SpiritualWiki

Geld – die erste Prüfung

Der Umgang mit Geld gilt als die erste Prüfung. Spirituelle Berater berichten, dass die beiden wichtigsten Problemkreise ihrer Klienten Finanzen und Beziehungen sind.

Scheine und Münzen

Geld, Essen, Sex und andere Mittel und Ausdrucksformen, die für das physische Überleben notwendig sind, schwingen auf einem Bewusstseinsniveau von BW 200-205 und höher. Sie sind im Wesentlichen neutral und an sich mit keiner oder sehr wenig Wirkmacht ausgestattet. Die mit ihnen verbunde-
nen Intentionen können entscheidende Folgen nach sich ziehen.

Wahres Kapital drückt sich nicht in Geld, sondern in Ge-
nius aus, dem der Geldfluss zu gegebener Zeit folgen wird.

Im 20. Jahrhundert waren Geld, Statussymbole und Ruhm die äußeren Kennzeichen des Erfolgs.
Im neuen Paradigma ist Integrität der Ausdruck des Erfolgs.

Das Verlangen, (die Sucht) nach Geld, Prestige oder Macht, bestimmt das Leben vieler Menschen, die nicht vorwiegend von Angst getrieben werden. Die Bedürftigkeit nach Geld und Bekanntheit ist problematisch. Es gilt, selbst jene Quelle zu werden, die Überlebensmittel, Beliebtheit und Einfluss anzieht.

Im Jahr 2011 gab es 3,3 Millionen in Asien und 3,4 Millionen Millionäre in Nordamerika.
Quelle: Studie im Auftrag des US-Finanzdienstleistungsunternehmens Merrill Lynch mit Sitz in New York City, 2011

Einkaufen mit Geld

Mit Geld kann man _______ kaufen
⚑ Waren, doch keine Essenz.
⚑ ein Haus, doch kein Zuhause.

Papiergeldscheine
⚑ eine Versicherung, doch keine Geborgenheit.
⚑ Werbung [Propagada], doch keine Wahrheit.
⚑ ein Image, doch keine Integrität.
⚑ einen Rang, doch keinen Respekt.
⚑ einen Status, doch keine Würdigung.
⚑ Günstlinge und Komplizen, doch keine Freunde.
⚑ Sex, doch keine Liebe.
⚑ eine künstliche Befruchtung, doch keine Kinder.
⚑ Drogen und Unterhaltung, doch keine Freude.
⚑ eine Uhr, doch keine Zeit.
⚑ ein Buch, doch kein Wissen.
⚑ Mentoren, doch keine Weisheit.
⚑ ein Bett und Schlafhilfen, doch keinen Schlaf.
⚑ einen Arzt, doch keine [dauerhafte] Gesundheit.
⚑ Blut, doch kein [ewiges] Leben.

Mit Geld ist es nicht möglich, _____________ .
⚑ gutes Benehmen, Anstand, Güte Charakter, gesunden Menschenverstand, Geduld, Exzellenz zu kaufen.

Referenz: ► Beitrag Was kann man mit Geld nicht kaufen?, präsentiert von der kalifornischen
Frage-und-Antwort Webseite Quora, Elfriede Ammann, 19. November 2018

Siehe auch: ► Geld und ► Geldwirtschaft

See also: ► Money can buy you...

Zitate zum Thema Geld / Money

Zitate von D. Hawkins

Umsonst habt Ihr es empfangen und umsonst gebt es auch. Matthäus 10, 1; Matthäus 8, 1 (NT)

⚠ Achtung Siehe Power vs. Truth (engl.) Januar 2013

Die Wahrnehmung eines finanziellen Drucks ergibt sich, wenn sich unser Leben zu schnell ausdehnt. Das schafft die Illusion von Geldmangel. Die Antwort ist nicht finanzieller Art, sondern eine von Geduld. […] Wenn man sich unge-
duldig Dinge wünscht, geht man als Folge davon, zu schnell vorwärts, um sich dabei noch wohl zu fühlen. Lerne Wün-
sche von Bedürfnissen zu unterscheiden. Lerne, Kreditwürdigkeit mehr zu schätzen als Bargeld. Großes wie auch kleines Vermögen kann über Nacht zerstört werden, doch Kredit, der auf Vertrauen beruht, bleibt das ganze Leben
lang bestehen. Die Kosten des Lebens sind Zinsen. Von Bargeld zu leben, kostet das Stammkapital. Bargeld ist Be-
quemlichkeit, Kredit Sicherheit. Das All-sehende Auge, S. 391, 2005

Besitz, Eigentum, Rechte

Frage: Wie kann man sich von der Anhaftung an seine Besitztümer lösen?
Antwort: Der Begriff "Besitztum" ist illusorisch. In der Welt der Formen wird Be-
ziehung in Worten und Konzepten ausgedrückt, deren Existenz lediglich durch ihre Funktion und die Sprache gegeben ist. Aufgrund der Neigung des Egos, konkret zu werden, glaubt es dann schließlich, dass der Begriff für etwas auch eine unabhängige, objektive Existenz bezeichnen müsse.
Alle Beziehungen sind nur konventionelle, soziale Übereinkünfte und Vereinbarungen. Da sie keine unabhän-
hängige Wirklichkeit haben, können sie durch Änderung der Vereinbarungen gelöscht oder gestrichen wer-
den. So ist es zum Beispiel tatsächlich eine Unmöglichkeit, irgendetwas "als Eigentum zu haben". Was wir meinen,
ist, dass wir gegenwärtig das gesetzliche Recht haben, etwas zu benutzen oder zu besitzen. Das liegt jedoch außer-
halb der tatsächlichen Beziehung zwischen einem Objekt und seinem vorgeblichen Eigentümer. Das "Eigentums-
recht" ist nur ein gesellschaftlicher Vertrag. Man kann ein Objekt ergreifen, es benutzen, es irgendwo unterbrin-
gen, um es zu schützen, das "Eigentum daran" ist jedoch nur ein abstraktes Konzept. Wollte man in der radikalen
Wirklichkeit tatsächlich das Eigentum an irgendeinem Gegenstand haben, bedeutete das, selbst dieser Gegen-
stand zu sein.
In den Kulturen der Ureinwohner gehört allen das Land, und niemand behauptet, der persönliche Eigentümer eines
Teils davon zu sein. Stammesland wird vom ganzen Stamm für alle seine Angehörigen gehalten, und die Nutzung
eines jeden besonderen Bereichs davon beruht auf gegenseitiger Vereinbarung. Sollte es möglich sein, etwas wirk-
lich richtig als Eigentum zu haben, müsste man darüber absolute, bedingungslose Verfügungsgewalt haben, wäh-
rend wir tatsächlich immer nur zeitlich begrenzte Befugnisse besitzen.
Dasselbe gilt für die so genannten "Rechte". Sie sind allesamt lediglich politische, vertragliche oder gesetz-
liche Regelungen, die auf dem "Schwemmsand" öffentlicher Meinungen und Gerichtsurteilen beruhen. Viele der
so genannten Rechte sind nichts weiter als willkürliche Konventionen, die sich auf vergängliche Popularität stützen. Bestenfalls gewährt die Gesellschaft nur zeitlich begrenzte Verwaltungsbefugnisse.
FU Das All-sehende Auge, Kapitel 19, "Neue Kontextbildung", S. 397, 2005

Quotes by D. Hawkins

Jesus looked at him and loved him. "One thing you lack," he said. "Go, sell everything you have and
give to the poor, and you will have treasure in heaven. Then come, follow me." At this the man's face fell.
He went away sad, because he had great wealth. Mark 10, 21-22 (NT)

⚠ Caveat See Power vs. Truth, January 2013

Desire motivates vast areas of human activity, including the economy. [...] The desire for money, prestige or power runs the lives of many of those who have risen above fear as their predominant life motif.
Desire is also the level of addiction, wherein it becomes a craving more important than life itself. […]
Want can start us on the road to achievement.
Power vs. Force. The Hidden Determinants of Human Behavior, chapter 4, S. 81, Hay House, February 2002

Beyond the level of 500, possessions and worldly needs become irrelevant, which is why true teachers never seek
nor desire material gain. Power vs. Force. The Hidden Determinants of Human Behavior, chapter 7 "Everyday Critical Point Analysis", S. 127, Hay House, February 2002

Contrasting pairs of emotions, attitudes, and feeling states on the issue of money In alphabetical order

Positive (strong) response (above 200) – Negative (weak) response (below 200)

Abundant – Excessive
Generous – Petty [stingy]
Charitable – Prodigal
Thrifty – Cheap

Power vs. Force. The Hidden Determinants of Human Behavior, chapter 9, "Power Patterns in Human Attitudes", S. 146-147,
Hay House, February 2002

We become healthy, as well as wealthy, by being wise. But what is wisdom? According to our research it's the
result of aligning with high-power attractor patterns – although we tend to find a mixture of energy fields in the
average life, the pattern with the highest power dominates. Power vs. Force. The Hidden Determinants of Human
Behavior, chapter 17 "Physical Health and Power", S. 209, Hay House, February 2002

Reference: Kaplan and Saddock, Comprehensive Textbook of Psychiatry, section on Poverty, 2002

Poorness isn't just a financial condition, but that the poor are also poor in friend-
ships, verbal skills, education, social amenities, resources, health, and their overall
level of consciousness. Poorness [cal. LoC ~60], then, can be seen as a quality characteristic of a limited self-image, which then results in a scarcity of resources. It isn't a financial condition, but a level of consciousness. The energy of that level of awareness calibrates at about 60. Power vs. Force. The Hidden Determinants of Human Behavior, chapter 21,
S. 252, Hay House, February 2002

A valid spiritual organization may make nominal charges to cover ordinary expenses in that everyone contributes
for the common good. The Eye of the I From Which Nothing is Hidden, S. 37, 2001

Context is set by intention. Motive, though, is what makes the difference. One can earn money
- out of love for one's family, company, country, or all mankind,
- or one can make money out of fear, greed, or selfishness.

If we view our work as a contribution to society, it then becomes a gift no matter how seemingly simple it may be. To peel potatoes out of love for one's family or for the benefit of those who need to eat is spiritually uplifting to the Self
and the world. The Eye of the I From Which Nothing is Hidden, chapter 17 "Dialogues", S. 327, 2001

Topic:

Possessions and ownership

Question: How can we detach from possessions?
Answer: The very word 'possessions' is illusory. Relationship in the world of form is expressed in words and concepts, the existence of which is merely operational and linguistic. Because of the ego's tendency toward concreteness, it goes on to be-
lieve that the term must therefore have some independent, objective existance.
All relationships are merely conventional social understandings and arrangements. Because they have no indepen-
dent reality, they can also be extinguished or cancelled by changes in agreements. For instance, to 'own' anything
is really an impossibility. What we mean is that in actuality, there is a legal right to use or possess something, but
that is external to the actual relationship between an object and its supposed owner. The 'right' to own is merely a
social contract. One can grasp an object, use it, and put it somewhere for safekeeping, but to 'own' is merely an
abstract concept. To own in radial Reality would mean that one actually would have to be the object.
The Eye of the I From Which Nothing is Hidden, S. 371, 2001

Topic:

'Owning' land – culturally endowed 'rights'

In native cultures, the land belongs to everyone, and nobody claims to personally own any part of it. Tribal lands are held by the tribe for all, and use of a particular area is by mutual agreement. To be able to actually own, one would have to have absolute, unconditonal control, whereas, in fact, we merely have temporary domain. These same conditions apply to so-called "rights" They are all merely political, contractual, or legal arrangements that rest on the shifting sands of popular opinion and court decisions.
Many so called rights are merely arbitrary conventions that are nothing but passing popularities. At best, so-
ciety grants only temporary stewardship [LoC 415]. The Eye of the I From Which Nothing is Hidden, S. 371, 2001

Question: Sex and money are the temptations that are emphasized by many spiritual groups as the traps to be avoided.
Answer: That tradition has value but also ambiguous results. First, it creates an aversion and a sense of sin or guilt about the issues. It also inflates their importance, thereby creating a fear. It is not sex and money that are problems
but the attachments to them. In the nonattached state, there is neither attraction nor aversion. […]
Inasmuch as greed and desire calibrate below 200 (they are at 125), avoidance was an attempt to forestall attachment. However, the desire for sex or money stems from within and can remain within the ego, even though it is not indulged
in or acted upon. At beginning levels of spiritual training, avoidance may well be the best course because desires are
so strong. The mere willingness to sacrifice sensual pleasure or worldly gain is already of value in learning how to transcend attractions and instinctual drives, and the intensity of spiritual commitment is enhanced.
I. Reality and Subjectivity, S. 239, 2003

Societal realities: above 200 ⇔ below 200

Referring to chart in TvF, S. 159

Of major sociological importance is the very dramatic major change that takes place below level 200.
Unemployment jumps from just 8% to 50%,
poverty escalates from 1.5% to 22%,
happiness decreases from 60% to only 15%,
and criminality skyrockets from 9 to 50 percent.
Truth vs Falsehood. How to Tell the Difference, chapter 10 "America", S. 160, 2005

The rate of true poverty is far higher in non-free-enterprise systems. The price of freedom entails some degree
of risk, which, in turn, spurs greater effort and enterprise. In contrast, welfare societies are more complacent
and less innovative because the government assumes responsibility for their survival.
Truth vs Falsehood. How to Tell the Difference, chapter 10 "America", S. 161, 2005

The true source of capital is the creativity of the mind from which the accumulation of money is the inevitable consequence or the automatic result of creativity, genius, inspiration, dedication, hard work and often grueling self-sacrifice, and effort, as well as discipline and resourcefulness.
Truth vs Falsehood. How to Tell the Difference, S. 162, 2005

Evolution unfolds "unfairly".

