC, Microsoft online Werbekonferenz, Redmond, April 2006

 

Empfehlungen

  • Was du ererbt von deinen Vätern, erwirb es, um es zu besitzen. Johann Wolfgang von Goethe [BW 465] (1749-1832) deutscher Universalgelehrter, Bühnendichter, Schriftsteller, Figur Dr. Faust in: Faust. Eine Tragödie, Szene IV, J.G. Cotta'sche Buchhandlung, Tübingen, 1808

 

Beichte

(↓)

Ford war Teil der Schattenregierung.

  • Eigentlich ist es gut, dass die Menschen unser Banken- und Währungssystem nicht verstehen. Würden sie es nämlich, so hätten wir eine Revolution vor morgen früh. Henry Ford [BW 380] (1863-1947) US-amerikanischer Industrieller, Automobilhersteller Ford Motor Company, Financier von Hitlers Nazi-Deutschland, 1920

 

(↓)

Suchtfaktor Geldgenerierung

  • Es gibt einen chemischen Stoff, der in Ihrem Magen freigesetzt wird, wenn Sie Ihr Geld verzehnfachen. Und die macht süchtig und verändert Ihre Identität. William Browder, US-amerikanischer Anlageberater, Hedgefond-Manager Hermitage Capital Management, New York, Quelle unbekannt

 

Schlussfolgerung

(↓)

Philosophie der Mikrokredite

  • Almosen sind eine Beleidigung für die Armen. Sie sind mutige Unternehmer und Unternehmerinnen, sobald wir ihnen nur das elementare Recht auf Kredit einräumen. Wir verleihen letztlich nicht Geld, wir verleihen Würde. Muhammad Yunus (*1940) bangladeschischer Professor für Wirtschaftswissenschaft, Gründer und ehemaliger Geschäftsführer der Grameen Bank, Begründer des Mikrofinanz-Gedankens, Friedensnobelpreisträger, 2006, Aphorismus, Quelle unbekannt

 

  • Es bedarf des Geldes nicht, um das zu erwerben, was der Seele Not tut. Henry David Thoreau (1817-1862) führender US-amerikanischer Transzendentalist, Philosoph, Historiker, Naturalist, Steuergegner, Dichter, Schriftsteller, Aphorismus

 

  • Eine Bank ist eine Einrichtung, von der Sie sich Geld leihen können – vorausgesetzt, Sie können nachweisen, dass Sie es nicht brauchen. Mark Twain [Samuel Langhorne Clemens] [Werk BW 465] (1835-1910) US-amerikanischer Humorist, Schriftsteller, Aphorismus

 

(↓)

Privateigentum

Etymologie: lat. privare = berauben

  • Da wir in einer Gesellschaft leben, die auf den drei Säulen Privateigentum, Profit und Macht ruht, ist unser Urteil äußerst voreingenommen. Erwerben, Besitzen und Gewinnmachen sind die geheiligten und unveräußerlichen Rechte des Individuums in der Industriegesellschaft. Dabei spielt weder eine Rolle, woher das Eigentum stammt, noch ist mit seinem Besitz irgendeine Verpflichtung verbunden. […] Diese Form des Eigentums wird Privateigentum (von lat. privare = berauben) genannt, weil sie andere von dessen Gebrauch und Genuß ausschließt und mich zu seinem Besitzer, seinem einzigen Herrn macht. Diese Form von Eigentum ist angeblich etwas Natürliches und Universales, während sie in Wirklichkeit eher die Ausnahme als die Regel darstellt, wenn wir die gesamte menschliche Geschichte einschließlich der Prähistorie betrachten, insbesondere jene außereuropäischen Kulturen, in welchen die Wirtschaft nicht Vorrang vor allen anderen Lebensbereichen hatte. Erich Fromm (1900-1980) deutsch-US-amerikanischer Sozialpsychologe, Psychoanalytiker, humanistischer Philosoph, Autor, Haben oder Sein. Die seelischen Grundlagen einer neuen Gesellschaft, S. 89, 1976, Deutscher Taschenbuch Verlag (dtv), 37. Auflage 2010

 

  • Was du wünschst, musst du selber sein! […] Das ist das Geheimnis. Was du wünschst, das sei.
    Nicht Geld sei, Reichtum sei, reich sei, Reichheit sei. […] Wer reich ist, leidet keinen Mangel. Denke nicht Mangel, sprich nicht Mangel. Safi Nidiaye, deutsche Zeitschriften- und TV-Journalistin, Schriftstellerin, Dichterin, Meditationslehrerin, Den Weg des Herzens gehen, Heyne, Erstauflage 1996, Ullstein Taschenbuch, 1. Mai 2010
(↓)

Paradox:

Finanzielle Unabhängigkeit ist ein von der Glücksforschung widerlegter Irrglaube.

  
  • Der Traum von der finanziellen Unabhängigkeit ist heute noch immer der am weitesten verbreitete Lebenstraum in den Industriestaaten. Genau dafür rackern wir uns ab und investieren die größte Zeit unseres Lebens, obwohl die meisten von uns nie wirklich so weit kommen, tatsächlich "frei" zu sein. Geld und Prestige stehen auf der höchsten Stufe unseres persönlichen Wertesystems noch vor Familie und Freunden. Dies ist umso erstaunlicher, als dass die Werteskala der Glücksökonomen genau andersherum ausfällt [...] Sie opfern ihre Freiheit und ihre Selbstbestimmung für ein höheres Einkommen. Und sie kaufen Dinge, die sie nicht brauchen, um Leute zu beeindrucken, die sie nicht mögen, mit Geld, das sie nicht haben. Richard David Precht (*1964) deutscher Philosoph, Dozent, Fernsehmoderator, Publizist, Wer bin ich. Und wenn ja, wieviele? Eine philosophische Reise, S. 350, Goldmann Verlag, 24. Auflage September 2007

 

(↓)

Reichtums- und Armutsreport

  • Die Welt lässt sich besser so erklären:
    • Wir haben eine Milliarde Menschen in den Industrieländern von Japan über Europa bis Nordamerika. Denen geht es gut.
    • Doch wir haben vier Milliarden Menschen in den Schwellenländern. Sie repräsentieren die Mehrheit der Weltbevölkerung. Sie füllen die Kluft zwischen arm und reich.
    • Wir haben zwei Milliarden Menschen in Teilen Afrikas und in ländlichen Regionen Asiens, die leben in armen Verhältnissen.
Prof. Dr. Hans Rosling (1948-2017) schwedischer Professor für Internationale Gesundheit,Karolinska Institut, Stockholm, Direktor der wp:GapminderGapminder-Stiftung, Referent, zitiert in: Die Welt wird besser. Und keiner glaubt es, präsentiert von der deutschen überregionalen Tageszeitung Frankfurter Allgemeine Zeitung (FAZ), S. 1, 12. Januar 2014

 

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Jagd nach Status

  • Wohlstand ist, wenn man mit Geld, das man nicht hat, Dinge kauft, die man nicht braucht, um damit Leute zu beeindrucken, die man nicht mag. Alexander von Humboldt (1769-1859) deutsch-preussischer Naturforscher, Mitbegründer der Geographie als empirischer Wissenschaft, Lebensweisheit

 

  • Das Geld, das man besitzt, ist das Mittel zur Freiheit, dasjenige, dem man nachjagt, das Mittel zur Knechtschaft. Jean-Jacques Rousseau [BW 465] (1712-1778) Schweizer-französischer Aufklärer, Wegbereiter der Französischen Revolution, Kulturphilosoph, Pädagoge, Naturforscher, Schriftsteller, Aphorismus, Die Bekenntnisse, 1. Buch, 1. Kapitel, Deutscher Taschenbuch Verlag (dtv), 1. Mai 2012

 

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Kollaps des Finanzsystems

  • Wenn das Geldsystem zusammenbricht, wären wir zum ersten Mal vollständig selbstbestimmte Seelen, die voll und ganz verantwortlich sind für das, was wir erschaffen, nicht nur bezüglich dessen, was wir als Individuen tun, sondern auch als Kollektiv. Carl Johan Calleman, Ph.D., schwedischer Biologe, Zeitforscher, Autor, 13. Juli 2011

 

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Die Illusion des Geldes innerhalb eines auf Zins und Schuld basierenden Informationsgeld-Systems

  • Wenn man eine Vorstellung hat, es gäbe so etwas wie Wert hinter dem Geld, dann erliegt man, glaube ich, einer Illusion, die gerade in Krisen enttäuscht wird. Die Substanz des Geldes ist Vertrauen.
    1. Zins ist der erste Vertrauensmissbrauch.
    2. Derivate sind ein Vertrauensmissbrauch höherer Stufe.
    3. Diese ganze Lebensmittelspekulation, der moderne Finanzwucher, den wir zur Zeit erleben, ist dann ein Vertrauensmissbrauch dritter Stufe.
TV-Interview mit Prof. Dr. Karl-Heinz Brodbeck (*1948) deutscher Professor für Volkswirtschaftslehre und Statistik, Fachhochschule Würzburg-Schweinfurt, Hochschule für Politik, München, buddhistischer Philosoph, Kreativitätsforscher, Wirtschaftsethiker, Geld, Die große Illusion, präsentiert von dem deutschsprachigen öffentlich-rechtlichen Fernsehsender 3Sat, Sendung Scobel, Gastgeber Gert Scobel (*1959) deutscher Philosoph, Fernsehmoderator, Journalist, Autor, YouTube Film, Minute 0:29, 5:50 Minuten Dauer, eingestellt 17. März 2012

 

(↓)

Homo oeconomicus [<200] gegenübergestellt dem Homo reciprocans [>200]

  • Es wird ja sogar ein Menschentypus danach benannt. Man nennt ihn dann Homo oeconomicus. Und die Ökonomen nennen das sogar als die höchste Stufe der Rationalität. Man nennt DAS Rationalität! Das ist wirklich eine Art von Newspeak, Neusprech im Orwellschen Sinne, dass man eine Leidenschaft, die über Jahrtausende von allen Kulturen und Religionssystemen als eine Untugend charakterisiert wurde, heute in die höchste Form der Ratio verwandelt, sie mathematisiert. Und es gab sogar Nobelpreise [für Wirtschaft] darauf.
TV-Interview mit Prof. Dr. Karl-Heinz Brodbeck (*1948) deutscher Professor für Volkswirtschaftslehre und Statistik, Fachhochschule Würzburg-Schweinfurt, Hochschule für Politik, München, buddhistischer Philosoph, Kreativitätsforscher, Wirtschaftsethiker, Geld, Die große Illusion, präsentiert von dem deutschsprachigen öffentlich-rechtlichen Fernsehsender 3Sat, Sendung Scobel, Gastgeber Gert Scobel (*1959) deutscher Philosoph, Fernsehmoderator, Journalist, Autor, YouTube Film, Minute 4:04, 5:50 Minuten Dauer, eingestellt 17. März 2012

 

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Finanzkrise 2008

  • Wenn diese Finanzkrise uns etwas lehrte, so das, dass wir keine florierende Wall Street Börse [BW 190] haben können, während der Durchschnittsbürger (Main Street) leidet. Dieses Land steht und fällt als eine Nation, als ein Volk. Barack Obama (*1961) 44. US-Präsident, Oktober 2008

 

  • Rund 40 Prozent unseres gesamten Wachstums war im Finanzsektor. Jetzt merken wir, dass vieles an dem Wachstum nicht real war. Es war Papiergeld. Barack Obama (*1961) 44. US-Präsident, präsentiert von der US-amerikanischen Late Night Talkshow Jay Leno, Gastgeber Jay Leno (*1950) US-amerikanischer Komiker und Fernsehmoderator, Sendetermin 16. März 2009

 