Survival of the fittest, kindest, wisesth

In reality, all occurs by virtue of potentialities becoming actuality in order to fulfill its own intrinsic design, e.g., the rich don't get rich "in order to" oppress the poor. In evolution, some species as well as their individual members are simply more adept. […]
Life itself is the ultimate context and power whereby evolution unfolds "unfairly", for like a cork in the sea, excellence automatically rises to the top. The strongest lion dominates, the cleverest sea urchin survives. The smartest octopus gets to be the biggest, and the fastest runner wins the race.
Truth vs. Falsehood. How to Tell the Difference, S. 216, 2005

Material inequality

In the secular world where 'the rich get richer and the poor get poorer', it is equally true that by integrity and effort, the formerly poor can become rich, and the formerly rich, through error, can become bankrupt.
Transcending Levels of Consciousness. The Stairway to Enlightenment, S. 358, 2006

Fallacious concept of 'my' – possessions and property

The 'letting go' of materialism and worldly gain is facilitated by the realization that everything belongs to God, and that humans have only temporary custody or stewardship [Loc 415]. Thus, in reality, there is no 'my' anything. In fact, nobody even 'owns' their own body, for it belongs to the world and returns to the world from whence it came. As a paradox, it will be noted that the ego/self believes that it has ownership of its possessions and properties but, upon examination, the opposite is true, that is, one is owned by their possessions and properties, not the reverse.
Discovery of the Presence of God. Devotional Nonduality, S. 193, 2007

⚡ Hawkins in support of the warring machine that drives the US empire

Well, let's put it this way, money trumps peace sometimes. (Calibrated at LoC 365.) ⚡ George W. Bush [Work LoC 460/450] (*1943) 43rd US American president (2000-2009), convicted war criminal, November 2011, press conference, 14. February 2007 and presidential address, 22. August 2007, cited in: Reality, Spirituality and Modern Man, chapter 1, S. 40, 2008

The incorporation of spiritual values should be for its own sake rather than for some imaginary gain or control that paradoxically counters and obstructs the primary intention.
Reality, Spirituality and Modern Man, S. 194, 2008

Desparate vulnerable millionaires hooked by the meme of success

I used to live on the East Coast near a community of millionaires, and despite their affluence, occasionally someone committed suicide or took a drug overdose. They were not at all immune to the human vulnerabilities. Therefore, worldly success (e.g. celebrity status) does not bring immunity. What we need to be angry at is what caused us to sell ourselves out and then learn how we do it. Then we can take pride in the fact that we are wil-
ling to look at this now and move up to the level of Courage to tell the truth about it. The truth is that something with-
in our consciousness sets us up to be vulnerable.
Healing and Recovery, chapter 12 "Depression", S. 375-376, 2009

Money problems are due to spending faster than earning income.

Excessive desire creates the illusion of lack, just like seeming money problems are created by spending faster than income.
Along the Path to Enlightenment. 365 Reflections from David R. Hawkins, edited by Scott Jeffrey, Reflection of October 11th, January 2011

When we were at [LoC of mankind] 190 one could get away with non-integrity, which is the Old Boys way of doing business. And now at 205 or 207, you see Enron fall and Martha Stewart called on the carpet; so the new para-
digm of success is integrity. Making money [LoC 200] was sufficient during the early part of the last century through
this century; success was money and fame, and all those things. And now the focus of society is integrity [LoC 200+] and what is the truth. (Calibrated at LoC 425.) Deleted interview with Dr. David R. Hawkins (1927-2012), Truth vs. Falsehood, presented by the US American magazine New Connexion (1999-2007), Miriam Knight, September 2004

We've crossed over LoC 200 collectively and now we're really moving from force into power. You see, the new pa-
radigm of success is not money, as in the last century. Anybody can make money. To double your income, all
you have to do is get a second job. The new sign of success is integrity. Interview with David R. Hawkins, M.D.,
Ph.D., presented by the US American magazine Holistic Networker, host Gina Mazza Hillier, Tony Cecala, 13. August 2005

What's happening with our economy is a reorganization based on values other than just making money. The eco-
nomy is really based on greed: every product is an effort to make money. And making money doesn't infer any-
thing having to do with responsibility. Now, we're bringing up responsibility. As citizens, we're asking, "Should
these companies reveal what they know?" So there's disorganization based on a current lack of clarity about values.
Interview with David R. Hawkins, M.D., Ph.D., presented by the US American magazine Holistic Networker, Gina Mazza Hillier, 17. June 2009

Poverty and world wide pollution

The first integrity that would bring any good to mankind is some responsibility about reproduction. Unless there is a possibility about reproduction all these [environmental] efforts are futile.
You can't solve poverty with money. […] In fact, trying to solve it with money makes it worse. Why? Because it
raises the reproductive rate.
The basis is lack of responsibility. (Calibrated at LoC 425.) Lack of responsibility can be relieved by education. Audio series Truth vs. Falsehood. The Art of Spiritual Discernment, Nightingale-Conant, CD 3 of 6, "Discerning how to make
the right choices" track 5, 2006

Pray you don't get left $50 million – most people can't handle it. It takes a lot of lifetimes to handle it.
Sedona Seminar Emotions and Sensations, 3 DVD set, 17. April 2004

You need to be right, you need to make money, you need to be successful – it's the neediness that’s the problem. Instead, become that which attracts those things. Sedona Seminar Identification and Illusion, 3 DVD set, 14. August 2004

Historically, the true capital of society is not money. It's genius, though the world doesn't want to say that. Money
is an automatic consequence of genius. Sedona Seminar Identification and Illusion, 3 DVD set, 14. August 2004

Wealth is having all that you need. For some people, millions of dollars won’t do it. For others, a simple life does it. Wealth is having abundance of that which you feel you need. The less you crave or desire, the more wealthy you become. If you have $5, you are wealthy! When you have two apples, you can only eat one. What are you going
to do with the other one?! Sedona Satsang Q&A, Sedona Creative Life Center, 2 CD set, 13. September 2006

Conflicted between business life and spiritual life

Declining business opportunities for the benefit of all

The business world and spiritual world – don’t see it as a conflict. In the business world, you get to test how far you have gotten spiritually. In the spiritual world, you get to influence the business world by virtue of that which you have be-
come. In spiritual alignment, you may decline certain business opportunities that others might avail themselves of. You would say, "I can't do that," but make sure you understand you are declining for the good of the company and not for your own benefit.
Sedona Seminar God vs. Science. Limits of the Mind, 3 DVD set, 17. February 2007

Neither run for money nor deny it.

⚡ Hawkins is unaware of the fact that
Money is not part of natural evolution. It was maliciously introduced as a tool of enslavement.

[Paraphrased] Money is an interesting point of reference throughout the spiritually focused life. […] You can look at money as a gift from God. Ignoring money is a false attitude, because you can't live in this world without money. Find a balance. The effort for making money is okay. However, don't dedicate your life to it.
Prescott Seminar Freedom. Morality and Ethics, 3 DVD set, 8. November 2008

Poverty cannot be solved by giving money.

Raise the level of consciousness is what you can do for the poor; giving them money makes it worse.
Prescott Seminar What is the World?, 3 DVD set, 28. February 2009

Zitate von anderen Quellen

Niemand kann zwei Herren zugleich dienen. Er wird den einen vernachlässigen und den anderen bevorzugen.
Er wird dem einen treu sein und den anderen hintergehen. Ihr könnt nicht beiden zugleich dienen: Gott und
dem Geld [Mammon]. Matthäus 6, 24 (NT)

Wikipedia-Hinweis:

Gleichnis vom Nadelöhr

Es ist leichter, dass ein Seil (Kamel) durch ein Nadelöhr gehe, denn dass ein Reicher ins Reich
Gottes komme. Markus 10, 25 (NT) Luther Bibel, 1912

Ihr habt allezeit Arme bei euch, und wenn ihr wollt, könnt ihr ihnen Gutes tun; mich aber habt ihr
nicht allezeit. Markus 14, 7 (NT)

Doch liebt eure Feinde, und tut Gutes, und leiht, ohne etwas wieder zu erhoffen! Und euer Lohn wird
groß sein, und ihr werdet Söhne des Höchsten sein; denn er ist gütig gegen die Undankbaren und Bösen.
Lukas 6, 35 (NT)

Ebenso kann keiner von euch mein Jünger sein, der sich nicht von allem lossagt, was er besitzt.
Lukas 14, 33 (NT)

Denn die da reich werden wollen, die fallen in Versuchung und Stricke und viel törichte und schädliche Lüste,
welche versenken die Menschen ins Verderben und Verdammnis. 1. Timotheus 6, 9, Lutherbibel 1912 (NT)

Denn die Liebe zum Geld ist eine Wurzel alles Bösen; im Begehren danach sind schon manche vom Glauben
abgeirrt, und haben sich in großes Weh verstrickt. 1. Timotheus 6, 10, Textbibel 1899 (NT)

Denn Geldgier ist eine Wurzel alles Übels; danach hat einige gelüstet und sie sind vom Glauben abgeirrt
und machen sich selbst viel Schmerzen. 1. Timotheus 6, 10 (NT) Lutherbibel, 1984 (NT)

Denn alles Böse wächst aus der Habgier. Schon so mancher ist ihr verfallen und hat dadurch
seinen Glauben verloren. Wie viel Not und Leid hätte er sich ersparen können!
1. Timotheus 6, 10, International Bible Society, 2002 (NT)

Persönliche Bekenntnisse

Ich zahle nicht gute Löhne, weil ich viel Geld habe, sondern ich habe viel Geld, weil ich gute Löhne bezahle.
Robert Bosch (1861-1942) deutscher Industrieller, zitiert in: Artikel Wieso Robert Bosch acht Stunden arbeiten ließ, präsentiert
von der überregionalen deutschen Tageszeitung Frankfurter Allgemeine Zeitung (FAZ), Werner Abelshauser, 29. März 2010

Einsicht und Geständnis eines Multimilliardärs – Krieg von Reich gegen Arm:

Von 1980 bis 2000 waren die Steuern für Superreiche in den Vereinigten Staaten von Amerika weit höher, und es wurden 40 Millionen Jobs geschaffen.
--------------------
Warrens Steuertransparenz: Er führte 2010 nur 6,9 Millionen Euro, 17,4% seines zu versteuernden Einkommens, an Steuern ab, während seine Angestellten durchschnittlich 36% Steuern zahlten.

Meine Freunde und ich sind lange genug vom Kongress verhätschelt worden. Während die Armen und die Mittelklasse für uns in Afghanistan kämpfen und viele Amerikaner sich mühen, um über die Runden zu kommen, bekommen wir Superreichen [in den Vereinigten Staaten von Amerika] weiter unsere Steuererleichterungen.

Sie wissen, was danach geschah: niedrigere Steuersätze und weit weniger neue Arbeitsplätze.
Warren Buffett [BW 200+] (*1930) US-amerikanischer Großinvestor, Wall Street-Investor, Unternehmer, drittreichster Multimilliardär der Welt, Philanthrop, präsentiert von der US-ameri-
kanischen Tageszeitung The New York Times [BW 200], 15. August 2011

Ich wünschte, ich wäre nicht der reichste Mann der Welt. Davon kommt nichts Gutes.
⚡ Bill Gates [BW 200+] (*1955) US-amerikanischer Milliardär, Mitgründer und -besitzer der Computerfirma Microsoft [BW 345], "Philanthrop", Antwort auf Frage des Fernsehtalkshow-Meisters Donny Deutsch, Gastgeber der Interview-Show des US-ameri-
kanischen Geschäftsnachrichten-Fernsehsenders, Microsoft online Werbekonferenz, Redmond, April 2006; zitiert in: Artikel Die besten Äusserungen von Bill Gates, präsentiert von der Computerzeitschrift Computerworld, 15. Februar 2010

Empfehlungen

Was du ererbt von deinen Vätern hast,
erwirb es, um es zu besitzen.
Was man nicht nützt, ist eine schwere Last,
Nur was der Augenblick erschafft, das kann er nützen.
Johann Wolfgang von Goethe [BW 465] (1749-1832) deutscher Universalgelehrter, Bühnendichter, Schriftsteller,
Nacht, Figur Dr. Faust mit sich allein in: Faust. Eine Tragödie, Szene IV, J.G. Cotta'sche Buchhandlung, Tübingen, 1808

Was du wünschst, musst du selber sein! […] Das ist das Geheimnis. Was du wünschst, das sei.
Nicht Geld sei, Reichtum sei, reich sei, Reichheit sei. […] Wer reich ist, leidet keinen Mangel. Denke nicht Mangel, sprich nicht Mangel. Safi Nidiaye (*1951) deutsche Meditationslehrerin, Zeitschriften- und Fernsehjournalistin, Dichterin, Schriftstellerin, Den Weg des Herzens gehen, Heyne, Erstauflage 1996, Ullstein Taschenbuch, 1. Mai 2010

Beichte

Ford war Teil der Schattenregierung.

Eigentlich ist es gut, dass die Menschen unser Banken- und Währungssystem nicht verstehen. Würden sie es nämlich, so hätten wir eine Revolution vor morgen früh. Henry Ford [BW 380] (1863-1947) US-amerikanischer Industrieller, Automobilher-
steller Ford Motor Company, Financier von Hitlers Nazi-Deutschland, 1920

Suchtfaktor Geldgenerierung

Es gibt einen chemischen Stoff, der in Ihrem Magen freigesetzt wird, wenn Sie Ihr Geld verzehnfachen. Und die macht süchtig und verändert Ihre Identität.
William Browder (*1964) US-stämmiger britischer Unternehmer, Anlageberater, Hedgefond-Manager Hermitage Capital Management, New York, Quelle unbekannt

Schlussfolgerung

Geld ist rund und rollt weg. Bildung bleibt. Heinrich Heine (1797-1856) deutscher bekehrter Skeptiker, Spötter, Journalist, Dichter, Erzähler, Romancier, Reisebilder, Die Bäder von Lucca II, 1826, Hoffmann und Campe, Hamburg, Erstdruck 1830

Philosophie der Mikrokredite

Jagd nach Status

Wohlstand ist, wenn man mit Geld, das man nicht hat, Dinge kauft, die man nicht braucht, um damit Leute zu beeindrucken, die man nicht mag.
Alexander von Humboldt (1769-1859) deutsch-preussischer Naturforscher, Mitbegründer
der Geographie als empirischer Wissenschaft, Lebensweisheit, zitiert in: Gute Zitate

Das Geld, das man besitzt, ist das Mittel zur Freiheit, dasjenige, dem man nachjagt, das Mittel zur Knechtschaft. Jean-Jacques Rousseau [BW 465] (1712-1778) Schweizer-französischer Aufklärer, Wegbereiter der Französischen Revolution, Kulturphilosoph, Pädagoge, Naturforscher, Schriftsteller, Aphorismus, Die Bekenntnisse, 1. Buch, 1. Kapitel, Deutscher Taschenbuch Verlag (dtv), 1. Mai 2012

Eine Bank ist eine Einrichtung, von der Sie sich Geld leihen können – vorausgesetzt, Sie können nachweisen, dass
Sie es nicht brauchen. Mark Twain [Samuel Langhorne Clemens] [Werk BW 465] (1835-1910) US-amerikanischer Humorist, Schriftsteller, zitiert in: Gutzitiert

Es bedarf des Geldes nicht, um das zu erwerben, was der Seele Not tut. Henry David Thoreau (1817-1862) führender
US-amerikanischer Transzendentalist, Philosoph, Historiker, Naturalist, Steuergegner, Dichter, Schriftsteller, zitiert in: Aphorismus.de

Privateigentum

Etymologie: lat. privare = berauben

Da wir in einer Gesellschaft leben, die auf den drei Säulen Privateigentum, Profit und Macht ruht, ist unser Urteil äußerst voreingenommen. Erwerben, Besitzen und Gewinnmachen sind die geheiligten und unveräußerlichen Rechte des Individuums in der Industriegesellschaft. Dabei spielt weder eine Rolle, woher das Eigentum stammt, noch ist mit seinem Besitz irgendeine Verpflichtung verbunden. […] Diese Form des Eigentums wird Privat-
eigentum (von lat. privare = berauben) genannt, weil sie andere von dessen Gebrauch und Genuß ausschließt und
mich zu seinem Besitzer, seinem einzigen Herrn macht. Diese Form von Eigentum ist angeblich etwas Natürliches
und Universales, während sie in Wirklichkeit eher die Ausnahme als die Regel darstellt, wenn wir die gesamte
menschliche Geschichte einschließlich der Prähistorie betrachten, insbesondere jene außereuropäischen Kultu-
ren, in welchen die Wirtschaft nicht Vorrang vor allen anderen Lebensbereichen hatte.
Erich Fromm (1900-1980) deutsch-US-amerikanischer Sozialpsychologe, Psychoanalytiker, humanistischer Philosoph, Autor, Haben oder Sein. Die seelischen Grundlagen einer neuen Gesellschaft, S. 89, 1976, Deutscher Taschenbuch Verlag (dtv),
37. Auflage 2010

Almosen sind eine Beleidigung für die Armen. Sie sind mutige Unternehmer und Unternehmerinnen, sobald wir ihnen nur das elementare Recht auf Kredit einräumen. Wir verleihen letztlich nicht Geld, wir verleihen Würde.
Dr. Muhammad Yunus (*1940) bangladeschischer Professor für Wirtschaftswissenschaft, Gründer und ehemaliger Geschäftsfüh-
rer der Grameen Bank, Begründer des Mikrofinanz-Gedankens, Friedensnobelpreisträger, 2006, Aphorismus, Quelle unbekannt

Paradox von Geld ⇔ Glück:

Finanzielle Unabhängigkeit macht nicht glücklich. Die Glücksforschung widerlegte diesen Irrglauben.

Der Traum von der finanziellen Unabhängigkeit ist heute noch immer der am wei-
testen verbreitete Lebenstraum in den Industriestaaten. Genau dafür rackern wir
uns ab und investieren die größte Zeit unseres Lebens, obwohl die meisten von
uns nie wirklich so weit kommen, tatsächlich "frei" zu sein. Geld und Prestige
stehen auf der höchsten Stufe unseres persönlichen Wertesystems noch vor Familie und Freunden. Dies ist umso erstaunlicher, als dass die Werteskala der Glücksökonomen genau anders-
herum ausfällt [...] Sie opfern ihre Freiheit und ihre Selbstbestimmung für ein höheres Einkommen. Und sie kaufen Dinge, die sie nicht brauchen, um Leute zu beeindrucken, die sie nicht mögen, mit Geld, das sie nicht haben.
Richard David Precht (*1964) deutscher Philosoph, Dozent, Fernsehmoderator, Publizist, Wer bin ich. Und wenn ja, wieviele? Eine philosophische Reise, S. 350, Goldmann Verlag, 24. Auflage September 2007

Reichtums- und Armutsreport

Die Welt lässt sich besser so erklären:
- Wir haben eine Milliarde Menschen in den Industrieländern von Japan über Europa bis Nordamerika. Denen geht es gut.
- Doch wir haben vier Milliarden Menschen in den Schwellenländern. Sie repräsentieren die Mehrheit der Weltbevölkerung. Sie füllen die Kluft zwischen arm und reich.
- Wir haben zwei Milliarden Menschen in Teilen Afrikas und in ländlichen Regionen Asiens, die leben in
  armen Verhältnissen.

Prof. Dr. Hans Rosling (1948-2017) schwedischer Professor für Internationale Gesundheit, Karolinska Institut, Stockholm, Direktor der Gapminder-Stiftung, Referent, Autor, zitiert in: Die Welt wird besser. Und keiner glaubt es, präsentiert von der überregionalen deutschen Tageszeitung Frankfurter Allgemeine Zeitung (FAZ), S. 1, 12. Januar 2014

Kollaps des Finanzsystems

Wenn das Geldsystem zusammenbricht, wären wir zum ersten Mal vollständig selbstbestimmte Seelen, die voll und ganz verantwortlich sind für das, was wir erschaffen, nicht nur bezüglich dessen, was wir als Individuen tun, sondern auch als Kollektiv. Carl Johan Calleman, Ph.D., schwedischer Biologe, Zeitforscher, Autor, 13. Juli 2011

Die Illusion des Geldes innerhalb eines auf Zins und Schuld basierenden Informationsgeld-Systems

Wenn man eine Vorstellung hat, es gäbe so etwas wie Wert hinter dem Geld, dann erliegt man, glaube ich, einer Illusion, die gerade in Krisen enttäuscht wird. Die Substanz des Geldes ist Vertrauen.
1. Zins ist der erste Vertrauensmissbrauch.
2. Derivate sind ein Vertrauensmissbrauch höherer Stufe.
3. Diese ganze Lebensmittelspekulation, der moderne Finanzwucher, den wir zur Zeit erleben, ist dann ein Vertrauensmissbrauch dritter Stufe.

Fernsehinterview mit Prof. Dr. Karl-Heinz Brodbeck (*1948) deutscher Professor für Volkswirtschaftslehre und Statistik, Fachhoch-
schule Würzburg-Schweinfurt, Hochschule für Politik, München, buddhistischer Philosoph, Kreativitätsforscher, Wirtschaftsethiker, Geld, Die große Illusion, präsentiert von dem deutschsprachigen öffentlich-rechtlichen Fernsehsender 3Sat, Sendung Scobel, Gastgeber Gert Scobel (*1959) deutscher Philosoph, Fernsehmoderator, Journalist, Autor, YouTube Film,
Minute 0:29, 5:50 Minuten Dauer, eingestellt 23. September 2011

Homo oeconomicus [<200] gegenübergestellt dem Homo reciprocans [>200]

Es wird ja sogar ein Menschentypus danach benannt. Man nennt ihn dann Homo oeconomicus. Und die Ökonomen nennen das sogar als die höchste Stufe der Rationalität. Man nennt DAS Rationalität! Das ist wirklich eine Art von Newspeak, Neusprech im Orwellschen Sinne, dass man eine Leidenschaft, die über Jahrtausende von allen Kulturen und Religionssystemen als eine Untugend charakterisiert wurde, heute in die höch-
ste Form der Ratio verwandelt, sie mathematisiert. Und es gab sogar Nobelpreise [für Wirtschaft] darauf.

Fernsehinterview mit Prof. Dr. Karl-Heinz Brodbeck (*1948) deutscher Professor für Volkswirtschaftslehre und Statistik, Fachhoch-
schule Würzburg-Schweinfurt, Hochschule für Politik, München, buddhistischer Philosoph, Kreativitätsforscher, Wirtschaftsethiker, Geld, Die große Illusion, präsentiert von dem deutschsprachigen öffentlich-rechtlichen Fernsehsender 3Sat, Sendung Scobel, Gastgeber Gert Scobel (*1959) deutscher Philosoph, Fernsehmoderator, Journalist, Autor, YouTube Film,
Minute 4:04, 5:50 Minuten Dauer, eingestellt 23. September 2011

Finanzkrise 2008

Wenn diese Finanzkrise uns etwas lehrte, so das, dass wir keine florierende Wall Street Börse [BW 190] haben können, während der Durchschnittsbürger (Main Street) leidet. Dieses Land steht und fällt als eine Nation, als ein Volk.
Barack Obama (*1961) 44. US-Präsident, Quelle unbekannt, Oktober 2008

Rund 40 Prozent unseres gesamten Wachstums war im Finanzsektor. Jetzt merken wir, dass vieles an dem Wachstum nicht real war. Es war Papiergeld. Barack Obama (*1961) 44. US-Präsident, präsentiert von der US-amerikanischen Late Night Talkshow "Jay Leno", Gastgeber Jay Leno (*1950) US-amerikanischer Komiker und Fernsehmoderator, Sendetermin 16. März 2009

Heutiges Geld ist durch keinerlei Sachwerte mehr gedeckt. Banknoten sind bedrucktes Papier – die Kenner unter Ih-
nen wissen, dass es sich im Fall des Euros eigentlich um Baumwolle handelt. Begrüßungsrede von Dr. Jens Weidmann
(*1968) deutscher Volkswirt, Präsident der Deutschen Bundesbank, 18. Kolloquium des Instituts für bankhistorische Forschung unter dem Motto Papiergeld – Staatsfinanzierung – Inflation, Frankfurt am Main, 18. September 2012

Geldschöpfung von der Zentralbank aus dem Nichts:

In der Regel gewährt die Geschäftsbank einem Kunden einen Kredit und schreibt ihm den entsprechenden Betrag auf dessen Girokonto gut. Wird dem Kunden ein Kredit über 1.000 Euro gewährt (z.B. Laufzeit 5 Jahre, 5 %), erhöht sich die Sicht-
einlage des Kunden auf seinem Girokonto um 1.000 Euro. Es ist Giralgeld ent-
standen bzw. wurden 1.000 Euro Giralgeld geschöpft. Die Giralgeldschöpfung ist also ein Buchungsvorgang. Bundesbank-Broschüre Geld und Geldpolitik, PDF, S. 68, präsentiert von der Deutschen Bundesbank (BuBa), 2011