  • Heutiges Geld ist durch keinerlei Sachwerte mehr gedeckt. Banknoten sind bedrucktes Papier – die Kenner unter Ihnen wissen, dass es sich im Fall des Euros eigentlich um Baumwolle handelt. Begrüßungsrede von Dr. Jens Weidmann (*1968) deutscher Volkswirt, Präsident der Deutschen Bundesbank, 18. Kolloquium des Instituts für bankhistorische Forschung unter dem Motto Papiergeld – Staatsfinanzierung – Inflation, Frankfurt am Main, 18. September 2012

 

(↓)

Geldschöpfung von der Zentralbank aus dem Nichts:

  • In der Regel gewährt die Geschäftsbank einem Kunden einen Kredit und schreibt ihm den entsprechenden Betrag auf dessen Girokonto gut. Wird dem Kunden ein Kredit über 1.000 Euro gewährt (z.B. Laufzeit 5 Jahre, 5 %), erhöht sich die Sichteinlage des Kunden auf seinem Girokonto um 1.000 Euro. Es ist Giralgeld entstanden bzw. wurden 1.000 Euro Giralgeld geschöpft. Die Giralgeldschöpfung ist also ein Buchungsvorgang. Deutsche Bundesbank (BuBa), Bundesbank-Broschüre Geld und Geldpolitik, S. 68, 2011

 

  • Geld fließt nur dorthin, wo eine möglichst hohe Rendite zu erwarten ist.
    Kein Geld fließt dorthin, wo es dringend benötigt wird oder volkswirtschaftlich wertvoll ist, aber unrentabel.
    Christian Felber (*1972) österreichischer Initiator des Projekt "Demokratischen Bank", Präger des Begriffs "Gemeinwohl-Ökonomie", Gründungsmitglied der österreichischen Sparte von Attac, Referent und Autor zu Wirtschafts- und Gesellschaftsfragen

 

  • Die Wenigen, die das System verstehen, werden so sehr an seinen Profiten interessiert oder so abhängig sein von der Gunst des Systems, dass aus deren Reihen nie eine Opposition hervorgehen wird. Die große Masse der Leute aber, mental unfähig zu begreifen, wird seine Last ohne Murren tragen, vielleicht sogar ohne zu mutmaßen, dass das System ihren Interessen feindlich ist. Amsel (Amschel) Bauer Mayer Rothschild (1744-1812) deutscher Kaufmann, Bankier, Gründer des Hauses Rothschild, 1863

Literatur-Zitate

 

Satire

  • Was meinen Sie, was hier los wäre, wenn mehr Menschen begreifen würden, was hier los ist. Videopräsentation von Volker Pispers (*1958) deutscher politischer Kabarettist, Volker Pispers – Inflation'', YouTube Filmausschnitt der Sendung "Bis neulich", Minute 2:32, 2:39 Minuten Dauer, eingestellt 29. September 2009

 

  • Auf dem Grabstein des Kapitalismus wird später stehen: "Zuviel war nicht genug!" Wir brauchen ewiges Wachstum. Videopräsentation von Volker Pispers (*1958) deutscher politischer Kabarettist, Bis neulich 2010, präsentiert vom deutschsprachigen öffentlich-rechtliches Fernsehsender 3Sat, 7. Februar 2011, YouTube Film, Minute 3:12, 43:40 Minuten Dauer, eingestellt 7. Februar 2011

Zitate von Franz Hörmann

(↓)

Schwindel der doppelten Buchhaltung:

Der Schwindel der doppelten Buchhaltung wird anhand eines mittelalterlichen Hütchenspiels offenbar. Bankkonten sind mit den Hütchen vergleichbar, echtes Geld mit der Kugel, die unter irgendeinem Hütchen zu finden ist. Hebt man nun alle Hütchen gleichzeitig hoch, ist nur unter 2% der Hütchen eine Kugel vorhanden.

  • Es gibt ein systemisches Betrugsmodell einer Institution [Banken], der in unserem Wirtschaftssystem das Monopol zur Geldschöpfung über Kredite eingeräumt wird. […]
    Der Staat verschuldet sich bei den Banken, um die Zinsen der Schulden, die er bei den Banken hat, zu begleichen oder um die Banken zu retten, bei denen er selber Schulden hat. Da versteht ja keiner mehr, wer eigentlich bei wem Schulden hat und was Schulden eigentlich sind. Das Geschäftsmodell der Banken ist in Wahrheit ein Enteignungsmodell. Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspendierter Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, zit. in: Videointerview Und wenn unter keinem Hütchen eine Kugel ist?, präsentiert vom Schweizer Web-TV-Sender Alpenparlament.TV, Gastgeber Prof. Dr. Michael Vogt (*1953) deutscher Historiker, ehemals Honorarprofessor für Public Relations, Medien- und Kommunikationsmanagement, YouTube Film, 55:55 Minuten Dauer, gesendet 5. Oktober 2011

 

(↓)

Abstraktes Informationsgeld überführt das Verknappungssystem in ein Konsens- und Kooperationssystem.

  • Konjunkturzyklen sind […] Rückkoppelungseffekte, welche durch die Verkettung des Produktions- und des Verteilungsproblems entstehen. Wären Produktion und Verteilung streng voneinander getrennt, würden also nach ganz verschiedenen Regeln erfolgen, wären Konjunkturzyklen gar nicht mehr möglich. Es entspringt aber einem primitiven Gerechtigkeitsdenken der einfachen Bevölkerung, zu fordern, "wer nicht arbeitet soll auch nicht essen" – auf diese archaische Sichtweise ist dieser Fehler zurückzuführen.
    [E]in zweites Problem ist die Konkurrenz zwischen den Unternehmen. Systemisch ist sie nur darauf zurückzuführen, dass die Banken in der Geldschöpfung eben kein Geld für Zinsen erzeugen, d.h. die Unternehmer der Realwirtschaft müssen ihren Geschäftspartnern (Kunden, Lieferanten, Mitarbeitern, Investoren etc.) immer Geld abknöpfen, das sie für die Bezahlung ihrer Bankzinsen verwenden können. Dieses entnehmen sie dem Geldkreislauf und damit wieder dem Kreditgeld ihrer Geschäftspartner. Durch diese künstliche Geldverknappung werden also alle Wirtschaftstreibenden zu Konkurrenten und unfähig zur Kooperation. Man weiß aber schon lange, dass Konkurrenz zu Doppel- und Mehrfachgleisigkeiten, mangelnder Qualität (wegen Preiskonkurrenz) sowie Ressourcenverschwendung durch Überproduktion führt. Besser wäre globale Kooperation durch transparente Echtzeit-Kommunikation […]. Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspendierter Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, zit. in: Interview Absurdes Geldsystem, Spreerauschen.net, 26. Oktober 2011

 

  • Geld ist die Benutzerschnittstelle zwischen Individuum und Gesellschaft. Video-Vortrag von Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Dozent, Autor, Das Ende des Geldes, veranstaltet von der Volkshochschule Linz, Wissensturm Linz, 8. November 2011, YouTube Film, Minute ?, 2:12:20 Dauer, eingestellt 5. Februar 2012

 

(↓)

Geldsystem = Schuldsystem

  • Geld [wird] von den privaten Geschäftsbanken als Schuldschein erzeugt. Das heißt, das sogenannte Buchgeld, auch Giralgeld genannt, entsteht bei der Kreditvergabe. Immer dann, wenn private Geschäftsbanken, auch jede kleine Sparkasse an der Ecke, einen Kredit vergibt, borgt sie kein Geld aus das vorher schon existiert hat, sondern sie erzeugt damit neues Geld das vorher noch gar nicht da war. Das bedeutet, Geld im heutigen System ist eine Schuld einer Bank gegenüber einer Nicht-Bank, also jedem Kreditnehmer. Alles Geld, das im Umlauf ist, besteht nur aus Bankschulden. Es schulden also nicht nur die Kreditnehmer das Geld den Banken, sondern zugleich auch die Banken das Geld ihren Kreditnehmern. Geld entsteht als doppelte Schuld (der Bank an den Kreditnehmer und des Kreditnehmers an die Bank) und beide Schulden sind verzinst, wobei an diesen Zinsen Geld verdient wird. Interview mit Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspendierter Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Alles Geld auf der Welt sind nur Schulden, präsentiert von Tiroler Tageszeitung, 16. Dezember 2011

 

  • Geld ist kein universelles Tauschmittel, kein Wertmaßstaß und auch kein Wertaufbewahrungsmittel. […] Das verzinste Schuldgeldsystem funktioniert nicht nachhaltig. […] Das ist das Grundproblem des Geldsystems: die kleinste Werteinheit des Geldes ist nicht definiert, es ist eine abstrakte mathematische Konstruktion, eine Beschreibungsform der Wirklichkeit. […] Wer für [Zins- und Schuld-basiertes] Geld arbeitet, ist korrupt. Videopräsentation von Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspendierter Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Das Ende des Geldes, präsentiert von Top Info Forum, Geldkongress Die Logik des Geldes, Salzburg, 31. März 2012, YouTube Film, Minuten 10:39, 14:33, 19:39 und 33:04, 54:14 Minuten Dauer, eingestellt von aktionsalzburg 25. Juni 2012

 

  • In der zukünftigen Gemeinschaft in einer funktionierenden global vernetzten Basisdemokratie bestimmen nicht Regierungen, nicht deren Berater, nicht (Industrie-)Lobbies und nicht eigennützige "Wissenschaftler", sondern die Menschen selbst ihre Regeln. […] Eigentum ist nicht gleichzusetzen mit kompetentem Besitz. […] Ein inkompetenter Besitz ist Eigentumsmissbrauch. [Unternehmen, die ihre Produktionsstätte ins Ausland verlegen and zigtausende Mitarbeiter entlassen] kann man rechtlich und staatlicherseits einfach auflösen aufgrund von Eigentumsmissbrauchs. [...] Videopräsentation von Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspendierter Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Das Ende des Geldes, präsentiert von Top Info Forum, Geldkongress Die Logik des Geldes, Salzburg, 31. März 2012, YouTube Film, Minuten 33:45 und ~39:00, 54:14 Minuten Dauer, eingestellt von aktionsalzburg 25. Juni 2012

 

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Nicht werthaltiges Geld- und Enteignungssystem: Geld als geheime Staatsreligion, digitaler Überwachungsdruck

  • Gesetzliche Zahlungsmittel sind nur Münzen und Scheine. [5:22] […] [Im Giralgeldsystem] decken Schuldscheine wieder Schuldscheine im Mindestreservesystem [1%]. [5:58] […]
    Unser Geldsystem ist eine geheime Staatsreligion, Daher sollten wir, wenn wir rational denkende Menschen sind, möglichst schnell aus der Geldkirche austreten. [7:12]
    Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspendierter Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, zit. in: TV-Sendung Bargeldlos – Der große Coup der ganz großen Kriminalität, präsentiert von TV-Sender 3sat, Zukunftssendung über-morgen, YouTube Film, 15:29 Minuten Dauer, eingestellt 29. November 2012

Quotes by various other sources

Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal. But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break in and steal. For where your treasure is, there your heart will be also. Matthew 6, 19-21 (NT) New International Version (NIV)

 

No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and money. Matthew 6, 24 (NT) (NIV)

 

Seek first his kingdom and his righteousness, and all these things will be given to you as well. Matthew 6, 33 (NT) (NIV)

 

It is easier for a rope to pass through the eye of a needle than for a rich man to enter into the kingdom of God. Mark 10, 25 (NT) as translated by George Lamsa
It is easier for a camel [i.e. rope] to go through the eye of a needle than for a rich man to enter the kingdom of God. Mark 10, 25 (NT) (NIV, 1984)
Again I say to you, it is easier for a camel [i.e. rope] to go through the eye of a needle, than for a rich man to enter the kingdom of God. Matthew 19, 24 (NT) (NAS)

 

The poor you will always have with you, and you can help them any time you want. But you will not always have me. Mark 14, 7 (NT)

 

For the love of money is the root of all kinds of evil. And some people, craving money, have wandered from the true faith and pierced themselves with many sorrows. 1 Timothy 6, 10, New Living Translation, 2007 (NT)

 

Personal avowals

  • Before our white brothers arrived to make us civilized men,
    ➤ we didn't have any kind of [no] prison. Because of this, we had no delinquents. Without a prison, there can be no delinquents.