Geld fließt nur dorthin, wo eine möglichst hohe Rendite zu erwarten ist.
Kein Geld fließt dorthin, wo es dringend benötigt wird oder volkswirtschaftlich wertvoll ist, aber unrentabel.
Christian Felber (*1972) österreichischer Initiator des Projekts "Demokratische Bank", Gründungsmitglied von Attac Österreich, Initiator des Projekts Bank für Gemeinwohl und der Gemeinwohl-Ökonomie, Referent zu Wirtschafts- und Gesellschaftsfragen,
Autor, 50 Vorschläge für eine gerechtere Welt. Gegen Konzernmacht und Kapitalismus, Paul Zsolnay, Taschenbuch 28. August
2006, Deuticke Verlag, 1. Mai 2015

Die Wenigen, die das System verstehen, werden so sehr an seinen Profiten interessiert oder so abhängig sein von
der Gunst des Systems, dass aus deren Reihen nie eine Opposition hervorgehen wird. Die große Masse der Leute
aber, mental unfähig zu begreifen, wird seine Last ohne Murren tragen, vielleicht sogar ohne zu mutmaßen, dass
das System ihren Interessen feindlich ist.
⚡ Amsel (Amschel) Bauer Mayer Rothschild (1744-1812) deutscher Kaufmann, Bankier, Gründer des Hauses Rothschild, 1863

Referenz: de.Wikiquote-Eintrag ► Geld

Literaturzitate

Satire

Was meinen Sie, was hier los wäre, wenn mehr Menschen begreifen würden, was hier los ist.
Videopräsentation von Volker Pispers (*1958) deutscher politischer Kabarettist, Volker Pispers – Inflation, Sendung "Bis neulich", YouTube Filmausschnitt, Minute 2:32, 2:39 Minuten Dauer, eingestellt 29. September 2009

Auf dem Grabstein des Kapitalismus wird später stehen: "Zuviel war nicht genug!" Wir brauchen ewiges Wachstum. Videopräsentation von Volker Pispers (*1958) deutscher politischer Kabarettist, Volker Pispers – bis neulich 2010, präsentiert von dem deutschsprachigen öffentlich-rechtlichen Fernsehsender 3Sat, YouTube Film, Minute 3:12, 44:22 Minuten Dauer, eingestellt
30. Mai 2019

Zitate von Franz Hörmann

Schwindel der doppelten Buchhaltung:

Der Schwindel der doppelten Buchhaltung wird anhand eines mittelalterlichen Hütchenspiels offenbar. Bankkonten sind mit den Hütchen vergleichbar, echtes Geld mit der Kugel, die unter irgendeinem Hütchen zu finden ist. Hebt man nun alle Hütchen gleichzeitig hoch, ist nur unter 2% der Hütchen eine Kugel vorhanden.

Es gibt ein systemisches Betrugsmodell einer Institution [Banken], der in unserem Wirtschaftssystem das Monopol zur Geldschöpfung über Kredite eingeräumt wird. […]
Der Staat verschuldet sich bei den Banken, um die Zinsen der Schulden, die er bei den Banken hat, zu begleichen oder um die Banken zu retten, bei denen er selber Schulden hat. Da versteht ja keiner mehr, wer eigentlich bei wem Schulden hat und was Schulden eigentlich sind. Das Geschäftsmodell der Banken ist in Wahrheit ein Enteignungsmodell.
Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspen-
dierter Professor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, zitiert in: Videointerview Und wenn unter keinem Hütchen eine Kugel ist?, präsentiert von dem Schweizer Web-Fernsehsender Alpenparlament.TV, Gastgeber Prof. Dr. Michael Vogt (*1953) deutscher Historiker, ehemals Honorarprofessor für Public Re-
lations, Medien- und Kommunikationsmanagement, YouTube Film, 55:55 Minuten Dauer, gesendet 5. Oktober 2011

Abstraktes Informationsgeld überführt das Verknappungssystem in ein Konsens- und Kooperationssystem.

Konjunkturzyklen sind […] Rückkoppelungseffekte, welche durch die Verkettung des Produktions- und des Verteilungsproblems entstehen. Wären Produktion und Verteilung streng voneinander getrennt, würden also nach ganz verschie-
denen Regeln erfolgen, wären Konjunkturzyklen gar nicht mehr möglich. Es entspringt aber einem primitiven Gerechtigkeitsdenken der einfachen Bevöl-
kerung, zu fordern, "wer nicht arbeitet soll auch nicht essen" – auf diese archaische Sichtweise ist dieser Fehler zurückzuführen.
[E]in zweites Problem ist die Konkurrenz zwischen den Unternehmen. Systemisch ist sie nur darauf zurückzufüh-
ren, dass die Banken in der Geldschöpfung eben kein Geld für Zinsen erzeugen, d.h. die Unternehmer der Realwirt-
schaft müssen ihren Geschäftspartnern (Kunden, Lieferanten, Mitarbeitern, Investoren etc.) immer Geld abknöpfen,
das sie für die Bezahlung ihrer Bankzinsen verwenden können. Dieses entnehmen sie dem Geldkreislauf und damit
wieder dem Kreditgeld ihrer Geschäftspartner. Durch diese künstliche Geldverknappung werden also alle Wirt-
schaftstreibenden zu Konkurrenten und unfähig zur Kooperation. Man weiß aber schon lange, dass Konkurrenz
zu Doppel- und Mehrfachgleisigkeiten, mangelnder Qualität (wegen Preiskonkurrenz) sowie Ressourcenverschwen-
dung durch Überproduktion führt. Besser wäre globale Kooperation durch transparente Echtzeit-Kommunika-
tion […]. Interview mit Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspendierter Professor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Absurdes Geldsystem, präsentiert von der Publikation Spreerauschen.net, 26. Oktober 2011

Geld ist die Benutzerschnittstelle zwischen Individuum und Gesellschaft.
Videovortrag von Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Professor
für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Dozent, Autor,
Das Ende des Geldes, veranstaltet von der Volkshochschule Linz, Wissensturm Linz, 8. November 2011, YouTube Film,
2:12:20 Dauer, eingestellt 5. Februar 2012

Geldsystem = Schuldsystem

Geld [wird] von den privaten Geschäftsbanken als Schuldschein erzeugt. Das heißt, das sogenannte Buchgeld, auch Giralgeld genannt, entsteht bei der Kredit-
vergabe. Immer dann, wenn private Geschäftsbanken, auch jede kleine Sparkasse an der Ecke, einen Kredit vergibt, borgt sie kein Geld aus das vorher schon existiert hat, sondern sie erzeugt da-
mit neues Geld das vorher noch gar nicht da war. Das bedeutet, Geld im heutigen System ist eine Schuld einer
Bank gegenüber einer Nicht-Bank, also jedem Kreditnehmer. Alles Geld, das im Umlauf ist, besteht nur aus Bank-
schulden. Es schulden also nicht nur die Kreditnehmer das Geld den Banken, sondern zugleich auch die
Banken das Geld ihren Kreditnehmern. Geld entsteht als doppelte Schuld (der Bank an den Kreditnehmer
und des Kreditnehmers an die Bank) und beide Schulden sind verzinst, wobei an diesen Zinsen Geld ver-
dient wird. Gelöschtes Interview mit Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschafts-
wissenschaftler, außerordentlicher suspendierter Professor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Alles Geld auf der Welt sind nur Schulden, präsentiert von der österreichischen
Tiroler Tageszeitung, 16. Dezember 2011

Geld ist kein universelles Tauschmittel, kein Wertmaßstaß und auch kein Wertaufbewahrungsmittel. […] Das ver-
zinste Schuldgeldsystem funktioniert nicht nachhaltig. […] Das ist das Grundproblem des Geldsystems: die klein-
ste Werteinheit des Geldes ist nicht definiert, es ist eine abstrakte mathematische Konstruktion, eine Beschrei-
bungsform der Wirklichkeit. […] Wer für [Zins- und Schuld-basiertes] Geld arbeitet, ist korrupt.
Videopräsentation von Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspendierter Professor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Das Ende des Geldes – Franz Hörmann am Top Info Forum – 31.03.2012, präsentiert von dem Top
Info Forum, veranstaltet von dem Geldkongress "Die Logik des Geldes", Salzburg, 31. März 2012, YouTube Film, Minuten
10:39, 14:33, 19:39 und 33:04, 54:13 Minuten Dauer, eingestellt 25. Juni 2012

In der zukünftigen Gemeinschaft in einer funktionierenden global vernetzten Basisdemokratie bestimmen nicht Re-
gierungen, nicht deren Berater, nicht (Industrie-)Lobbies und nicht eigennützige "Wissenschaftler", sondern die Men-
schen selbst ihre Regeln. […] Eigentum ist nicht gleichzusetzen mit kompetentem Besitz. […] Ein inkompetenter Be-
sitz ist Eigentumsmissbrauch. [Unternehmen, die ihre Produktionsstätte ins Ausland verlegen and zigtausende Mit-
arbeiter entlassen] kann man rechtlich und staatlicherseits einfach auflösen aufgrund von Eigentumsmissbrauchs. [...]
Videopräsentation von Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspendierter Professor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Das Ende des Geldes, präsentiert von dem Top Info Forum, veranstaltet von dem Geldkongress
"Die Logik des Geldes", Salzburg, 31. März 2012, YouTube Film, Minuten 33:45 und ~39:00, 54:14 Minuten Dauer, eingestellt von aktionsalzburg 25. Juni 2012

Nicht werthaltiges Geld- und Enteignungssystem: Geld als geheime Staatsreligion, digitaler Überwachungsdruck

Gesetzliche Zahlungsmittel sind nur Münzen und Scheine. [5:22] […] [Im Giralgeld-
system] decken Schuldscheine wieder Schuldscheine im Mindestreservesystem [1%]. [5:58] […]
Unser Geldsystem ist eine geheime Staatsreligion, Daher sollten wir, wenn wir rational denkende Menschen sind, möglichst schnell aus der Geldkirche austreten. [7:12]
Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher suspen-
dierter Professor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, zitiert in: Fernsehsendung Bargeldlos – Der große Coup der ganz großen Kriminalität, präsentiert von dem deutschsprachigen öffentlich-rechtlichen Fernsehsender 3Sat, Zukunftssendung über-morgen, YouTube Film, 15:28 Minuten Dauer, Sendetermin
4. Februar 2012, eingestellt 1. August 2012

Siehe auch: ► Franz Hörmann und ► Wirtschaft-Ego

Quotes by various other sources

Do not store up for yourselves treasures on earth, where moths and vermin destroy, and where thieves break in and steal.
But store up for yourselves treasures in heaven, where moths and vermin do not destroy, and where thieves do not break
in and steal. For where your treasure is, there your heart will be also. Matthew 6, 19-21 (NT) New International Version (NIV)

No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise
the other. You cannot serve both God and money. Matthew 6, 24 (NT) (NIV)

Seek first his kingdom and his righteousness, and all these things will be given to you as well.
Matthew 6, 33 (NT) (NIV)

It is easier for a rope to pass through the eye of a needle than for a rich man to enter into the kingdom of God.
Mark 10, 25 (NT) as translated by George Lamsa

It is easier for a camel [i.e. rope] to go through the eye of a needle than for a rich man to enter the kingdom of God.
Mark 10, 25 NIV, 1984 (NT)

Again I say to you, it is easier for a camel [i.e. rope] to go through the eye of a needle, than for a rich man
to enter the kingdom of God. Matthew 19, 24 (NT) (NAS)

The poor you will always have with you, and you can help them any time you want. But you will not always have me.
Mark 14, 7 (NT)

For the love of money is the root of all kinds of evil. And some people, craving money, have wandered from the
true faith and pierced themselves with many sorrows. 1 Timothy 6, 10, New Living Translation, 2007 (NT)

Personal avowals

Before our white brothers arrived to make us civilized men,
- we didn't have any kind of [no] prison. Because of this, we had no delinquents. Without a prison, there can be
  no delinquents.

Expulsion of the Money-changers from the Temple
Fresco by Giotto (1266-1337) Italian painter

We had no locks nor keys and therefore among us there were no thieves.
When someone was so poor that he couldn't afford a horse, a tent or a blanket, he would, in that case, receive it all as a gift.
We were too uncivilized to give great importance to private property.
We didn’t know any kind of [no] money and consequently, the value of a human being was not determined by his wealth.
We had no written laws laid down, no lawyers, no politicians, therefore we were not able to cheat and swindle one another.
We were really in bad shape before the white men arrived and I don't know how to explain how we were able to manage without these fundamental things that (so they tell us) are so necessary for a civilized society.