Expulsion of the Money-changers from the Temple
Fresco by Giotto (1266-1337) Italian painter
➤ We had no locks nor keys and therefore among us there were no thieves.
➤ When someone was so poor that he couldn't afford a horse, a tent or a blanket, he would, in that case, receive it all as a gift.
➤ We were too uncivilized to give great importance to private property.
➤ We didn’t know any kind of [no] money and consequently, the value of a human being was not determined by his wealth.
➤ We had no written laws laid down, no lawyers, no politicians, therefore we were not able to cheat and swindle one another.
➤ We were really in bad shape before the white men arrived and I don't know how to explain how we were able to manage without these fundamental things that (so they tell us) are so necessary for a civilized society.
John Fire Lame Deer [The Old Man] (1900/1903-1976) North American Mineconju-Lakota Sioux holy man, member of the Heyoka society, father of Archie Fire Lame Deer (1935-2001), source unknown

 

  • I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and the corporations that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their fathers conquered. [...] The issuing power should be taken from the banks and restored to the people, to whom it properly belongs. [...]
    The modern theory of the perpetuation of debt has drenched the earth with blood, and crushed its inhabitants under burdens ever accumulating.
    Thomas Jefferson (1743-1826) third US president (1801-1809), principal author of the Declaration of Independence [LoC 700/705], 4. July 1776, 1802

 

  • Everywhere do I perceive a certain conspiracy of rich men seeking their own advantage under that name and pretext of the commonwealth. Sir Thomas More (1478-1535) English statesman, lawyer, author

 

  • I wish I wasn't the world's richest man. There’s nothing good that comes out of that. You get more visibility as a result of it. Bill Gates [LoC 200+] (*1955) US American multibillionaire, co-founder and owner of the computer company Microsoft [LoC 345], in answer to TV host Donny Deutsch, interview show on CNBC television, online advertising Microsoft conference in Redmond, April 2006

 

 

  • While the poor and middle class fight for us in Afghanistan, and while most Americans struggle to make ends meet, we mega-rich continue to get our extraordinary tax breaks. My friends and I have been coddled long enough by a billionaire-friendly Congress. It's time for our government to get serious about shared sacrifice. Warren Buffett [LoC 200+] (*1930) US American billionaire investor, industrialist, philanthropist, presented by New York Times, 15. August 2011

 

  • Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars. Warren Buffett [LoC 200+] (*1930) US American billionaire investor, industrialist, philanthropist, source unknown

 

(↓)

Feedback of a lady on her impression of the two English statesmen Benjamin Disraeli and William Gladstone after having dined with them:

"When I left the dining room after sitting next to Mr. Gladstone, I thought he was the cleverest man in England. But after sitting next to Mr. Disraeli, I thought I was the cleverest woman in England."

  • The greatest good you can do for another is not just to share your riches but to reveal to him his own. Benjamin Disraeli [LoC 405] (1804-1881) British prime minister, conservative statesman, parliamentarian, Zionist Rothshield agent, instigator of two world wars, literary, source unknown

 

  • Simply by not owning three medium-sized castles in Tuscany I have saved enough money in the last forty years on insurance premiums alone to buy a medium-sized castle in Tuscany. Ludwig Mies van der Rohe (1886-1969) German-American pioneering master of modern architecture, last director of Berlin's Bauhaus, source unknown

 


Money, money, money

Insights

(↓)

Shadow side of capitalism:

The divide between rich and poor

  • We must honestly admit that capitalism has often left a gulf between superfluous wealth and abject poverty, has created conditions permitting necessities to be taken from the many to give luxuries to the few, and has encouraged small hearted men to become cold and conscienceless so that, like Dives before Lazarus, they are unmoved by suffering, poverty-stricken humanity. The profit motive, when it is the sole basis of an economic system, encourages a cutthroat competition and selfish ambition that inspire men to be more I-centered than thou-centered. Rev. Martin Luther King, Jr. (1929-1968) US American Baptist minister, activist, leader of the African American civil rights movement

 

(↓)

Monetary reform is quintessential for any other reforms to be established.

  • [W]e believe that the right to coin and issue money is a function of government. […] We believe that it is a part of sovereignty, and can no more with safety be delegated to private individuals than we could afford to delegate to private individuals the power to make penal statutes or levy taxes. […] Those who are opposed to this proposition tell us that the issue of paper money is a function of the bank, and that the government ought to go out of the banking business. I stand with Jefferson rather than with them, and tell them, as he did, that the issue of money is a function of government, and that the banks ought to go out of the governing business. […] When we have restored the money of the Constitution, all other reform will be possible, but until this is done there is no other reform that can be accomplished. William Jennings Bryan [Influence LoC 450] (1860-1925) leading US American politician, congressman from Nebraska, secretary of state under president Woodrow Wilson [LoC 400], Cross of Gold speech, Democratic National Convention, Chicago, 9. July 1896

 

(↓)

Collective resistence to the minority of social reformers

  • Throughout history, poverty is the normal condition of man. Advances which permit this norm to be exceeded – here and there, now and then – are the work of an extremely small minority, frequently despised, often condemned, and almost always opposed by all right-thinking people. Whenever this tiny minority is kept from creating, or (as sometimes happens) is driven out of a society, the people then slip back into abject poverty.
    This is known as "bad luck." Robert Heinlein (1907-1988) US American science fiction writer, The Notebooks of Lazarus Long, Ace Books, 1978

 

  • You aren't wealthy until you have something money can't buy. Garth Brooks (*1962) US American country music artist, source unknown

 

Recommendations

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Alternative translation:

What we are born with, we must make our own or it remains a mere appurtenance.

  • What you inherited from your forefathers: earn it to possess it. Johann Wolfgang Goethe [LoC 465] (1749-1832) German polymath, poet, playwright, dramatist, novelist, character Dr. Faust in: Faust. A Tragedy, part I, scene IV, lines 682-3, 1808

 

(↓)

The Buffet argument – shifting tax burden from the middle class to the rich people

  • You first have to shift the burden of the tax code from the middle class to the rich people. Bring the tax rate back to historical levels. Back in the days for capitalists like me it was 35 per cent. Now it is 11 per cent. When capitalists, people like me, call themselves job creators, we are actually making a claim on status and privilege. When you are the creator […] you are at the centre of the economic universe and as such you deserve status and privilege. [I would put] the capital gains rate at 25, 27 per cent. The capital gains rate should be lower than the prevailing rate because there should be incentive, but it only needs to be a 5 per cent [!] differential in order for there to be an incentive. Video interview with Nick Hanauer nick-hanauer.com, US American multi-millionaire entrepreneur, venture capitalist, author, The Gardens of Democracy, Bloomberg, 28. April 2012, presented by Charlie Rose Inc., host Charlie Rose, YouTube film, part 2 of 3, minute 5:50, 7:54 minutes duration, posted 1. May 2012  

 

Confessions

(↓)

Quoting his father:

  • All family dynasties can trace their histories back to some act of brigandage. Sari Nusseibeh, Ph.D. (*1949) Palestinian professor of philosophy, president of the Al-Quds University in Jerusalem, descendant of an aristocratic Palestinian family

 

  • I don't give any weight to the social consequences of my actions, because in an efficient market there's always somebody else who is ready to take your place at only a marginally different price. TV interview with George Soros [LoC 190] (*1930) Hungarian-American currency speculator, financier, stock investor, businessman, notable philanthropist, political activist, influenced by Karl Popper [LoC 185], Dangers of an unfettered market, presented by US American TV station PBS, co-host Geoff Colvin, Wall Street Week with multinational US American business magazine Fortune, 20. September 2002, PDF reprint by Value Investing Basics, September 2015

 

  • As a society we can't live without moral considerations. We do have to protect the public good. And markets are not designed to do that, so we need a political process. TV interview with George Soros [LoC 190] (*1930) Hungarian-American currency speculator, financier, stock investor, businessman, notable philanthropist, political activist, influenced by Karl Popper [LoC 185], Dangers of an unfettered market, presented by US American TV station PBS, co-host Geoff Colvin, Wall Street Week with multinational US American business magazine Fortune, 20. September 2002

 

  • It is well that the people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning. Henry Ford [LoC 380] (1863-1947) US American industrialist, founder of the Ford Motor Company, financier of Hitler's Nazi Germany

 

(↓)

Republicans flock to a party representing pride-culture.

  • We're not the party of the rich. We're the party of the people who want to get rich. Mitt Romney (*1947) US American businessman, presidential nominee of the Republican Party in the 2012 US election, 70th governor of Massachusetts (2003-2007), private fundraising event with rich donors, Jacksonville, Fla., July 2012

 

Declaration of control

 

Conclusion

  • It is not wealth and power that enslave a man, but the cleaving to them.
    He who possesses wealth, and uses it rightly, will be a blessing unto his fellow beings.
    Buddha [LoC 1000] (563-483 BC) Indian Avatar, teacher of enlightenment, central figure of Buddhism, addressing his disciple, Anathapindika

 

(↓)

Regulations of wealth and social justice

  • Strictly speaking, all amassing or hoarding of wealth above and beyond one's legitimate requirements is theft. There would be no occasion for theft, and therefore no thieves, if there were wise regulations of wealth and absolute social justice. Mohandas Karamchand Mahatma Gandhi [LoC 760] (1869-1948) Indian Hindu sage, spiritual activist leader, humanitarian, lawyer, nonviolent freedom fighter, source unknown

 

(↓)

See bible verse above:

Mark 10, 25 (NT)

  • It's hard to overcome adversity, it's even harder to overcome prosperity. Zen saying

 

  • To study the Way, first of all, you learn poverty. After having learned poverty and becoming poor, you will be intimate with the Way. From the time of Shakyamuni, up to the present day, I have never seen or heard of a true student of the Way who possessed great wealth. Dōgen [Eihei Dōgen] [LoC 740] (1200-1253) Japanese Zen Buddhist master, founder of the Sōtō school of Zen in Japan, trained by the Chinese Caodong lineage, Koun Ejo (1198-1280) Japanese Zen disciple, studied dharma transmission under master Dōgen, Shobogenzo Zuimonki, dharma talks, date unknown

 

  • Even billionaires who have plenty of money and are therefore quite influential are very unhappy persons. I also have met some of them. Deep inside those powerful leaders have much anxiety, much fear, much distress. Video presentation by H.H. 14th Dalai Lama Tenzin Gyatso [LoC 570] (*1935) Tibetan monk, leader of the Gelug or "Yellow Hat" branch of Tibetan Buddhism, Nobel Peace Prize laureate, 1989, Peace Summit, presented by CTV.ca, video clip 2 of 4 last section, minute 14:53-17:59, Vancouver, Canada, Sunday 27. September 2009

 

  1. Money or wealth failed to bring inner peace.
  2. Modern education [science] failed to bring inner peace.
  3. Technology also failed to bring inner peace.
    ..................................................................................................
  4. In the 21st century we need to promote human values, ethics, compassion and affection.
Women are more sensitive to pain or suffering of others. […]
Therefore, [women of the Western world] please take a more active role.
Video presentation by H.H. 14th Dalai Lama Tenzin Gyatso [LoC 570] (*1935) Tibetan monk, leader of the Gelug or "Yellow Hat" branch of Tibetan Buddhism, Nobel Peace Prize laureate, 1989, Peace Summit, presented by CTV.ca, video clip 2 of 4 last section, minute 14:53-17:59, Vancouver, Canada, Sunday 27. September 2009

 

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Note:

Abraham Lincoln saw the greed of corpotocracy, the erosion of democratic republic and the end of economic growth coming.

  • I see in the near future a crisis approaching that unnerves me and causes me to tremble for the safety of my country. As a result of the war, corporations have been enthroned and an era of corruption in high places will follow, and the money power of the country will endeavor to prolong its reign by working upon the prejudices of the people until all wealth is aggregated in a few hands, and the Republic is destroyed. I feel at this moment more anxiety for the safety of my country than ever before, even in the midst of war. Abraham Lincoln [LoC 565] (1809-1865) assassinated 16th US President (1861-1865), abolisher of slavery, letter written to William Elkin, date unknown

 

 

  • The real truth of the matter is, as you and I know, that a financial element in the larger centers has owned the Government ever since the days of Andrew Jackson. Franklin D. Roosevelt [Influence LoC 499] (1882-1945) 32nd US president during World War II (1933-1945), 32nd degree Freemason, war criminal, Letter to Col. Edward Mandell House, 21. November 1933; quoted in F.D.R.: His Personal Letters, 1928-1945, S. 373, edited by Elliott Roosevelt, Duell, Sloan and Pearce, New York, 1950

 

  • Prosperity is a way of living and thinking, and not just money or things. Eric Butterworth [LoC 498] US American senior pastor of the Unity church, New York (1961-2003), source unknown

 

  • Experience, more prevalent than all the logic in the world, has fully convinced us all, that it (paper money issued directly by government) has been, and is now of the greatest advantages to the country. Benjamin Franklin [First American / Founding Father] [Influence LoC 480] (1706-1705) US American statesman, political theorist, occultist, polymath, diplomat, civic activist, author, cited in: The American Weekly Mercury, 27. March 1729

 

  • [H]arder still it has proved to resist and rule the dragon Money, with his paper wings. […]
    [A] whole generation, adopted false principles, and went to their graves in the belief that they were enriching the country which they were impoverishing. Ralph Waldo Emerson [LoC 485, work LoC 475] (1803-1882) US American philosopher, Unitarian, lecturer, poet, essayist, English Traits, chapter X, Wealth, 1841, Essays and English Traits. The Harvard Classics, 1909-1914

 

(↓)

Also cited in:

Born to Be Good, NYT, S. 5 of 6, 18. January 2009

  • Material gain allows individuals in the lowest economic strata to avoid the innumerable problems associated with economic deprivation, including depression, anxiety, compromised resistance to disease, and higher mortality rates.
    For those in the middle classes and above, however, the association between money and happiness is weak or nonexistent.
    What makes us happy is
    ➤ the quality of our romantic bonds,
    ➤ the health of our families,
    ➤ the time we spend with good friends,
    ➤ the connections we feel to communities.
    When our jen ratios are high in our close relations, so are we. Dacher Keltner, Ph.D., US American professor of psychology, University of California, Berkeley, director of the Greater Good Science Center, author, Born to Be Good. The Science of a Meaningful Life, W. W. Norton, 12. January 2009

 

  • It is incumbent on every generation to pay its own debts as it goes. A principle which if acted on would save one-half the wars of the world. Thomas Jefferson (1743-1826) third US president (1801-1809), principal author of the Declaration of Independence [LoC 700/705], 4. July 1776

 

  • There are two ways to conquer and enslave a nation.
    ➤ One is by the sword.
    ➤ The other is by debt.
    John Adams (1735-1826) US American statesman, diplomat, political theorist, leading champion of the Declaration of Independence [LoC 700/705], 4. Juli 1776, second US president (1797-1801)

 

(↓)

For his criticism of the "malefactors of great wealth" Teddy Roosevelt was deemed "insane".

Roosevelt mused on "the right kind of a civilization".

 

(↓)

The Great Divergence:

Six institutional means ensured Western prosperity and predominance.

Since the 21st century the Great Re-convergence between Westerners and resterners began to become apparent. [Paraphrased]
106 billion people have ever lived, most of them in Asia. 6% of them are alive today.
Video presentation by Niall Ferguson, M.A., D.Phil. (*1964) British Harvard and Oxford historian, specialised in financial and economic history, colonialism, author, The six killer apps of prosperity, presented by TED GLOBAL 2011, Edinburgh, Scottland, minute 1:19 / minute 8:20, 20:20 minutes duration, filmed July 2011, posted September 2011

 

(↓)

The Great Re-convergence:

Western predominance comes to an end in the 21st century.

  • Today the West has lost its work ethic. Today an average Korean is working 1,000 hours more per year than an average German. […] China is just about to overtake Germany [2011]. […] This is the Great Re-convergence. […] It’s our generation that is witnessing the end of Western predominance. The average American used to be more than 20 times richer than the average Chinese [1970ies]. Now it’s just five times [2011], and soon it will be 2.5 times. […] In 2016 the United States will lose its place as number 1 economy to China. Video presentation by Niall Ferguson, M.A., D.Phil. (*1964) British Harvard and Oxford historian, specialised in financial and economic history, colonialism, author, The six killer apps of prosperity, presented by TED GLOBAL 2011, Edinburgh, Scottland, minute 12:45, 20:20 minutes duration, filmed July 2011, posted September 2011

 

(↓)

Book reference on Spirit level – 50 years of collected census data:

Biritish social epidemiologist Richard Wilkinson, Ph.D., Kate Pickett, Ph.D. (*1965), The Spirit Level. Why More Equal Societies Almost Always Do Better, Bloomsbury Press, 22. December 2009

 

  • That which seems to be wealth may in verity be only the gilded index of far-reaching ruin. John Ruskin (1819-1900) English prominent social thinker, philanthropist, art critic of the Victorian era, art patron, draughtsman, watercolourist, source unknown

 

(↓)

Social inequality

... is the biggest challenge in the decade of the 2010s.

  • I think we are going to see over the next 40 or 50 years a fundamental shift in the balance of power between what has been the sort of transatlantic access – Europe and America – for the last several hundred years shifting more towards Asia. The United States will be a critical part of that too; but again India and China much more so. [T]here is an issue of in/equality on a global scale now which is compounded by the fact that increasingly, people who are further down the inequality scales are more and more aware of what their relative positions are. And again, the advent of global communications and things like that is starting to make it much more obvious to people. So we have at least, I think, a potential train wreck of different trends happening where India and China are developing. Their development is gonna put greater environmental strains on the world. They’re not gonna want to remain in an undeveloped condition, right? The advanced countries like the United States are going to be concerned about what this all means. And everyone is going to be more aware of all of this simultaneously. So I think the potential for real trouble down the road is [...] is considerable. Video interview/presentation by Stephen Walt (*1955) US American professor of international affairs, Harvard University, The Global Income Gap, presented by BigThink, recorded 8. October 2007, 2:15 minutes duration, posted 1. January 2008

 

(↓)

The illusion of money within a debt and interest based fiat money system

  • When you harbor the idea, there was something like value behind money, then you are consumed by an Illusion, which will be straightly disappointed in times of crises. The substance of money is trust.
    1. Interest is the first abuse of confidence.
    2. Derivatives are an abuse of confidence of a higher order.
    3. Food speculation as practiced within the current modern monetary usury is fraudulence of the third order.
TV interview with Karl-Heinz Brodbeck, Ph.D. (*1948) German professor of macroeconomics and statistics, creativity researcher, Buddhist philosopher, expert on economic ethics, Geld. Die große Illusion [Money. The Big Illusion], presented by German TV station 3Sat, program Scobel, host Gert Scobel (*1959), minute 0:29, 5:50 minutes duration, posted 17. March 2012

 

(↓)

Homo oeconomicus [<200] vs. Homo reciprocans [>200]

Nobel Prize laureates: Paul Krugman, 2008

  • They have even termed a human type after that [practice]: Homo oeconomicus. And the economists call it actually the highest stage of rationality. They call THAT rationality! A passion that has been characterized as a vice by all cultures and religious systems for centuries is nowadays presented as the highest expression of reason. Indeed a kind of Orwellian Newspeak. It [greed] has been rearranged, mathematized, and on top of it decorated with Nobel Memorial Prizes in economic sciences.
TV interview with Karl-Heinz Brodbeck, Ph.D. (*1948) German professor of macroeconomics and statistics, creativity researcher, Buddhist philosopher, expert on economic ethics, Geld. Die große Illusion [Money. The Big Illusion], presented by German TV station 3Sat, program Scobel, host Gert Scobel (*1959), minute 4:04, 5:50 minutes duration, posted 17. March 2012

 

  • Money is human happiness in the abstract; he, then, who is no longer capable of enjoying human happiness in the concrete devotes himself utterly to money. Arthur Schopenhauer (1788-1860) German philosopher, faculty member, author

 

 

 

 

(↓)

Legitimacy of debts

  • The legitimacy of a given social order rests on the legitimacy of its debts. […]
    The moral associations of making good on one’s debts are still with us today, informing the logic of austerity as well as the legal code. […] [I]f a country like Jamaica or Greece, or a municipality like Baltimore or Detroit, has insufficient revenue to make its debt payments, it is morally compelled to privatize public assets, slash pensions and salaries, liquidate natural resources, and cut public services so it can use the savings to pay creditors. […]
    Today a burgeoning debt resistance movement draws from the realization that many of these debts are not fair. [Loans involving illegal or deceptive practices, sneaky balloon interest hikes on mortgages, to loans deliberately made to unqualified borrowers, incomprehensible financial products peddled to local governments that were kept ignorant about their risks] A movement is arising to challenge these debts. In Europe, the International Citizen debt Audit Network (ICAN) promotes "citizen debt audits," in which activists examine the books of municipalities and other public institutions to determine which debts were incurred through fraudulent, unjust, or illegal means. They then try to persuade the government or institution to contest or renegotiate those debts. In 2012, towns in France declared they would refuse to pay part of their debt obligations to the bailed-out bank Dexia, claiming its deceptive practices resulted in interest rate jumps to as high as 13 percent. Meanwhile, in the United States, the city of Baltimore filed a class-action lawsuit to recover losses incurred through the Libor rate-fixing scandal, losses that could amount to billions of dollars. Article "Don’t Owe. Won't Pay." Everything You've Been Told About Debt Is Wrong, presented by the magazine YES!: A journal of positive futures, Bainbridge Island, Washington, Charles Eisenstein, Ph.D. (*1967) US American graduate in mathematics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, author, fall issue 20. August 2015

 

(↓)

3% of all money worldwide is minted, 97% is digitally issued fiat money by private bankers.

  • In most countries, about 3% of our money originates from government-owned mints that make notes and coins. The rest is digital and created by private banks, out of nothing, when they issue loans. […]
    This monetary system also means that although individually we might pay off our debts, collectively we are in debt forever, paying interest to the banks. So this money system makes increasing inequality a mathematical certainty. Article Trading without money? Why a new system can address the economic spiral, presented by guardian.co.uk, Jem Bendell, 12. March 2013

 

(↓)

Critique of mental property / copyrights

  • "Intellectual property" names the deed by which the mind is bought and sold, the world enslaved. We who do not own ourselves, being free, own by theft what belongs to God, to the living world, and equally to us all. Wendell Berry (*1934) US American, farmer, academic, cultural and economic critic, man of letters

 

  • Will money for instance completely disappear? I think the answer to this is that money will disappear to the extent that it no longer chains the world to the past. In practice, this probably means that all thinking about profitable investing etc. is somewhat beside the point, since the emerging new world is not likely to be a growth economy based on the drive for accumulation of abstract values. More likely, the new world is going to be one based on sharing and care-taking of all members of society as the unity consciousness of the Universal Wave Movement, presumably after much turmoil, eventually is established. Carl Johan Calleman, Ph.D., Swedish biologist, time researcher, author, The Final Mayan calendar steps to 2012 – 8. November 2009, the beginning of the Sixth NIGHT, 31. October 2009

 

  • Where money talks, morality walks. American saying

 

  • Until and unless you discover that money is the root of all good, you ask for your own destruction. Ayn Rand [LoC 400] (1905-1982) Russian-American political philosopher, playwright, screenwriter, novelist, Atlas Shrugged, 19571, cited in: Francisco's Money Speech by Ayn Rand, Capitalism Magazine, 30. August 20022

 

(↓)

Given the debt and interest based money system, bankers control the fate of nations.