John Fire Lame Deer [The Old Man] (1900/1903-1976) North American Mineconju-Lakota Sioux holy man, member of the Heyoka society, father of Archie Fire Lame Deer (1935-2001), Lame Deer, Seeker of Visions, recorded interviews with Richard Erdoes (1912-2008) Hungarian German artist, illustrator, author first published 1972, Simon &
Schuster, 1. October 1994, Lame Deer, Seeker Of Visions. The Life Of A Sioux Medicine Man, Touchstone, edited paperback edition
15. March 1973

I believe that banking institutions are more dangerous to our liberties than standing armies. If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks and the corpora-
tions that will grow up around them will deprive the people of all property until their children wake up homeless on the continent their fathers conquered. [...] The issuing power should be taken from the banks and restored to the people, to whom it properly belongs. [...]
The modern theory of the perpetuation of debt has drenched the earth with blood, and crushed its inhabitants under burdens ever accumulating. Thomas Jefferson (1743-1826) third US president (1801-1809), principal author of the Declaration of Independence [LoC 700/705], 4. July 1776, 1802; cited in: Goodreads Quotable Quote

Everywhere do I perceive a certain conspiracy of rich men seeking their own advantage under that name and pretext of the commonwealth. Sir Thomas More (1478-1535) English statesman, lawyer, author, John Atkinson Hobson, Imperialism. A Study. With an Excerpt From Imperialism, The Highest Stage S. 56, Read Books, 2019

I wish I wasn't the world's richest man. There’s nothing good that comes out of that. You get more visibility as a result
of it. TV interview with ⚡ Bill Gates [LoC 200+] (*1955) US American multibillionaire, co-founder and owner of the computer com-
pany Microsoft [LoC 345], presented by the US American basic cable, internet and satellite business news television channel
CNBC, host Donny Deutsch, location Microsoft online advertising conference in Redmond, Washington, April 2006

It's class warfare, my class is winning, but they shouldn't be. Warren Buffett [LoC 200+] (*1930) US American billionaire in-
vestor, industrialist, philanthropist, Buffett: 'There are lots of loose nukes around the world' , presented by the US American TV channel CNN, news outlet CNN edition, host Lou Dobbs, 19. June 2005

While the poor and middle class fight for us in Afghanistan, and while most Americans struggle to make ends meet, we mega-rich continue to get our extraordinary tax breaks. My friends and I have been coddled long enough by a billionaire-friendly Congress. It's time for our government to get serious about shared sacrifice.
Warren Buffett [LoC 200+] (*1930) US American billionaire investor, industrialist, philanthropist, presented by the US American daily newspaper The New York Times, 15. August 2011

Of the billionaires I have known, money just brings out the basic traits in them. If they were jerks before they had money, they are simply jerks with a billion dollars. Warren Buffett [LoC 200+] (*1930) US American billionaire investor, industrialist, philanthropist, Biography, "Personal Quotes", Jayanta Pramanik, cited in: AZ Quotes

Feedback of a lady on her impression of the two English statesmen Benjamin Disraeli and William Gladstone after having dined with them:

"When I left the dining room after sitting next to Mr. Gladstone, I thought he was the cleverest man in England. But after sitting next to Mr. Disraeli, I thought I was the cleverest woman in England."

The greatest good you can do for another is not just to share your riches but to reveal to him his own. ⚡ Benjamin Disraeli [LoC 405] (1804-1881) British prime minister, conservative statesman, parliamentarian, Zionist Rothshield agent, instigator of two world wars,
literary, cited in: Goodreads Quotable Quote

Simply by not owning three medium-sized castles in Tuscany I have saved enough money in the last forty years on insurance premiums alone to buy a medium-sized castle in Tuscany. Ludwig Mies van der Rohe (1886-1969) German-American pioneering master of modern architecture, last director of Berlin's Bauhaus, cited in: Inspiring Quotes

Money, money, money

Insights

Shadow side of capitalism:

The divide between rich and poor

We must honestly admit that capitalism has often left a gulf between superfluous wealth and abject poverty, has created conditions per-
mitting necessities to be taken from the many to give luxuries to the few, and has encouraged small hearted men to become cold and conscienceless so that, like Dives before Lazarus, they are unmoved by suffering, poverty-stricken humanity. The profit motive, when it is the sole basis of an economic system, encourages a cutthroat
competition and selfish ambition that inspire men to be more I-centered than thou-centered. Rev. Martin Luther King, Jr. (1929-1968) US American Baptist minister, activist, leader of the African American civil rights movement, author, collection of his sermons Strength to Love, S. 106, Harper & Row, 1963, Fortress Press, 10. January 2010

Monetary reform is quintessential for any other reforms to be established.

[W]e believe that the right to coin and issue money is a function of government. […] We believe that it is a part of sovereignty, and can no more with safety be delegated to private individuals than we could afford to delegate to private individuals the power to make penal statutes or levy taxes. […] Those who are opposed to this proposition tell us that the issue of paper money is a function of the bank, and that the government ought to go out of the banking business. I stand with Jefferson rather than with them, and tell them, as he did, that the issue of money is a function of government, and that the banks ought to go out
of the governing business. […] When we have restored the money of the Constitution, all other reform will be
possible, but until this is done there is no other reform that can be accomplished. William Jennings Bryan
[Influence LoC 450] (1860-1925) leading US American politician, congressman from Nebraska, secretary of state under president
Woodrow Wilson [LoC 400], Cross of Gold speech, Democratic National Convention, Chicago, 9. July 1896

Collective resistence to the minority of social reformers

Throughout history, poverty is the normal condition of man. Advances which permit this norm to be exceeded – here and there, now and then – are the work of an extre-
mely small minority, frequently despised, often condemned, and almost always opposed by all right-thinking people. Whenever this tiny minority is kept from creating, or (as sometimes happens) is
driven out of a society, the people then slip back into abject poverty.
This is known as "bad luck."
Robert Heinlein (1907-1988) US American science fiction writer, The Notebooks of Lazarus Long, Ace Books, 1978

You aren't wealthy until you have something money can't buy. Garth Brooks (*1962) US American country music artist, cited in: Goodreads Quotable Quote

Recommendations

Alternative translation:

What we are born with, we must make our own or it remains a mere appurtenance.

What you inherited from your forefathers: earn it to possess it.
Johann Wolfgang Goethe [LoC 465] (1749-1832) German polymath, poet, playwright, dramatist, novelist, character Dr. Faust in: Faust. A Tragedy, part I, scene IV, lines 682-3, 1808

The Buffet argument – shifting tax burden from the middle class to the rich people

You first have to shift the burden of the tax code from the middle class to the rich people. Bring the tax rate back to historical levels. Back in the days for capitalists like me it was 35 per cent. Now it is 11 per cent. When capitalists, people like me, call themselves job creators, we are actually making a claim on status and privilege. When you are the creator […] you are at the centre of the economic universe and as such you deserve status and privilege. [I would put] the capital gains rate at 25, 27 per cent. The capital gains rate should
be lower than the prevailing rate because there should be incentive, but it only needs to be a 5 per cent [!] differential
in order for there to be an incentive.
Video interview with Nick Hanauer nick-hanauer.com, US American multi-millionaire entrepreneur, venture capitalist, author, The Garden of Democracy – Eric Liu, presented by the US American TV station PBS, interview show Charlie Rose, host Charlie Rose, YouTube film, part 2 of 3, minute 5:50, 8:33 minutes duration, aired 28. April 2012, posted 5. July 2018

Confessions

Quotes on the financial crash 2008

For the love of money is a root of all kinds of evil. Some people, eager for money,
have wandered from the faith and pierced themselves with many griefs. 1 Timothy 6, 10 (NT)

Money myths to be revised

Kahneman, and others, have found that people with a relatively high income, although more satisfied with their lives, are barely happier at any given moment than those with a significantly lower income.

The age-old myth that money buys happiness needs to be refined, as does the competing myth that wealth does not matter. What [Kahneman] he's found in comparative studies of nations is that both the level of corruption and the de-
gree of trust in society are important predictors of well-being. "Corruption is a measure of trust in society, and trust, it turns out, should be essential to well-be-
ing." Jeremy Clift, Finance & Development, featuring Daniel Kahneman, Ph.D. (1934-
2024) Israeli-American professor of psychology, Princeton, founder of behavioral economics, Nobel laureate in economic sciences, 2002, Questioning a Chastened Priesthood, presented by the International Money Fund, volume 46, number 3. September 2009

Anthing that depends on rare events eventually will go bust. Capitalism makes you fragile until things blow up, abetted by financial models. Video message by Nassim Nicholas Taleb (*1960) Lebanese-American scholar, statistician, former trader,
risk analyst, philosophical essayist, cited from: Video discussion Reflection on a Crisis (John Brockman, Nassim Taleb, Daniel Kahne-
man) | DLD09, presented by the Digital – Life – Design (DLD) conference, Munich, Germany, recorded by the event video pro-
duction company Fora.tv, minute 35:00, 59:08 minutes duration, aired 27. January 2009, 13. February 2009

In the absence of the gold standard, there is no way to protect savings from confiscation through inflation.
Alan Greenspan [Work LoC 400] (*1926) US American economist, Chairman of the US Federal Reserve (1987-2006), cited in: Goodreads Quotable Quote

When the federal government spends more each year than it collects in tax revenues, it has three choices: It can raise taxes, print money, or borrow money. While these actions may benefit politicians, all three options are bad for average Americans.
Ron Paul (*1935) US American medical doctor, Republican U.S. Congressman, cited in: Daniel Adrian Doss, William H. Sumrall III, Don W. Jones, Strategic Finance for Criminal Justice Organizations, S. 227, CRC Press, Boca Rotan, London, New York, 2012

Congressional testimony [confession] by Alan Greenspan 23. October 2008

Those of us who have looked to the self-interest of lending institutions to protect shareholder's equity – myself especially – are in a state of shocked disbelief. I have found a flaw [in my free-market ideology]. I don’t know how significant or permanent it is. But I have been very distressed by that fact. […] I have been going for 40 years or more with very considerable evidence that it was working exceptionally well.

[Paraphrased] Alan Greenspan on the financial crisis, 2008: My theory of the world was wrong. My framework was wrong. I expected financial firms in particular to protect their interests and to protect their longterm survival. I did not expect them to engage in what turned out to be potentially suicidal policies. Daniel Kahneman, Ph.D. (1934-2024) Israeli-American professor of psychology, Princeton, founder of behavioral economics, Nobel laureate in economic sciences, 2002,
commenting Alan Greenspan's confession, How Greenspan's Framework Went Awry, YouTube film, minute 0:10, 3:03 minutes dura-
tion, posted 23. February 2009

Money trust frame busted

He basically said that the framework within which we had been operating was false, and coming from Greenspan [LoC 400], that was impressive.
Daniel Kahneman, Ph.D. (1934-2024) Israeli-American professor of psychology, Princeton University, New Jersey, founder of behavioral economics, Nobel laureate in economic sciences, 2002, cited in: Questioning a Chastened Priesthood, presented by the International Money Fund, Jeremy Clift, Finance & Development, volume 46,
number 3, September 2009

Tectonic leverage shift in economic power and population ratios worldwide:

Stable 80-20 rule BEFORE the economic crisis 2008:
80% to the rich countries ⇔ 20% to the poor countries
Fast rising 35-65 rule AFTER the economic crisis 2008:
35% to the rich countries vs. 65% to the developing countries
GDP distribution before 2008: 10-9-5: 10 (USA), 9 (Europe), 5 (Asia)
Population development after 2008: United States/Europe/Australia (stable-declining – 1.2 billion by 2050), Asia/Africa (rising), 1 billion middle class people in China, 9 billion people in total by 2050

The 80-20 [GDP proportion] rule which I had comfortably in my hip pocket is going to be a 35-65 rule. And that puts a challenge of dramatic proportions to anybody who is at a business school today or a graduate. Removed video pre-
sentation by James Wolfensohn (1933-2020) Australian lawyer, president of the World Bank (1995-2005), World Banker Makes Stunning Confession, Business School, Stanford University, YouTube film, minute 15:45, 19:01 minutes duration, posted
31. May 2011

Quotes by Bernard Lietaer

Survival consciousness tied to scarcity, greed, and competition:

I believe that greed and competition are not a result of immutable human temperament; I have come to the conclusion that greed and fear of scarcity are in fact being continuously created and amplified as a direct result of the kind of money we are using. For example, we can produce more than enough food to feed everybody, and there is definitely enough work for everybody in the world, but there is clearly not enough money to pay for it all. The scarcity is in our national currencies. In fact, the job of central banks is to cre-
ate and maintain that currency scarcity. The direct consequence is that we have to fight with each other in order to survive. Interview with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, Beyond Greed and Scarcity, presented by the nonprofit positive futures journal YES!, April 1997

The taboo of the monetary banking system:

Banking crashes and monetary crises over the last 25 years

There have been 97 previous banking crashes over the last 25 years according to the accounting of the World Bank. And there have been 176 monetary crisis over the last 25 years. [...]
Nobody [academic, financial press, politicians] dares to talk about our monetary banking system. […] The paradigm we are living with is a monopoly of bank debt money. Where does that lead us, the monopoly of bank debt money? […] What we'll learn in this banking crash [Sep-
tember 2008] is we cannot afford to save the banking system. My claim is the monetary system is systemically unstable. It is as unstable as a car without a brake and a steering wheel that doesn't work. […] The car is a taboo.