  • When a government is dependent upon bankers for money, they and not the leaders of the government control the situation, since the hand that gives is above the hand that takes. Money has no motherland; financiers are without patriotism and without decency; their sole object is gain. Napoleon Bonaparte [LoC 405⇒175⇒75] (1769-1821) French general, political leader during the French Revolution, self-crowned emperor (1804-1815)

Quotes on the financial crash 2008

For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs. 1 Timothy 6, 10 (NT)

 

(↓)

Money myths to be revised

Kahneman, and others, have found that people with a relatively high income, although more satisfied with their lives, are barely happier at any given moment than those with a significantly lower income.

  • The age-old myth that money buys happiness needs to be refined, as does the competing myth that wealth does not matter. What [Kahnemann] he's found in comparative studies of nations is that both the level of corruption and the degree of trust in society are important predictors of well-being. "Corruption is a measure of trust in society, and trust, it turns out, should be essential to well-being." Jeremy Clift, Finance & Development, featuring Daniel Kahnemann, Ph.D. (*1934) Israeli-American professor of psychology, Princeton, founder of behavioral economics, Nobel laureate in economic sciences, 2002, Questioning a Chastened Priesthood, presented by International Money Fund, volume 46, number 3. September 2009

 

  • Anthing that depends on rare events eventually will go bust. Capitalism makes you fragile until things blow up, abetted by financial models. Video presentation by Nassim Nicholas Taleb (*1960) Lebanese-American scholar, statistician, former trader, risk analyst, philosophical essayist, cited from: Nassim Taleb and Daniel Kahneman: Reflection on a Crisis, presented by the DLD conference, Munich, Germany, minute 35:00, 59:08 minutes duration, aired 27. January 2009

 

  • In the absence of the gold standard, there is no way to protect savings from confiscation through inflation. Alan Greenspan [Work LoC 400] (*1926) US American economist, Chairman of the US Federal Reserve (1987-2006)

 

  • When the federal government spends more each year than it collects in tax revenues, it has three choices: It can raise taxes, print money, or borrow money. While these actions may benefit politicians, all three options are bad for average Americans. Ron Paul (*1935) US American medical doctor, Republican U.S. Congressman

 

(↓)

Congressional testimony [confession] by Alan Greenspan 23. October 2008

Those of us who have looked to the self-interest of lending institutions to protect shareholder's equity – myself especially – are in a state of shocked disbelief. I have found a flaw [in my free-market ideology]. I don’t know how significant or permanent it is. But I have been very distressed by that fact. […] I have been going for 40 years or more with very considerable evidence that it was working exceptionally well.

  • Alan Greenspan on the financial crisis, 2008: My theory of the world was wrong. My framework was wrong. I expected financial firms in particular to protect their interests and to protect their longterm survival. I did not expect them to engage in what turned out to be potentially suicidal policies. [Paraphrased] Daniel Kahnemann, Ph.D. (*1934) Israeli-American professor of psychology, Princeton, founder of behavioral economics, Nobel laureate in economic sciences, 2002, commenting Alan Greenspan's confession, How Greenspan's Framework Went Awry, YouTube film, minute 0:10, 3:03 minutes duration, posted 23. February 2009

 

(↓)

Money trust frame busted

  • He basically said that the framework within which we had been operating was false, and coming from Greenspan [LoC 400], that was impressive. Daniel Kahnemann, Ph.D. (*1934) Israeli-American professor of psychology, Princeton University, New Jersey, founder of behavioral economics, Nobel laureate in economic sciences, 2002, cited in: Questioning a Chastened Priesthood, presented by International Money Fund, Jeremy Clift, Finance & Development, volume 46, number 3, September 2009

 

(↓)

Tectonic leverage shift in economic power and population ratios worldwide:

Stable 80-20 rule BEFORE the economic crisis 2008:
80% to the rich countries vs. 20% to the poor countries
Fast rising 35-65 rule AFTER the economic crisis 2008:
35% to the rich countries vs. 65% to the developing countries
GDP distribution before 2008: 10-9-5: 10 (USA), 9 (Europe), 5 (Asia)
Population development after 2008: United States/Europe/Australia (stable-declining – 1.2 billion by 2050), Asia/Africa (rising), 1 billion middle class people in China, 9 billion people in total by 2050

  • The 80-20 [GDP proportion] rule which I had comfortably in my hip pocket is going to be a 35-65 rule. And that puts a challenge of dramatic proportions to anybody who is at a business school today or a graduate. Video presentation by James D. Wolfenson (*1933) Australian lawyer, president of the World Bank (1995-2005), World Banker Makes Stunning Confession, Business School, Stanford University, YouTube film, minute 15:45, 19:01 minutes duration, posted 31. May 2011

Quotes by Bernard Lietaer

(↓)

Survival consciousness tied to scarcity, greed, and competition:

  • I believe that greed and competition are not a result of immutable human temperament; I have come to the conclusion that greed and fear of scarcity are in fact being continuously created and amplified as a direct result of the kind of money we are using. For example, we can produce more than enough food to feed everybody, and there is definitely enough work for everybody in the world, but there is clearly not enough money to pay for it all. The scarcity is in our national currencies. In fact, the job of central banks is to create and maintain that currency scarcity. The direct consequence is that we have to fight with each other in order to survive. Interview with Bernard Lietaer, Ph.D. Lietaer.com (*1942) Belgian economist, founder of the EU currency system, author, Center for Sustainable Resources, UC Berkeley, Beyond Greed and Scarcity, presented by the magazine YES!: A journal of positive futures, Bainbridge Island, Washington, interviewer and editor Sarah van Gelder, April 1997

 

(↓)

The taboo of the monetary banking system:

Banking crashes and monetary crises over the last 25 years

  • There have been 97 previous banking crashes over the last 25 years according to the accounting of the World Bank. And there have been 176 monetary crisis over the last 25 years. [...]
    Nobody [academic, financial press, politicians] dares to talk about our monetary banking system. […] The paradigm we are living with is a monopoly of bank debt money. Where does that lead us, the monopoly of bank debt money? […] What we'll learn in this banking crash [September 2008] is we cannot afford to save the banking system. My claim is the monetary system is systemically unstable. It is as unstable as a car without a brake and a steering wheel that doesn't work. […] The car is a taboo.
Video keynote presentation and conversation with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, Monetary blind spots and structural solutions, part 1 of 5, presented at conference Covering the Crisis, topic 'The New Paradigm of Money, Brussels, 9.-10. November 2009 by European Journalism Centre (EJC), 2009, YouTube film, minute 6:36, 9:58 minutes duration, posted by ejcinterface 13. November 2009

 

(↓)

Complex monetary systems:

Efficiency and resilience based on diversity and interconnectivity

  • We are dealing with a systemic, systematic repeated process [of banking crashes]. The structural cause [lacking diversity and interconnectivity] has indeed never been [properly] addressed. […] We have had 96 banking crises before this one [Sept 2008] and 176 monetary crises according to the World Bank [in the last 25 years].
    Via complexity theory we now can measure sustainabiliy with a single metric. And it involves two key variants:
    1. one is efficiency of complex systems
    2. and the other one is resilience.
Both of them are dependent on internal structural variables which are
We can therefore learn from natural systems that we need to have a certain amount of diversity and a certain amount of interconnectivity (in other words different relationships) in order to be able to have a system that is sustainable, that will last, that will adapt to different shocks or changes in the environment.
Our monetary system is obviously a monopoly, a monoculture. Therefore, the solution is to go to a ecosystem of monetary solutions, different currencies for different purposes that make it possible for society to not only measure what's going on, but also to motivate people to do things that are spontaneously not happening. […] The solution is complementary currencies. Video interview with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of Monetary Crises and Complexity Theory.dv, YouTube film, 3:45 minutes duration, posted by kiwah.org 12. January 2010

 

(↓)

Statistical data on the inbuilt instability of the failing money system

After 5000 years of a monocultural money system based on greed and scarcity its systemic flaws have become unsolvable. A new fiscal philosophy – outside of the box [the old mindframe] – is going to arise.


  • The ongoing financial crisis prevalent in Europe and North America since September 2008 is the biggest one among many in the last forty years. IMF data show that the current money system is unsustainable. It has issued more than 10 crises per year on average:
    • 48 massive financial meltdowns (1637-1929)
    • 145 banking crashes (1970-2011)
    • 204 monetary collapses (1970-2011)
    • 72 sovereign debt crises (1970-2011)
Video keynote presentation and conversation with Bernard Lietaer Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, New Money For A New World, presented by WNSF, YouTube film, minute 0:18:00, 1:40:53 duration, posted 16. December 2011

 

  • [T]he true story of the WIR system. The country is Switzerland and the sixteen founders met in Zurich in the year 1934 and the system is still operating today. The annual volume of business in the WIR currency is now about $2 billion per year. Bernard Lietaer Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, Robert Ulanowicz, Sally Goerner, Options for Managing a Systemic Bank Crisis, S.A.P.I.EN.S, online since 6. April 2009, connection on 14. May 2012

 

(↓)

Upgrading the monetary paradigm – a systemic solution to the global financial crisis

The monopoly of a single currency in favor of the banking system will be eradicated, diversity will substitute monoculture.

  • I don't think that we go back to the gold standard. In fact, the Gold Standard days was a lie. minute 17:10
  • The US Dollar will get in trouble. […] Basically because people are not trusting the Dollar any more. Will the US Dollar fail? It is only a question of when, not whether. There is absolutely no plan B, there has no alternative [currency] been allowed to be set up. It's going to be a hard landing. minute 19:32
  • The Euro is a good idea. However, the governance is another question. […] In it's current form and it's current form of being managed there is a very low chance that it will survive as it is. There will be something left of it, not the current structure of today. minute 20:33
  • There has never been a monetary democracy. We need other kinds of currencies which actually can reflect the democratic input and they are not given a chance. minute 21:51
  • My solution to the current monetary instability is what I call a monetary ecosystem, a diversity of currency of different scales of different currencies ... other than national money. minute 23:38
  • The Terra is a [fully backed] global currency that is overseeing national currency. It would provide a media of exchange that is unattached to any nation state, but it would be more stable than any of the national currencies. I would have it fully backed by a basket of commoditites. […] It is a currency to make it profitable to think longterm. The reason is that it has a negative interest rate. minute 23:38
  • Money is today's god. It is a god of shadows, a god that drives the negative aspects of mankind: Greed, shortterm thinking, competition. minute 25:33
  • Money probably is the main tool of power. […] By controlling money you can actually control almost everybody. minute 26:34
Video interview with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, What About Money?, interviewed by Lars Schall, August 2012, YouTube film, 6:43 minutes duration, posted 21. August 2012

Quotes by Muhammad Yunus

  • Poverty is not created by poor people. There is something lacking in the system that creates and perpetuates poverty. […] Poor people are Bonsai People, without a base, the Bonsai trees are stunted and cannot grow. Lecture by Muhammad Yunus, Ph.D. (*1940) Bangladeshi professor of economy, Chittagong University, founder of the Grameen Bank, microcredit institution, Nobel Peace Prize laureate, 2006, Financial Services and Psychology, Sigmund Freud University (SFU), Vienna, 28. May 2009

 

 

  • We have to get out of this [rankist] mindset that the rich will do the business and the poor will have the charity. Muhammad Yunus, Ph.D. (*1940) Bangladeshi professor of economy, Chittagong University, founder of the Grameen Bank, microcredit institution, Nobel Peace Prize laureate, 2006, source unknown

 

The collectively owned The Grameen Bank reversed the basic principles of privately owned conventional banks [resulting in a Peace Nobel Prize in 2006].
Profit maximising for self versus social business [caring economics] for others.
Borrowing money from outside / government versus self-sufficiency [a banking phenomenon]
► Ownership: Somebodies – a few rich men versus Nobodies – many of the poorest women.
      [97% of the borrowers and owners of the Grameen bank are women.]
      The less you have the more attractive you are. If you have
nothing you get the highest priority.
Big credits to haves [ocean tanker] versus microloans to havenots [dingy boats on shallow waters].
Deficiency principle versus trust principle.
Digging in the past / credit histories versus trust in the future / building of the borrowers.
Collateral principle versus no credit guarantees.
► Social banks do not engage lawyers. They create a new legislation / banking laws.
► Social banks start with unexperienced, uneducated borrowers without a business plan.
► Concepts: One-dimensional money making human being versus the multidimensional complete human being.
Classism, power gap, poverty, debt system versus inclusivity, ending of poverty by 2030.
Excerpted from video presentation by Muhammad Yunus, Ph.D. (*1940) Bangladeshi economist, founder of the Grameen Bank, microcredit institution, Nobel Peace Prize laureate, 2006, Creating a World Without Poverty, explaining the "social business" model addressing social issues through entrepreneurship, mainly chapter 4, 5:55 minutes (minute 10:11-16:00)
presented by Commonwealth Club of California, San Francisco, California, non-profit educational organization,
and Link TV, recorded by ForaTV, 1:02:52 minutes duration, 1. May 2008

Four types of people – in respect to ownership and property

  1. The unlearned person says: "What’s mine is yours, and what’s yours is mine."
  2. The neutral person says: "What’s mine is mine, and what’s yours is yours."
  3. The wicked person says: "What’s mine is mine, and what’s yours is mine."
  4. The pious person says: "What’s mine is yours, and what’s yours is yours."

 

Source:Mishnah [LoC 665] (*220 CE) first major written redaction of the Jewish oral traditions by Judah haNasi, first major work of Rabbinic Judaism

Englische Texte – English section on Money

Income, status and affective wellbeing – HavingDoingBeing

(↓)

US American Gallup survey / study by Ed Diener, Daniel Kahneman et al., 2009:

Income’s Differential Influence on Judgments of Life Versus Affective Well-Being
Below an annual income of 60.000 $ people are progressively unhappy –
above 60.000 $ income per year feelings of happiness do not rise.

Depending on which self (experiencing self or remembering self) is predominant influences the poll results.
Personal income in the United States (average 45.000 $)

 


Two different selves: two notions of money and happiness – Daniel Kahneman et al.
༺༻Secondary remembering self (Past)
Programmed processing system 2
Having * Doing
Fundamental experiencing self (Present)
Intuitive choosing system 1
Being
1.The more money you have the more satisfied you are.
That does not hold for emotions.
*
Money does not buy you experiential happiness, but lack of money buys you misery.
We can measure that very clearly.
*
2.Following the concept (Making) money makes you happy about 90% of people in the households in the United States, making at least 250,000 $ a year called themselves "very happy". **Withheld conclusion: 10% very rich NOT HAPPY people find "making money" (gaining outer resources and status) does not result in sustainable happiness.**
See multimillionaire Tom Shadyac's insight. Item 5a.
3.Comparing one's income favorably to others, spending impulsively money, and overcoming self-doubt with money did not enhance one's subjective well-being. ***Wanting to make money to feel secure, to feel proud of oneself, and to help others, were predictive of happiness or subjective well-being. ***
4a. Wealthier people consistently reported a lower ability to savor, "enhance and prolong positive emotional experience." This impediment undermined any positive effect that money had on their happiness. ****Money impairs people's ability to savor everyday positive emotions and experiences. ****
4b.Solution: Deepening positive thinking and friendships. ****
5a.I think I was imprisoned by part of my life that was not a part of what I would say is truth. [...] I stood on top of the heap and said 'I am more valuable than you. Hey, I am the director, man. You are just a camera man. I don't support that anymore. *****I've gone through some pretty substantial changes which I think have opened me up. I'm more sensitive. I hope that I have walked further down the empathic road. *****
5b. Conclusion: I think we are all part of it. And there can be a little difference
but not the kind of difference that I supported. *****

 

  1. * Video presentation by Daniel Kahneman (*1934) Israeli-American professor of psychology, Princeton University, founder of behavioral economics, Nobel laureate in economic sciences, 2002, The riddle of experience vs. memory on the "experiencing self" (present) vs. the "remembering self" (past, score keeper, story teller), presented by TED Talks 2010, minute 18:08+, 20:07 minutes duration, filmed February 2010, posted March 2010
  2. ** Betsey Stevenson and Justin Wolfer, study Economic Growth and Subjective Well-Being. Re-Assessing the Easterlin Paradox, Brookings Panel on Economic Activity, United States, April 2008
  3. *** Rostyslaw W. Robak, Sheila H. Chiffriller, Melinda C. Zappone, College students' motivations for money and subjective well-being, Psychological Reports, Vol. 100, Issue 1, pg. 147-156, 2007
    157 undergraduate business and psychology students were asked on their motives for making money and several dimensions of subjective well-being.
  4. **** Quoidbach J., Dunn E.W., Petrides K.V., Mikolajczak M., Money Giveth, Money Taketh Away. The Dual Effect of Wealth on Happiness, sponsored by University of Liège, published in Psychology Science, 21. Jun 2010, 759-63
  5. ***** Video interview with Tom Shadyac (*1958) Aramean American comedian, Hollywood film director, truth seeker, neardeather (2007), multimillionaire converted to the path of simplicity, screenwriter, producer of the documentary I am, I AM, Director Tom Shadyac, presented by DP/30, host David Poland, MCN Videos, YouTube film, minute 4:38, 33:36 minutes duration, posted 11. March 2011

 

Literature:
Carol Graham (*1962) US American professor of public policy, University of Maryland, senior fellow, Brookings Institution, research fellow, Institute for the Study of Labor, Happy Peasants and Miserable Millionaires. Happiness Research, Economics, and Public Policy, Brookings, 30. January 2010
Further references:
► Video presentation by Hans Rosling, M.D., Ph.D. (1948-2017) Swedish professor of global health, medical doctor, statistician, data visionary, Karolinska Institute, Stockholm, public speaker, New insights on poverty and life around the world, presented by TED Talks, 18:57 minutes duration, filmed March 2007, posted June 2007
► Video interview/presentation by Stephen Walt, US American professor of International Affairs, Harvard University, The Global Income Gap, presented by BigThink, recorded 8. October 2007, 2:15 minutes duration, posted 1. January 2008
Stephen Walt: "Social Inequality is the biggest challenge in the coming decade." (2008-2018)

 

Leaping from Having to Being

I think I was imprisoned by part of my life that was not a part of what I would say is truth. [...] I stood on top of the heap and said 'I am more valuable than you. Hey, I am the director, man. You are just a camera man.' I don't support that anymore.
I think we are all part of it. And there can be a little difference but not the kind of difference that I supported. [...]
I've gone through some pretty substantial changes which I think have opened me up. I'm more sensitive. I hope that I have walked further down the empathic road.
Video interview with Tom Shadyac (*1958) Aramean American comedian, Hollywood film director, truth seeker, neardeather (2007), multimillionaire converted to the path of simplicity, screenwriter, producer of the documentary I am, I AM, Director Tom Shadyac, presented by DP/30, host David Poland, MCN Videos, YouTube film, minute 4:38, 33:36 minutes duration, posted 11. March 2011

Plutocracy (corporate feudalism) ⇔ Democracy and free-enterprise

Status 2000 – turn of the millennium

  • Half of the largest global economies are corporations not countries.
  • 2% of the richest people own 50% of all the world's wealth.
  • The 3 billion of the world's poorest people own just 1% of all the world's wealth.

 

Dramatic increase in economic inequality and poverty in the United States of America
"Financial terrorist attack" on the United States
The top one-tenth of one percent of the US population was the result of deliberate governmental and economic policy. The "too big to fail" banks are using the campaign finance and lobbying system to buy off politicians who implement policies designed to exploit 99.9 percent of the population for their financial gain.

Derived from the report on the financial destruction of the United States by David DeGraw, US American independent investigative journalist, Analysis of Financial Terrorism in America. Over 1 Million Deaths Annually, 62 Million People With Zero Net Worth, As the Economic Elite Make Off With $46 Trillion, 10. August 2011

 

  • 68.3 million Americans struggle to get enough food to eat.
    • Wages are declining for 90 percent of the US population.
  • Feeding all 40 million Americans on food stamps was $65 billion in 2010.

  • Only 74 Americans elite billionaires had an average income of $91.2 million in 2008 raising to $518.8 million each ($10 million per week) in 2009.
    • 74 US citzens made more money than 19 million US workers combined.
  • The economic top 0.1% – 0.076 percent of the US population – earned over $1 million in 2009.

  • In 2011 US millionaires (economic elite) owned at least $45.9 trillion in wealth:
    $38.6 trillion at home and an estimated $6.3 trillion hidden in offshore accounts.
    One trillion = 1000 billion ($1,000,000,000,000).
  • The richest 400 US citizens owned 50 percent of the entire country.
    Their wealth held as much as 154 million US Americans combined.

  • Corporate tax accounted for 27.3 percent of US federal revenue, 4.3 percent of overall GDP, in 1955.
  • Corporate tax accounted for 8.9 percent of US federal revenue, 1.3 percent of overall GDP, in 2010.
  • The richest 400 Americans paid 30 percent (average tax rate 30.4%) of their income in taxes in 1995.
  • 1,470 Americans earned over $1 million in 2009 without paying any taxes.
    • The average tax rate for millionaires was 22.4 percent in 2009.
  • The richest 400 Americans paid 18 percent of their income in taxes in 2011.
  • Deloitte predicts that US millionaire households will reap a 225% increase in wealth ($87.1 trillion and over $100 trillion hidden wealth in offshore accounts) in total by 2020.

 

"Unlike those in the lower half of the top 1%, those in the top half and, particularly, top 0.1%, can often borrow for almost nothing, keep profits and production overseas, hold personal assets in tax havens, ride out down markets and economies, and influence legislation in the US. They have access to the very best in accounting firms, tax and other attorneys, numerous consultants, private wealth managers, a network of other wealthy and powerful friends, lucrative business opportunities, and many other benefits. Most of those in the bottom half of the top 1% lack power and global flexibility and are essentially well-compensated workhorses for the top 0.5%, just like the bottom 99%. In my view, the American dream of striking it rich is merely a well-marketed fantasy that keeps the bottom 99.5% hoping for better and prevents social and political instability. The odds of getting into that top 0.5% are very slim and the door is kept firmly shut by those within it."
View of an (anonymous) US investment manager on the state of wealth in the U.S.
An Investment Manager's View on the Top 1%, presented by George William (Bill) Domhoff, sociology department of UCSC, July 2011

 

Sources:
Meet the Global Financial Elites Controlling $46 Trillion In Wealth. 11. August 2011
George William (Bill) Domhoff (*1936) US American research professor of psychology and sociology, UCSC, Who Rules America? Challenges to Corporate and Class Dominance, en.wikipedia Who Rules America?, originally published 1967, McGraw-Hill Humanities/Social Sciences/Languages, 6th edition 16. July 2009
Reports on the economic top 0.5 percent of the US population
See also: ► Statistics of economic inequality in United States (1774-2011)

Money can buy you...