Video keynote presentation and conversation with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the Euro-
pean € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center
for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, Monetary blind spots and structural solutions,
part 1 of 5, presented at conference Covering the Crisis, topic "The New Paradigm of Money", Brussels, 9.-10. November 2009, represented by the [[wpe:European_Journalism_Centre|European Journalism Centre (EJC)], 2009, YouTube film, minute 6:36,
9:58 minutes duration, posted by ejcinterface 13. November 2009

Complex monetary systems:

Efficiency and resilience based on diversity and interconnectivity

We are dealing with a systemic, systematic repeated process [of banking crashes]. The structural cause [lacking diversity and interconnectivity] has indeed never been [properly] addressed. […] We have had 96 banking crises before this one [Sept 2008] and 176 monetary crises according to the World Bank [in the last 25 years].
Via complexity theory we now can measure sustainabiliy with a single metric. And it involves two key variants:
1. one is efficiency of complex systems
2. and the other one is resilience.

Both of them are dependent on internal structural variables which are

diversity and interconnectivity. […]

We can therefore learn from natural systems that we need to have a certain amount of diversity and a certain
amount of interconnectivity (in other words different relationships) in order to be able to have a system that is sustainable, that will last, that will adapt to different shocks or changes in the environment.
Our monetary system is obviously a monopoly, a monoculture. Therefore, the solution is to go to an ecosystem of monetary solutions, different currencies for different purposes that make it possible for society to not only measure what's going on, but also to motivate people to do things that are spontaneously not happening. […] The solution is complementary currencies. Video interview with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow
Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, Monetary Crises and Complexity Theory.dv, YouTube film, 3:45 minutes duration, posted 12. January 2010

Statistical data on the inbuilt instability of the failing money system

After 5000 years of a monocultural money system based on greed and scarcity its systemic flaws have become unsolvable. A new fiscal philosophy – outside of the box [the old mindframe] – is going to arise.

The ongoing financial crisis prevalent in Europe and North America since September 2008 is the biggest one among many in the last forty years. IMF data show that the current money system is unsustainable. It has issued more than 10 crises per year on average:
- 48 massive financial meltdowns (1637-1929)
- 145 banking crashes (1970-2011)
- 204 monetary collapses (1970-2011)
- 72 sovereign debt crises (1970-2011)

[T]he true story of the WIR system. The country is Switzerland and the sixteen founders met in Zurich in the year 1934 and the system is still operating today. The annual volume of business in the WIR currency is now about $2 billion per year. Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-foun-
der of the ACCESS Foundation, author, Robert Ulanowicz, Sally Goerner, Options for Managing a Systemic Bank Crisis, S.A.P.I.E.N.S, online since 6. April 2009, connection on 14. May 2012

Upgrading the monetary paradigm – a systemic solution to the global financial crisis

The monopoly of a single currency in favor of the banking system will be eradicated, diversity will substitute monoculture.

I don't think that we go back to the gold standard. In fact, the Gold Standard days was a lie. Minute 17:10
The US Dollar will get in trouble. […] Basically because people are not trusting the Dollar any more. Will the US Dollar fail? It is only a question of when, not whether. There is absolutely no plan B, there has no alternative [currency] been allowed to be set up. It's going to be a hard landing. Minute 19:32
The Euro is a good idea. However, the governance is another question. […] In it's current form and it's current form of being managed there is a very low chance that it will survive as it is. There will be something left of it, not the current structure of today. Minute 20:33
There has never been a monetary democracy. We need other kinds of currencies which actually can reflect the democratic input and they are not given a chance. Minute 21:51
My solution to the current monetary instability is what I call a monetary ecosystem, a diversity of currency of different scales of different currencies [...] other than national money. Minute 23:38
The Terra is a [fully backed] global currency that is overseeing national currency. It would provide a media of exchange that is unattached to any nation state, but it would be more stable than any of the national currencies. I would have it fully backed by a basket of commoditites. […] It is a currency to make it profitable to think longterm. The reason is
that it has a negative interest rate. Minute 23:38
Money is today's god. It is a god of shadows, a god that drives the negative aspects of mankind:
Greed, shortterm thinking, competition. Minute 25:33
Money probably is the main tool of power. […] By controlling money you can actually control almost everybody.
Minute 26:34

Video interview with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank
of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB,
co-founder of the ACCESS Foundation, author, What About Money?, host Lars Schall, August 2012, YouTube film, 6:43 minutes
duration, posted 21. August 2012

Quotes by Muhammad Yunus

Poverty is not created by poor people. There is something lacking in the system that creates and perpetuates
poverty. […] Poor people are Bonsai People, without a base, the Bonsai trees are stunted and cannot grow.
Lecture by Muhammad Yunus, Ph.D. (*1940) Bangladeshi professor of economy, Chittagong University, founder of the Grameen Bank, microcredit institution, Nobel Peace Prize laureate, 2006, SFU Talk Yunus "Financial Services and Psychology" Part 1, sponsored by the Sigmund Freud Universität (SFU), Vienna, Austria, 28. May 2009, YouTube film, 9:42 minutes duration, posted
8. July 2009

Poverty was not created by the poor people, it was created by the system.
Video presentation by Muhammad Yunus, Ph.D. (*1940) Bangladeshi professor of economy, Chittagong University, founder of the Grameen Bank, microcredit institution, Nobel Peace Prize laureate, 2006, Poverty was not created by the poor., YouTube film, 9:54 minutes duration, posted 30. June 2008

We have to get out of this [rankist] mindset that the rich will do the business and the poor will have the charity. Muhammad Yunus, Ph.D. (*1940) Bangladeshi professor of economy, Chittagong University, founder of the Grameen Bank, microcredit institution, Nobel Peace Prize laureate, 2006, source unknown

The collectively owned Grameen Bank reversed the basic principles of privately owned conventional banks
[resulting in a Peace Nobel Prize in 2006].
☛ Profit maximising for self versus social business [caring economics] for others.
☛ Borrowing money from outside / government versus self-sufficiency [a banking phenomenon]
☛ Ownership: Somebodies – a few rich men versus Nobodies – many of the poorest women.
[97% of the borrowers and owners of the Grameen bank are women.]
The less you have the more attractive you are. If you have nothing you get the highest priority.
☛ Big credits to haves [ocean tanker] versus microloans to havenots [dingy boats on shallow waters].
☛ Deficiency principle versus trust principle.
☛ Digging in the past / credit histories versus trust in the future / building of the borrowers.
☛ Collateral principle versus no credit guarantees.
☛ Social banks do not engage lawyers. They create a new legislation / banking laws.
☛ Social banks start with unexperienced, uneducated borrowers without a business plan.
☛ Concepts: One-dimensional money making human being versus the multidimensional complete human being.
☛ Classism, power gap, poverty, debt system versus inclusivity, ending of poverty by 2030.

Source: ► Excerpt from video presentation by Muhammad Yunus, Ph.D. (*1940) Bangladeshi economist, founder of the Grameen Bank, microcredit institution, Nobel Peace Prize laureate, 2006, Creating a World Without Poverty, sponsored by the non-profit educational organization Commonwealth Club of California, San Francisco, California, and Link TV, recorded by the event video production
company Fora.tv, YouTube film, 5:33 minutes duration, 1. May 2008
Explaining the "social business" model addressing social issues through entrepreneurship

Four types of people – in respect to ownership and property

༺༻	Type of human	Statement
1.	The unlearned person says:	"What's mine is yours, and what's yours is mine."
2.	The neutral person says:	"What's mine is mine, and what's yours is yours."
3.	The wicked person says:	"What's mine is mine, and what's yours is mine."
4.	The pious person says:	"What's mine is yours, and what's yours is yours."

Source: ► Mishnah [LoC 665] (*220 CE) first major written redaction of the
Jewish oral traditions by Judah haNasi, first major work of Rabbinic Judaism

See also: ► Four styles of communication

Englische Texte – English section on Money

Income, status and affective wellbeing – Having ♦ Doing ♦ Being

US American Gallup survey / study by Ed Diener, Daniel Kahneman et al., 2009:

Income’s Differential Influence on Judgments of Life Versus Affective Well-Being
Below an annual income of 60.000 $ people are progressively unhappy –
above 60.000 $ income per year feelings of happiness do not rise.
Depending on which self (experiencing self or remembering self) is predominant influences the poll results.
Personal income in the United States (average 45.000 $)

Two different selves: two notions of money and happiness – Daniel Kahneman et al.

༺༻	Secondary remembering self (Past) Programmed processing system 2 Having * Doing	Fundamental experiencing self (Present) Intuitive choosing system 1 Being
1.	The more money you have the more satisfied you are. That does not hold for emotions. *	Money does not buy you experiential happiness, but lack of money buys you misery. We can measure that very clearly. *
2.	Following the concept (Making) money makes you happy about 90% of people in the households in the United States, making at least 250,000 $ a year called themselves "very happy". **	Withheld conclusion: 10% very rich NOT HAPPY people find "making money" (gaining outer resources and status) does not result in sustainable happiness.** See multimillionaire Tom Shadyac's insight. Item 5a.
3.	Comparing one's income favorably to others, spending impulsively money, and overcoming self-doubt with money did not enhance one's subjective well-being. *******	Wanting to make money to feel secure, to feel proud of oneself, and to help others, were predictive of happiness or subjective well-being. *******
4a.	Wealthier people consistently reported a lower ability to savor, "enhance and prolong positive emotional experience." This impediment undermined any positive effect that money had on their happiness. ********	Money impairs people's ability to savor everyday positive emotions and experiences. ********
4b.	Solution: Deepening positive thinking and friendships. ********
5a.	I think I was imprisoned by part of my life that was not a part of what I would say is truth. [...] I stood on top of the heap and said 'I am more valuable than you. Hey, I am the director, man. You are just a camera man. I don't support that anymore. *****	I've gone through some pretty substantial changes which I think have opened me up. I'm more sensitive. I hope that I have walked further down the empathic road. *****
5b.	Conclusion: I think we are all part of it. And there can be a little difference but not the kind of difference that I supported. *****

* Video presentation by Daniel Kahneman (1934-2024) Israeli-American professor of psychology, Princeton University, founder of behavioral economics, Nobel laureate in economic sciences, 2002, The riddle of experience vs. memory on the "experiencing self" (present) ⇔ the "remembering self" (past, score keeper, story teller), presented by TED Talks 2010, minute 18:08+, 20:07 minutes duration, filmed February 2010, posted March 2010
** Study by Betsey Stevenson and Justin Wolfer, Economic Growth and Subjective Well-Being. Re-Assessing the Easterlin Paradox, Brookings Panel on Economic Activity, United States, April 2008
*** Rostyslaw W. Robak, Sheila H. Chiffriller, Melinda C. Zappone, College students' motivations for money and subjective well-being, originally presented by Psychological Reports, volume 100, issue 1, S. 147-156, 2007
157 undergraduate business and psychology students were asked on their motives for making money and several dimensions of subjective well-being.
**** Quoidbach J., Dunn E.W., Petrides K.V., Mikolajczak M., Money Giveth, Money Taketh Away. The Dual Effect of Wealth on Happiness, sponsored by University of Liège, published by Psychology Science, 759-63, 21. June 2010
***** Video interview with Tom Shadyac (*1958) Aramean American comedian, Hollywood film director, truth seeker, neardeather (2007), multimillionaire converted to the path of simplicity, screenwriter, producer of the documentary DP/30 – I AM, Director Tom Shadyac, presented by DP/30, host David Poland, MCN Videos, YouTube film, minute 4:38, 33:35 minutes duration, posted
11. March 2011

Literature:
► Carol Graham (*1962) US American professor of public policy, University of Maryland, senior fellow, Brookings Institution, research
fellow, Institute for the Study of Labor, Happy Peasants and Miserable Millionaires. Happiness Research, Economics, and Public Policy,
VOX CEPR Policy Portal, 30. January 2010

Further references:
► Video presentation by Hans Rosling, M.D., Ph.D. (1948-2017) Swedish professor of global health, medical doctor, statistician, data
visionary, Karolinska Institute, Stockholm, public speaker, New insights on poverty, presented by TED Talks, 18:44 minutes duration,
filmed March 2007, posted June 2007
► Video interview/presentation by Stephen Walt, US American professor of International Affairs, Harvard University, The Global Income
Gap, presented by the US American web portal Big Think, recorded 8. October 2007, 2:15 minutes duration, posted 27. December 2007
Stephen Walt: "Social Inequality is the biggest challenge in the coming decade." (2008-2018)

Source: ► Sociology

Leaping from Having to Being
I think I was imprisoned by part of my life that was not a part of what I would say is truth. [...] I stood on top of the heap and said 'I am more valuable than you. Hey, I am the director, man. You are just a camera man.' I don't support that anymore.
I think we are all part of it. And there can be a little difference but not the kind of difference that I supported. [...]
I've gone through some pretty substantial changes which I think have opened me up. I'm more sensitive. I hope that I have walked further down the empathic road.
Video interview with Tom Shadyac (*1958) Aramean American comedian, Hollywood film director, truth seeker, neardeather (2007), multimillionaire converted to the path of simplicity, screenwriter, producer of the documentary DP/30 – I AM, Director Tom Shadyac, presented by DP/30, host David Poland, MCN Videos, YouTube film, minute 4:38, 33:35 minutes duration, posted 11. March 2011

Plutocracy (corporate feudalism) ⇔ Democracy and free-enterprise

Status 2000 – turn of the millennium

Half of the largest global economies are corporations not countries.
2% of the richest people own 50% of all the world's wealth.
The 3 billion of the world's poorest people own just 1% of all the world's wealth.

Dramatic increase in economic inequality and poverty in the United States of America
Financial terrorist attack" on the United States

The top one-tenth of one percent of the US population was the result of deliberate governmental and economic policy.
The "too big to fail" banks are using the campaign finance and lobbying system to buy off politicians who implement poli-
cies designed to exploit 99.9 percent of the population for their financial gain.

Derived from the deleted report on the financial destruction of the United States by David DeGraw, US American independent investiga-
tive journalist, Analysis of Financial Terrorism in America. Over 1 Million Deaths Annually, 62 Million People With Zero Net Worth, As the Economic Elite Make Off With $46 Trillion, 10. August 2011

68.3 million Americans struggle to get enough food to eat.
- Wages are declining for 90 percent of the US population.
Feeding all 40 million Americans on food stamps was $65 billion in 2010.

Only 74 Americans elite billionaires had an average income of $91.2 million in 2008 raising to $518.8 million each
($10 million per week) in 2009.
- 74 US citzens made more money than 19 million US workers combined.
The economic top 0.1% – 0.076 percent of the US population – earned over $1 million in 2009.

In 2011 US millionaires (economic elite) owned at least $45.9 trillion in wealth:
$38.6 trillion at home and an estimated $6.3 trillion hidden in offshore accounts.
One trillion = 1000 billion ($1,000,000,000,000).
The richest 400 US citizens owned 50 percent of the entire country.
Their wealth held as much as 154 million US Americans combined.

Corporate tax accounted for 27.3 percent of US federal revenue, 4.3 percent of overall GDP, in 1955.
Corporate tax accounted for 8.9 percent of US federal revenue, 1.3 percent of overall GDP, in 2010.
The richest 400 Americans paid 30 percent (average tax rate 30.4%) of their income in taxes in 1995.
1,470 Americans earned over $1 million in 2009 without paying any taxes.
- The average tax rate for millionaires was 22.4 percent in 2009.
The richest 400 Americans paid 18 percent of their income in taxes in 2011.
Deloitte predicts that US millionaire households will reap a 225% increase in wealth ($87.1 trillion and over $100 trillion hidden wealth in offshore accounts) in total by 2020.

"Unlike those in the lower half of the top 1%, those in the top half and, particularly, top 0.1%, can often borrow for almost nothing, keep profits and production overseas, hold personal assets in tax havens, ride out down markets and econo-
mies, and influence legislation in the US. They have access to the very best in accounting firms, tax and other attorn-
eys, numerous consultants, private wealth managers, a network of other wealthy and powerful friends, lucrative bu-
siness opportunities, and many other benefits. Most of those in the bottom half of the top 1% lack power and global
flexibility and are essentially well-compensated workhorses for the top 0.5%, just like the bottom 99%. In my view,
the American dream of striking it rich is merely a well-marketed fantasy that keeps the bottom 99.5% hoping for better
and prevents social and political instability. The odds of getting into that top 0.5% are very slim and the door is kept
firmly shut by those within it." View of an (anonymous) US investment manager on the state of wealth in the U.S. An Investment Manager's View on the Top 1%, presented by George William (Bill) Domhoff, sociology department of UCSC, July 2011

Sources:
► Article: Meet the Global Financial Elites Controlling $46 Trillion In Wealth, presented by the US American left-leaning website AlterNet,
11. August 2011
► Book: George William (Bill) Domhoff (*1936) US American research professor of psychology and sociology, UCSC, Who Rules America?
Challenges to Corporate and Class Dominance, en.Wikipedia Who Rules America?, originally published 1967, McGraw-Hill
6th edition 16. July 2009
Reports on the economic top 0.5 percent of the US population

Money can buy you ...

Money can buy you ...
⚑ stuff, but no essence.
⚑ houses, but no home.

Stone sculpture by Jacek Tylicki, 2008
Palolem Island, Goa, India
⚑ insurances, but no trust.
⚑ advertisement, but no truth.
⚑ an image, but no integrity.
⚑ a position, but not respect.
⚑ status, a rank, but no dignity.
⚑ minions and accomplices, but no friends.
⚑ sex, but no love.
⚑ sperm, but no children.
⚑ drugs and fleeting thrills, but no happiness.
⚑ clocks, but no time.
⚑ light and heat, but no sun, moon and stars.
⚑ books, but no knowledge.
⚑ mentors, but no wisdom.
⚑ blood, but no [eternal] life.
⚑ beds and sleeping aides, but no [natural] sleep.
⚑ medicine and doctors, but no [lasting] health.

Money can't buy you ...
⚑ manners, morals, character, common sense, patience, class.

Siehe auch: ► Einkaufen mit Geld und ► Geldwirtschaft

Summarized table of approaches to the systemic economic crisis

The world wide banking crisis (2008) is of a simultaneous, global nature.
It challenges nations to solve an unprecedented convergence of the four planetary issues
financial instability, climate change, unemployment, and shortage of provisions
for of an aging society possibly within only one decade.

Five possible options for solving the systemic banking crisis 2008

To meet the globalized challenges a colossal integral leap in consciousness is required on a world wide scale.

༺༻	Approach	Bankers	Taxpayers / Central Governments	Local Governments	2d Wave	Systemic Dilemma
1.	Do nothing (As in 1929-1932)	Disaster	Disaster	Disaster	Disaster	Unaddressed
2.	Conventional Nationalizing Problem Assets	Preferred	Most Expensive (no leverage [Fremdfinanzierung])	Unaddressed	Delayed	Unaddressed
3.	Nationalizing Banks	Equity dilution	10 x leverage [Fremdfinanzierung]	Unaddressed	Delayed	Unaddressed
4.	Unconventional Nationalizing Money Creation promoted by Ellen Hodgson Brown Web of Debt	End of current business model	Long term solution (but inflation?)	Unaddressed	Governments spend money into existence	Unaddressed
5.	Complementary Currencies promoted by Bernard Lietaer	End of money creation monopoly	Long term solution	Long and short term solution	Long and short term solution	Systemic solution

Legend:
► HEART – Degree of solution or preference
► LIGTHNING – Degree of problem or dislike
► STOP SIGN – Unaddressed, not dealt with in any way

Written source:
► Removed White Paper on All the Options for Managing a Systemic Bank Crisis, authored by Bernard Lietaer, Ph.D. (1942-2019)
Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University,
Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author,
Dr. Robert Ulanowicz, University of Maryland Center for Environmental Science, Chesapeake Biological Laboratory, Dr. Sally Goerner,
Integral Science Institute, Chapel Hill, NC
Audio source:
► Audio teleseminar with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central
Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources,
UCB, co-founder of the ACCESS Foundation, author, website Transaction.net/money, discussing New Money for a New World,
presented by Institute of Noetic Sciences (IONS), host Matthew Gilbert, 1:07:22 duration, filmed and posted 14. February 2007
Link deleted
Book:
► Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium,
professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB,
co-founder of the ACCESS Foundation, author, Stephen Belgin, US Amerian publicist, founder and president of Qiterra Press,
author, New Money for a New World, Qiterra Press, 29. December 2011
Video sources:
► Video interview with Stephen Belgin, US Amerian publicist, founder and president of Qiterra Press, author, New Money for
a New World, Colorado, Vimeo film, 21:45 minutes duration, posted 24. August 2012
► Video presentation by Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency,
Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable
Resources, UCB, co-founder of the ACCESS Foundation, author, New Money for a New World'', Vimeo film, 55:15 minutes
duration, posted 4. January 2016

See also: ► Economy and ► Consciousness-Tables

BW-Werte: Geld

BW 435 – The Wall Street Journal
BW 208 – Bankwesen in den Vereinigten Staaten von Amerika [Status 2004]³
BW 208 – Versicherungswesen in den Vereinigten Staaten von Amerika [Status 2004]⁴
BW 200 – Geld [Zahlungsmittel]
BW 190 – Wall Street, weltweit größte Börse in NYC, New York
BW 180 – Materialismus⁵
BW 180 – Glücksspiel (Wetten gegen Geld oder Sachwerte/Beteiligungen [materielle Werte] abschließen auf ein Ereignis mit ungewissem Ausgang)⁶
~BW 60 – Armut⁷

LoC calibrations (engl.): Money

LoC 435 – The Wall Street Journal
LoC 208 – Banking industry in the United States [Status 2004]⁸
LoC 208 – Insurance industry in the United States [Status 2004]⁹
LoC 200 – Money [medium of exchange]
LoC 190 – Wall Street, US American stock exchange [the world's biggest stock exchange] in New York City
LoC 180 – Materialism¹⁰
LoC 180 – Gambling (Wagering of money or "stakes" [material value] on an event with an uncertain outcome)¹¹
~LoC 60 – Poorness, poverty¹²

Index: Geld / Money – Bücher von D. Hawkins

Das All-Sehende Auge, Materialismus: S. 74, 127, 306

Links zum Thema Geld / Money

Literatur

Georg Simmel (1858-1918) deutscher Kulturphilosoph, Begründer der Formalen Soziologie, Konfliktsoziologe, Neukantia-
ner, Philosophie des Geldes, Duncker & Humblot Verlag, Berlin, 1900, Anaconda Verlag, 31. March 2009
Dr. Bernard Lietaer (1942-2019) belgischer Wirtschaftswissenschaftler, ehemaliger Währungsspekulant, Erfinder der Euro-Währung im Auftrag der Zentralbank Belgien, Mitforscher am Center for Sustainable Resources, Universität Berkeley, Kalifornien, visionärer Autor, Mysterium Geld. Emotionale Bedeutung und Wirkungsweise eines Tabus, Riemann Verlag, 3. März 2000
Yoshi Frey, schwedischer Psychologe, Autor, Die gläubigen Schuldner. Die spirituellen Gründe des Geldwahns, BoD, 29. Sep-
tember 2005
Helmut Creutz (1923-2017) deutscher Wirtschaftsanalytiker, Publizist, Die 29 Irrtümer rund ums Geld, Herbig, Sonderausgabe 1. Dezember 2007
Ellen Hodgson Brown Web of Debt (*1945) US American attorney, advocate of alternative medicine and financial reform,
public speaker, author, Der Dollar Crash, Kopp Verlag, Rottenburg, 31. Juli 2008
Prof. Niall Ferguson (*1964) britisch-US-amerikanischer Historiker, Autor, Der Aufstieg des Geldes. Die Währung der Geschich-
te, Econ Verlag, 27. Februar 2009
Georg Zoche, deutscher Autor, Welt Macht Geld, Wolfgang Farkas, 1. Auflage 9. November 2009
Gertrud Höhler (*1941) deutsche Unternehmensberaterin, Publizistin, Autorin, Götzendämmerung. Die Geldreligion frisst ihre Kinder, Heyne Verlag, 20. September 2010
Dr. David Graeber (1961-2020) US-amerikanischer Professor für soziale Ethnologie und Wirtschaft, London School of Econo-
mics and Political Science, philosophisch-politisch-anarchistischer Aktivist, Autor, Schulden. Die ersten 5000 Jahre, Klett-Cotta
Verlag, Stuttgart, 1. Auflage 14. Mai 2012

Geschichte der Entwicklung von Geld und Schulden in fünf Zeitaltern
I. Zeitalter der frühen städtischen Zivilisationen (Ägypten, Mesopotamien, Industal, China) (3500-800 v. Chr.) –
Vorherrschendes Geldsystem: Virtuelle Kreditvereinbarungen, Schuldenerlasse
II. Achsenzeit (800 v. Chr.-600 n. Chr.) – Vorherrschendes Geldsystem: Münzgeld, Edelmetall
III. Mittelalter (600-1500 n. Chr.) – Wiedereinführung von virtuellen Kreditvereinbarungen
IV. Zeitalter der Europäischen Weltreiche/kapitalistischen Imperien (1500-1971) – Wiedereinführung von Edelmetallen
V. Moderne Gegenwart (seit 15. August 1971) – Aufhebung des Goldstandards des US-Dollars, das Schuldenreich,
"Der Anfang von etwas, das noch nicht bestimmt werden kann"

Raimund Brichta (*1959) deutscher Fernsehmoderator und Börsenreporter beim deutschen Nachrichtensender n-tv, Sachbuch-
autor, Anton Voglmaier, Die Wahrheit über Geld: Wie kommt unser Geld in die Welt – und wie wird aus einem Kleinkredit ein großer Finanzcrash?, Börsenbuchverlag, 1. Auflage 1. Oktober 2013
Paul Schreyer (*1977) deutscher freier Journalist, Sachbuchautor, Wer regiert das Geld? Banken, Demokratie und Täuschung, Westend Verlag, Frankfurt am Main, 1. Taschenbuchauflage 1. März 2016, 29. November 2018

Literature (engl.)