Money can buy you ...
        ⚑ stuff, but no essence.
        ⚑ houses, but no home.
        ⚑ insurances, but no trust.
        ⚑ advertisement, but no truth.
        ⚑ an image, but no integrity.
        ⚑ a position, but not respect.
        ⚑ status, a rank, but no dignity.
        ⚑ minions and accomplices, but no friends.
        ⚑ sex, but no love.
        ⚑ sperm, but no children.
        ⚑ drugs, but no happiness.
        ⚑ clocks, but no time.
        ⚑ books, but no knowledge.
        ⚑ mentors, but no wisdom.
        ⚑ blood, but no [eternal] life.
        ⚑ beds and sleeping aides, but no [natural] sleep.
        ⚑ medicine and doctors, but no [lasting] health.


Money can't buy you ...
        ⚑ manners, morals, character, common sense, patience, class.

Summarized table of approaches to the systemic economic crisis


Five possible options for solving the systemic banking crisis 2008+

 

The world wide banking crisis (2008) is of a simultaneous, global nature.
It challenges nations to solve an unprecedented convergence of the four planetary issues
financial instability, climate change,
unemployment, and shortage of provisions for of an aging society

possibly within only one decade.

 

To meet the globalized challenges a colossal integral leap in consciousness is required on a world wide scale.
༺༻ApproachBankersTaxpayers /
Central Governments
Local
Governments
2d WaveSystemic Dilemma
1.Do nothing
(As in 1929-1932)

Disaster

Disaster

Disaster

Disaster

Unaddressed
2.Conventional
Nationalizing
Problem Assets

Preferred

Most Expensive
(no leverage [Fremdfinanzierung])

Unaddressed

Delayed

Unaddressed
3.Nationalizing
Banks

Equity dilution

10 x leverage
[Fremdfinanzierung]

Unaddressed

Delayed

Unaddressed
4.Unconventional
Nationalizing
Money Creation

promoted by
Ellen Hodgson Brown

End of current
business model

Long term solution
(but inflation?)

Unaddressed

Governments spend
money into existence

Unaddressed
5.Complementary
Currencies

promoted by
Bernard Lietaer

End of money
creation monopoly
  
Long term solution

Long and short
term solution

Long and short
term solution
  
Systemic solution

 

Legend:
HEART   Degree of solution or preference
LIGTHNING   Degree of problem or dislike
STOP SIGN   Unaddressed, not dealt with in any way

 

Written source:White Paper on All the Options for Managing a Systemic Bank Crisis, Bernard Lietaer, Center for Sustainable Resources, University of California at Berkeley; Dr. Robert Ulanowicz, University of Maryland Center for Environmental Science, Chesapeake Biological Laboratory, Dr. Sally Goerner, Integral Science Institute, Chapel Hill, NC   Link deleted
Audio source: ► Audio teleseminar with Bernard Lietaer Lietaer.com (*1942) solution oriented Belgian economist, former co-designer of the European € currency at the Central Bank of Belgium, professorship of International Finance at the University, Louvain, Belgium, research fellow at the Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, website Transaction.net/money, discussing New Money for a New World, presented by Institute of Noetic Sciences (IONS), host Matthew Gilbert, 1:07:22 duration, filmed and posted 14. February 2007   Link deleted
Book: ► Bernard Lietaer Lietaer.com (*1942) solution oriented Belgian economist, former co-designer of the European € currency at the Central Bank of Belgium, professorship of International Finance at the University, Louvain, Belgium, research fellow at the Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, Stephen Belgin, US Amerian publicist, founder and president of Qiterra Press, author, New Money for a New World, Qiterra Press, 29. December 2011
Video sources:
► Video interview with Stephen Belgin, US Amerian publicist, founder and president of Qiterra Press, author, New Money for a New World, Colorado, Vimeo film, 21:45 minutes duration, posted 24. August 2012
► Video presentation by Bernard Lietaer Lietaer.com (*1942) solution oriented Belgian economist, former co-designer of the European € currency at the Central Bank of Belgium, professorship of International Finance at the University, Louvain, Belgium, research fellow at the
Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, New Money for a New World'', Vimeo film, 55:15 minutes duration, posted 4. January 2016

BW-Werte: Geld

  • BW 435 – Wall Street Journal
  • BW 208 – Bankwesen in den Vereinigten Staaten von Amerika [Status 2004]3
  • BW 208 – Versicherungswesen in den Vereinigten Staaten von Amerika [Status 2004]4
  • BW 200 – Geld [Zahlungsmittel]
  • BW 190Wall Street, weltweit größte Börse in NYC, New York
  • BW 180 – Materialismus5
  • BW 180Glücksspiel (Wetten gegen Geld oder Sachwerte/Beteiligungen [materielle Werte]  abschließen auf ein Ereignis mit ungewissem Ausgang)6
  • ~BW 60Armut7

LoC calibrations (engl.): Money

  • LoC 435 – Wall Street Journal
  • LoC 208 – Banking industry in the United States [Status 2004]8
  • LoC 208 – Insurance industry in the United States [Status 2004]9
  • LoC 200 – Money [medium of exchange]
  • LoC 190Wall Street, US American stock exchange [the world's biggest stock exchange] in New York City
  • LoC 180 – Materialism10
  • LoC 180Gambling (Wagering of money or "stakes" [material value] on an event with an uncertain outcome)11
  • ~LoC 60Poorness, poverty12

Index: Geld / Money – Bücher von D. Hawkins

Englische Werke

Index: Audio- und Videomedien (engl.) von und mit D. Hawkins

 

Links zum Thema Geld / Money

Literatur

Geschichte der Entwicklung von Geld und Schulden in fünf Zeitaltern
I. Zeitalter der frühen städtischen Zivilisationen (Ägypten, Mesopotamien, Industal, China) (3500-800 v. Chr.) – Vorherrschendes Geldsystem: Virtuelle Kreditvereinbarungen, Schuldenerlasse
II. Achsenzeit (800 v. Chr.-600 n. Chr.) – Vorherrschendes Geldsystem: Münzgeld, Edelmetall
III. The Mittelalter (600-1500 n. Chr.) – Wiedereinführung von virtuelle Kreditvereinbarungen
IV. Zeitalter der Europäischen Weltreiche/kapitalistischen Imperien (1500-1971) – Wiedereinführung von Edelmetallen
V. Moderne Gegenwart (seit 15. August 1971) – Aufhebung des Goldstandards des US-Dollars, das Schuldenreich, "Der Anfang von etwas, das noch nicht bestimmt werden kann"


Literature (engl.)

Sachs' development aid plan is to eliminate extreme poverty around the world by 2025.
Muhammad Yunus, founder of the Grameen, bank envisioned the end of poverty by 2030.

Explaining the ominous role of private banks
Audio sample Web of Debt, "Introduction", narrated by Duane Thorin, MP3, Scribd version of WEB OF DEBT

The change of the money system is inevitable and underway. Original yet commonsense, radical yet gentle, and increasingly relevant, Eisenstein explores conventional and unconventional economic thought, New Economics, negative-interest currencies, local currencies, resource-based economics, gift economies, and the restoration of the commons including the personal dimensions of this transition ("right livelihood").

Excerpt
I. Age of the First Agrarian Empires (3500-800 BC) – Dominant money form: virtual credit money
II. Axial Age (800 BC-600 AD) – Dominant money form: coinage and metal bullion
III. The Middle Ages (600-1500 AD) – The return to virtual credit money
IV. Age of European Empires (1500-1971) – The return of precious metals
V. Current Era (1971 onwards) – The empire of debt

Externe Weblinks


External web links (engl.)


24. November 1997 memo by Timothy Geithner to Larry Summers: A banker clique played an evil game-plan for checkmate.

Audio- und Videolinks

Gigantische Summen an Bankenrettungsgeldern wurden gegeben: 50 Mrd. € für Griechenland, 70 Mrd. € für Irland, 40 Mrd. € für Spanien, um die Verluste von deren Banken zu stützen, die durch faule Kredite entstanden sind.

  • Video TV-Interview mit Prof. David Graeber (*1961) US-amerikanischer Ethnologe, philosophisch-politischer Anarchist, Autor, Warum uns Schulden versklaven, präsentiert vom Schweizer Radio und Fernsehen SRF, wöchentliche Dokumentarfilmsendung Sternstunde Kunst, Gastgeberin Barbara Bleisch, Sendetermin 13. Oktober 2013, YouTube Film, 54:13 Minuten Dauer, eingestellt 6. Januar 2014

Graeber, der Vordenker der Occupy-Bewegung, befürwortet den Ausstieg aus der Schuldenkrise und zeigt Alternativen zum Kapitalismus auf. Seit der Erfindung des Kredits vor 5000 Jahren treibt das Versprechen auf Rückzahlung die Menschen in die Sklaverei.

Audio- und Videolinks – Bernd Senf

Zinsloses Geld und staatliche Geldschöpfung, 100%-Geld, Vollgeld, Umlaufsicherungsgebühr, Brakteaten, Regionalwährungen – Tobin-Steuer, Firewall, Neues Bretton Woods

Audio- und Videolinks – Franz Hörmann

  • Video-Vortrag von Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Vortragender, Autor, Das Ende des Geldes, veranstaltet von der Volkshochschule Linz, Wissensturm Linz, 8. November 20011, YouTube Film, 2:12:20 Dauer, eingestellt 5. Februar 2012
  • Video-Vortrag von Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Vortragender, Autor, Neue Werte, Neue Wirtschaft. Die neue, selbstorganisierte, ressourcenbasierte Gesellschaft, organisiert von Zeitgeist ZDAY 2012, Arena City Hotel, Salzburg, 11. März 2012, YouTube Film, 1:36:16 Dauer, eingestellt 24. April 2012
  • Audio Radiointerview mit Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Universitätsprofessor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Vortragender, Autor, Bankencrash: Ende des Geldes – im Gespräch mit Franz Hörmann, 5 MP3 Teile, präsentiert von Buergerstimme, Gastgeber Joachim Sondern, ~1 Stunde Sendezeit, gesendet 9. Januar 2013

Audio and video links (engl.)

Dealings with money

Zero population growth will going to happen. Death rates will going to stall.
Arithmetic, Population and Energy, the rise of interest, the population curve, and resources within a field of worshipping 'growth'

Second look at the Federal Reserve

Socio-economics: Catherine Austin Fitts: The Looting Of America, presented by Prison Planet.com, Paul Joseph Watson, 2. November 2010
Übersetzung: leverage = Fremdfinanzierungsgrad; overleveraged = überschuldet, übermäßig fremdfinanziert

Challenge of dramatic proportions to business schools
80-20 rule BEFORE the economic crisis 2008: 80% to the rich countries vs. 20% to the poor countries
35-65 rule AFTER the economic crisis 2008: 35% to the rich countries vs. 65% to the developing countries

After the cabal of international central bankers established the privately-owned Bank of England in 1694, economic enslavement to a privately-owned "central" banks spread like a virus.
Segments: The Problem, The Money Changers, Roman Empire, The Goldsmiths of Medieval England, Tally Sticks, The Bank of England, The Rise of the Rothschilds, The American Revolution, The Bank of North America, The Constitutional Convention, First Bank of the U.S., Napoleon's Rise to Power, Death of the First Bank of the U.S. / War of 1812; Waterloo; Second Bank of the U.S.; Andrew Jackson; Fort Knox; World Central Bank

  • Inspirational essay-style video documentary Money and Life, YouTube film, 1:26:14 duration, posted 6. June 2013  

Creative Commons film, a cinematic odyssey connecting the dots on the current economic pains and the great transition to a sustainable, equitable and restorative economy meeting the needs and realities of the 21st century: new story of money based on an emerging paradigm of planetary well-being that understands all of life as profoundly interconnected.

Audio and video links (engl.) – Ellen Hodgson Brown

How money is created by the banks using an illusion? How the coming economic meltdown can be fixed

A 300 years old monetary pyramid scheme came to fail in 2008. The Bank for International Settlements reported in October 2008 that total derivatives trades exceeded 1.13 quadrillion dollars (1,000 trillion $). It is 16 times more than the gross domestic product (GDP) of all the countries in the world is (amounting about 60 trillion $).
The US banks alone have 180 trillion $ in outstanding derivatives (bets, sold as a form of insurance). The national debt of the United States is 11 trillion $ end 2008 leading into bancruptcy when it fails to pay interest.
US billionaire investor Warren Buffett called derivatives "weapons of financial mass destruction."

American colonists issued money, govenor of Massachussetts printed it to pay soldiers and workers, in Pennsylvania the govenor lent money to the farmers for 5% interest (micro loan)

Goldsmiths kept the gold deposited, made paper money loans. They discovered that only 10 % of the deposits were requested back. President Abraham Lincoln issued his own paper money and it worked. There are 12 Federal Reserve banks in US.

Homeowners faced with foreclosure have a good defense, as the trustees do not have the required documents.
Bailing out bad banks with taxpayer's money. Inflation became serious since the Federal Reserve Bank appeared.

North Dakota owns the Bank of North Dakota; ND is fiscally sound whereas other states are going bancrupt. Take interest out of the equation.

Audio and video links (engl.) – Charles Eisenstein

  • Video presentation / Q&A by and with Charles Eisenstein, Ph.D. (*1967) US American graduate in mathematics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, author, Sacred Economics, YouTube film, posted 4.-13. May 2011
  • Video presentation by Charles Eisenstein, Ph.D. (*1967) US American graduate in mathematics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, author, Sacred Economics, Peaceburgh, Pennsylvania, 30. July 2011, sponsored by Evolver Pittsburgh, Transition Pittsburgh, and Sust-Enable: The Metamentary, YouTube film, 54:20 minutes duration, posted 3. August 2011
  • Video presentation by Charles Eisenstein, Ph.D. (*1967) US American graduate in mathematics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, author of Sacred Economics, Occupy Wall St. – NYC – ReEnvisioning Money, presented by Antonio Ferrera, filmed 24. October 2011, YouTube film, 42:00 minutes duration, posted 27. October 2011
  • Video presentation by Charles Eisenstein, Ph.D. (*1967) US American graduate in mathematics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, author, A New Story of the People, presented by TEDxTalks, Whitechapel, 22:46 minutes duration, filmed 12. January 2013, posted 13. February 2013

Audio and video links (engl.) – Niall Ferguson

Featuring evolution of finance, from its origins in ancient Mesopotamia to the latest upheavals on what Ferguson calls Planet Finance

  • Videotaped lecture by Niall Ferguson, M.A., D.Phil. (*1964) British Harvard and Oxford historian, specialised in financial and economic history, colonialism, author of The Ascent of Money. A Financial History of the World, Conversations With History. The Ascent of Money, produced by ucTV University of California Television, Series: Conversations with History [12/2008], host Harry Kreisler, filmed 22. October 2008, 59:09 minutes duration, YouTube film, posted 11. Dezember 2008
  • Video presentation by Niall Ferguson, M.A., D.Phil. (*1964) British Harvard and Oxford historian, specialised in financial and economic history, colonialism, author, The 6 killer apps of prosperity, presented by TED GLOBAL 2011, Edinburgh, Scottland, 20:20 minutes duration, filmed July 2011, posted September 2011

Six features of capitalism: 1. Competition; 2. Scientific Revolution; 3. Private property rights; 4. Modern medicine; 5. Consumer society; 6. Work ethics

Audio and video links (engl.) – Franz Hörmann

  • Video presentation by Dr. Franz Hörmann (*1960) Austrian visionary economist, assistant professor, department for business taxation and tax planning, Department for Accounting, University of Economics and Business Administration, Vienna, lecturer, author, Society 2.0 – Entering a World Without Money, presented by TEDxPannonia, recorded in Vienna, Austria, 11. September 2010, YouTube film, 14:33 minutes duration, posted 18. February 2012

Audio and video links (engl.) – Bernard Lietaer

  • Audio teleseminar with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, website Transaction.net/money, discussing New Money for a New World, presented by Institute of Noetic Sciences (IONS), host Matthew Gilbert, 1:07:22 duration, filmed and uploaded 14. February 2007
  • Video keynote presentation and conversation with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented futurist Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, Monetary blind spots and structural solutions, playlist of 5 parts, presented at conference Covering the Crisis, topic The New Paradigm of Money, Brussels, 9.-10. November 2009 by European Journalism Centre (EJC), 2009, YouTube film, posted by ejcinterface 13. November 2009
    • Monetary blind spots and structural solutions, part 1 of 5, minutes duration
    • Monetary blind spots and structural solutions, part 2 of 5, 9:36 minutes duration
      "All patriarchal societies have a monopoly of a centralizing currency with positive interest rates which is a concentration device to the top. People who have resources get more resources. That model made the Industrial Revolution possible. The Boom and Bust Cycles are directly related to the money system. It leads to concentration of wealth, unsustainable behavior, short-term thinking."  Minute 2:56
      "Dual [complementary] currency systems created economic stability. In Ancient Egypt it lasted for 1,600 years. In the Middle Ages in Europe it produced longlasting cathedrals."  Minute 6:56
    • Monetary blind spots and structural solutions, part 3 of 5, 9:57 minutes duration
    • Monetary blind spots and structural solutions, part 4 of 5, 5:20 minutes duration
      "It [dual currency systems] is less efficient, but it is more resilient. They [the monoculture single currencies of highly interconnected banks] are not connected with the real world and the connections with the bulk of the world is not there."  Minute 3:14
    • Monetary blind spots and structural solutions, part 5 of 5, 5:24 minutes duration
      "The Holy Grail [of the conventional banking system] is the payment of taxes. That is why the bank debt money keeps its monopoly – by the payment of taxes, legal tender."  Minute 3:49
  • Video interview with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of Monetary Crises and Complexity Theory.dv, YouTube film, 3:45 minutes duration, posted by kiwah.org 12. January 2010
  • Video interview with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, presented by 2012 Time for Change, YouTube film, posted 17. December 2010
  • Video keynote presentation and conversation with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, Money diversity, presented by Poptech 2011, YouTube film, 23:39 minutes duration, posted 16. November 2011

Successful initiatives of diversifying money: Doraland Economy in Lithuania, the Torekes in Belgium, alternative currency, the WIR, Switzerland

  • Video keynote presentation and conversation with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, New Money For A New World, presented by Women’s Network for a Sustainable Future (WNSF) and Earth Institute, Columbia University, 30. November 2011, YouTube film, minute 0:18:00, 1:40:53 duration, posted 16. December 2011
  • Video interview with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of ACCESS Foundation, author, presented by newmoneyforanewworld.com, YouTube film, posted 14./15. February 2012

The chance of the Euro

The Central Banks issued constraints when Lietaer envisioned commodity back currency along with the creation of the Euro.

The collapse of the US Dollar as a world currency is imminent. Breaking up into three monetary zones: US Western hemisphere zone, European zone and Asian zone. Preventative measurements have not been the case in the past.

The Great Mother represents the supply, nourishment. The 5000 year old patriarchal money system kept her outside and was stricken with her shadowsides: greed and fear (panic).

All patriarchal societies used a single currency monoculture monetary system, based on interest and debt, since 5,000 years.

The new system will adopt Daoism, the interaction of Yin and Yang, Lao Tsu

"The absence of order is as important as order. Because it is in that interaction [of Yin and Yang] that the flexibility can manifest the resilience to adapt to new circumstances. […] It's the absence of these characteristics that actually gives the flexibility to the system. In our civilisation we only understand efficiency."  Minute 2:15ff

Insights into complexity theory in natural eco systems. Requirements for sustainability are: diversity and interconnectivity. One-sided efficiency in the monetary system creates brittleness and collapse.

The Yang money system needs higher diversity and added ecological local government issued currencies.

After meltdowns of the money system there was survival barter. Complementary money systems were crushed in favor of the monopoly culture.

Occupy-Movement in the United States and worldwide is a sign of hope and subject to human condition.

"I am talking about nonviolent systemic change. [...] I'm looking for solutions that take care of the 100 percent. […] The game is in the hands of the 100 percent. The challenge is to mutate the system to another level of complexity and another level of consciousness."  Minute 2:49
  • New Money for a New World, part 12 of 19, 4:54 minutes duration
    "The status quo of a single currency is not viable any longer. Walking the middle ground of reformation of a diversified money system."  Minute ?
  • New Money for a New World, part 13 of 19, 3:27 minutes duration

Corporate press and corporate advertisers is suppressing reports on the new constitution of and the upgrade of democracy in Iceland.

"Large scale system change is not optional any longer, it is going to be an obligation. The only question is how, the question is not whether."  Minute 2:17

The change will either happen by a violent shock or it will happen a bit smoother. The key elements are consciousness shifts. The leaders are behind the troops not in front. People are ready for a shift worldwide.

Reeducating habits. Providing tools to a weaker Yang (commercial) and a less pure Yin (gift exchange time dollar system)

The Anglo-Saxon model (scarcity) and the Germanic/Scandinavian model (bancrupty) of elderly care are flawed. The best elderly care currency is the Japanese "Fureai kippu" (caring relationship tickets) since 1995

  • Video interview with Bernard Lietaer, Ph.D. Lietaer.com (*1942) solution oriented Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, What About Money?, interviewed by Lars Schall, August 2012, YouTube film, 6:43 minutes duration, posted 21. August 2012

Upgrading the monetary paradigm as a systemic solution to the global financial crisis. The monopoly of a single currency in favor of the banking system will be eradicated, diversity will substitute monoculture.

 

Interne Links

Wiki-Ebene

Englisch Wiki

 

 

1 Revisiting John Todd (1950-2007): "Rothschilds Rule with Druid Witches", 7. August 2013: Philippe de Rothschild (1902-1988) gave the plan to his mistress Ayn Rand for her novel Atlas Shrugged.

2 [Ayn Rand's] writings are intellectually shallow econo-porn, part Krafft-Ebing and part Horatio Alger, possessing neither coherence nor philosophical depth. Rand’s heroes [sociopath Ragnar, rapist Francisco, rough-trade cruiser Rearden] aren’t just rapists, woman-beaters and thieves. They’re also terrorists who freely blow up or burn properties for ideological reasons. What Happened When Some Libertarians Went Off to Build Ayn Rand's Vision of Paradise, presented by Alternet, Richard Eskow, 11. September 2014

3 Truth vs. Falsehood. How to Tell the Difference, S. 126, 2005

4 Truth vs. Falsehood. How to Tell the Difference, S. 126, 2005

5 Reality, Spirituality and Modern Man, S. 116, 2008

6 Truth vs. Falsehood. How to Tell the Difference, S. 106, 2005

7 Power vs. Force. The Hidden Determinants of Human Behavior, chapter 21, S. 252, Hay House, February 2002

8 Truth vs. Falsehood. How to Tell the Difference, S. 126, 2005

9 Truth vs. Falsehood. How to Tell the Difference, S. 126, 2005

10 Reality, Spirituality and Modern Man, S. 116, 2008

11 Truth vs. Falsehood. How to Tell the Difference, S. 106, 2005

12 Power vs. Force. The Hidden Determinants of Human Behavior, chapter 21, S. 252, Hay House, February 2002

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