Kent Nerburn (*1946) US American non-native writer, Letters to My Son. A Father's Wisdom on Manhood, Life, and Love, chapter 9 Money and Wealth, New World Library, 2nd edition 19. January 1999, 20th anniversary edition, 13. May 2014
Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, The Future Of Money. Creating New Wealth, Work and a Wiser World, Random
House, 3. January 2002, Kindle edition, Cornerstone Digital, new edition 30. April 2013
G. Edward Griffin (*1931) US American film producer, certified financial planner, political activist, lecturer, founder of Freedom Force International, author, The Creature from Jekyll Island. A Second Look at the Federal Reserve, Bertrams, 4th edition
1. June 2002, CD edition 2009
Lynne Twist, US American activist for alleviating poverty, author, The Soul of Money. Transforming Your Relationship with
Money and Life, W.W. Norton & Company, 1st edition September 2003
- The Soul of Money. Reclaiming the Wealth of Our Inner Resources, reprint, 3. November 2006
Jeffrey D. Sachs, Ph.D. (*1954) US American economist, director of the ⚡ UN Sustainable Development Solutions Network, The End of Poverty. Economic Possibilities for Our Time, Penguin Press, 1st edition, Wikipedia entry, Penguin Press,
30. December 2005, reprint, 28. February 2006

Sachs' development aid plan is to eliminate extreme poverty around the world by 2025.
Muhammad Yunus, founder of the Grameen, bank envisioned the end of poverty by 2030.

Riane Eisler (*1937) Austrian-born American cultural macrohistorian, partnership researcher, sociologist, social activist, evolu-
tionary theorist, The Real Wealth of Nations. Creating a Caring Economics, Berrett-Koehler Publishers, annotated edition
28. March 2007
Ellen Hodgson Brown Web of Debt (*1945) US American attorney, advocate of alternative medicine and financial reform,
public speaker, author, Web of Debt. The Shocking Truth About Our Money System. The Sleight of Hand That Has Trapped
Us in Debt and How We Can Break Free, Third Millennium Press, 1st edition 25. July 2007

Explaining the ominous role of private banks
Audio sample Web of Debt, MP3, "Introduction", narrated by Duane Thorin

Muhammad Yunus, Ph.D. (*1940) Bangladeshi professor of economy, Chittagong University, founder of the Grameen Bank, microcredit institution, Nobel Peace Prize laureate, 2006, Creating a World Without Poverty. Social Business and the Future of Capitalism, Perseus Books Group, 7. January 2008
Niall Ferguson, M.A., D.Phil., British historian specialising in financial and economic history, The Ascent of Money. A Financial History of the World, Penguin The Press HC, 13. November 2008
Thomas H. Greco Jr. (*1936) US American community economist, The End of Money and the Future of Civilization, Chelsea Green Publishing, 4. June 2009
Andrew Ross Sorkin, Too Big to Fail. The Inside Story of How Wall Street and Washington Fought to Save the Financial System – and Themselves, Viking Adult, 20. October 2009
Tomáš Sedláček (*1977) Czech economist, university lecturer, economic advisor to former president Václav Havel, author, Economics of Good and Evil. The Quest For Economic Meaning From Gilgamesh To Wall Street, Oxford University Press, 2011, reprint 3. October 2013
Charles Eisenstein, Ph.D. charleseisenstein.com (*1967) US American graduate in mathematics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, visionary author, Sacred Economics. Money, Gift, and Society in the Age of Transition, Evolver Editions, 12. July 2011

The change of the money system is inevitable and underway. Original yet commonsense, radical yet gentle, and increasingly relevant, Eisenstein explores conventional and unconventional economic thought, New Economics, negative-interest currencies, local currencies, resource-based economics, gift economies, and the restoration of the commons including the personal dimensions of this transition ("right livelihood").

David Graeber, Ph.D. (1961-2020) US American associate professor of social anthropology, philosophical-political activist,
author, Debt. The First 5,000 Years, Melville House, 12. July 2011

Excerpt
I. Age of the First Agrarian Empires (3500-800 BC) – Dominant money form: virtual credit money
II. Axial Age (800 BC-600 AD) – Dominant money form: coinage and metal bullion
III. The Middle Ages (600-1500 AD) – The return to virtual credit money
IV. Age of European Empires (1500-1971) – The return of precious metals
V. Current Era (1971 onwards) – The empire of debt

Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB,
co-founder of the ACCESS Foundation, author, Jacqui Dunne, Irish founder and CEO of Danu Resource, journalist, author, Rethinking Money. How New Currencies Turn Scarcity into Prosperity, Berrett-Koehler Publishers, 4. February 2013

Externe Weblinks

Wikipedia-Einträge Geld, Umlaufgesichertes Geld (Demurrage fließendes Geld)

Artikel von Prof. Dr. Eberhard Hamer, deutscher Finanzwissenschaftler, Rechtsanwalt, Begründer der Mittelstandsökonomie, Mittelstandsinstitut Hannover, Der Welt-Geldbetrug, präsentiert von der Publikation Goldseiten, alternativ Der Weltgeldbe-
trug, 2. Dezember 2004
Interview mit Dr. Franz Hörmann franzhoermann.com (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außer-
ordentlicher suspendierter Professor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Absurdes Geldsystem, präsentiert von der Publikation Spreerauschen.net, 26. Oktober 2011
Interview mit Prof. DDr. Gerald Hüther gerald-huether.de (*1951) deutscher Neurobiologe, Professor für neurobiologische Grundlagenforschung, Universität Göttingen, wissenschaftlicher und populärwissenschaftlicher Referent und Autor, Hirnforscher: Geld ist eine wunderbare Erfindung. Der Neurobiologieprofessor und Hirnforscher Gerald Hüther über Börsianernerven, Geld, Schulden als Unglücksindikator und den (Un-) Sinn von Finanzberatung, präsentiert von der Monatszeitschrift €URO, Mario Müller-Dofel, 18. Februar 2013
Interview mit einem Insider Das Ende des Währungssystems kommt – Jahrhundertrezession – Wie geht es weiter?, prä-
sentiert von dem kostenlosen fränkischen Monatsmagazin Metropol News, 4. August 2020

In Europa ist die BRD (Deutschland) das Land mit der höchsten Steuerlast, der höchsten Abgeordnetengehälter, der höchsten Zahl an Aufstockern, der höchsten Zahl von Leasingkräften, der höchsten Mieten, dem höchsten Renteneintrittsalter.

Amtswillkür des Finanzamt – Steuerschätzung treibt in den Tod.

Artikel Wenn die Bürokratie den Menschen verkennt: Wie aus einem Alkoholiker in den Amtsstuben ein erfolgreicher Viehhändler wurde. In einem Dorf, wo jeder jeden kennt, reicht ein Mann über 20 Jahre lang keine Steuererklärung ein. Die letzten Jahre seines Lebens haust er wie ein Obdachloser. Die Behörden wollen von alldem nichts gewusst haben. Eine Rekonstruktion., präsentiert von der Schweizer Tageszeitung Neue Zürcher Zeitung (NZZ), Linda Koponen, 10. Januar 2020

Linklose Artikel

Interview mit Peter Fitzek, deutscher Visionär, Interview mit Peter Fitzek. Vision für Gesellschaftsstrukturen, präsentiert von
der Schweizer Zeitschrift Sein, 14. Oktober 2008

Weblinks zum Thema Geld – Quora

Beiträge verfasst von Elfriede Ammann, präsentiert auf der kalifornischen Frage-und-Antwort Webseite Quora DE

Beitrag Was kann man mit Geld nicht kaufen?, 654 Aufrufe · 19 Likes, 19. November 2018
Beitrag Sollten Zinsen verboten werden?, 106 Aufrufe · 3 Likes, 10. Dezember 2018

External web links (engl.)

Wikipedia entries Money, Great Divergence, era of dominance of Western Civilization, Great Divergence (inequality),
since end of 70ties, Yamashita's gold

Article A Monetary System for the New Millennium, presented by worldtrans.org, Roger Langrick, B.C. Canada, undated
Article by John Scalzi (*1969) US American online writer, president of the Science Fiction and Fantasy Writers of America,
author, Being Poor, 3. September 2005
Article The rich are different – and not in a good way, studies suggest. The 'Haves' show less empathy than 'Have-nots' , presented by the US American broadcast network NBC News, Brian Alexander, 10. August 2011
Article The Federal Reserve's 'breathtaking' $7.7 trillion bank bailout. A new report on the 2008 financial crisis reveals some shocking numbers that dramatically exceed the $700 billion TARP bailout, presented by the UK/US based weekly news maga-
zine The Week, 28. November 2011
Article The Confidential Memo at the Heart of the Global Financial Crisis, presented by Vice, United Kingdom, Greg Palast,
22. August 2013

24. November 1997 memo by Timothy Geithner to Larry Summers: A banker clique played an evil game-plan for checkmate.

Article by Charles Eisenstein, Ph.D. charleseisenstein.com (*1967) US American graduate in mathematics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, visionary author, "Don't Owe. Won't Pay." Everything You've Been Told About Debt Is Wrong, presented by the nonprofit positive futures journal YES!, fall issue 20. August 2015
Article Who Really Owns the Federal Reserve?, presented by the publication thebalance.com, Kimberly Amadeg, 7. Feb-
ruary 2020

Audio- und Videolinks

Video Interview mit Dr. Muhammad Yunus (*1940) bangladeschischer Professor für Wirtschaftswissenschaft, Chittagong Universität, Gründer und ehemaliger Geschäftsführer der Grameen Bank, Begründer des Mikrofinanz-Gedankens, Friedens-
nobelpreisträger, 2006, Philosophie der Kreditgebung, präsentiert von dem ersten Fernsehprogramm des Schweizer Radio
und Fernsehens (SRF) SRF 1, Programm Sternstunde Philosophie, Gastgeber Roger de Weck, Sendetermin 6. Januar 2008, Videogold Film, 56:50 Minuten Dauer, eingestellt 18. August 2008, wieder eingestellt 7. Oktober 2009
Animierte DVD Aufklärungsdokumentation Fabian Gib Mir Die Welt Plus 5 Prozent, produziert von Neue Impulse, Kirchheim, Anfang 2008, YouTube Film, 57:33 Minuten Dauer, eingestellt 10. October 2011
Vortrag von Prof. Dr. Eberhard Hamer, deutscher Finanzwissenschaftler, Rechtsanwalt, Begründer der Mittelstandsökonomie, Mittelstandsinstitut Hannover, Der Weltgeldbetrug, YouTube Film, 27:23 Minuten Dauer, eingestellt Januar 2009 und 27. Juli 2011
Video Fernsehinterview mit Prof. Dr. Hans J. Bocker (1939-2020) deutscher Unternehmensberater, Finanz- und Wirtschafts-
journalist, Kolumnist, zum Thema Geld lügt, Gold ist ehrlich, präsentiert von dem Schweizer Web-Fernsehsender Alpenparla-
ment.TV, Gastgeber Jörg Vos, YouTube Film, 59:42 Minuten Dauer, Sendetermin 4. Juli 2009
Videopräsentation von Andreas Clauss (1959-2016) deutscher Finanzdienstleister, Autor, 3.AZK – Andreas Clauss – Crashkurs Geld und Recht, 3. Anti Zensur Konferenz (AZK), Gastgeber Ivo Sasek (*1956) Schweizer Laienprediger, Grün-
der der AZK, Autor, 21. Februar 2009, YouTube Film, 1:32:22 Dauer, eingestellt 7. November 2011
Video Fernsehinterview mit Michael Mross zum Thema Weltschuldenkrise Das Spiel ist aus. Wir müssen neu starten!, präsentiert von dem Schweizer Web-Fernsehsender Alpenparlament.TV, Gastgeber Prof. Dr. Michael Vogt (*1953) deutscher Historiker, ehemals Honorarprofessor für Public Relations, Medien- und Kommunikationsmanagement, YouTube Film, 4:58 Mi-
nuten aus 55:14 Minuten Dauer, Sendetermin 10. Juni 2010
Videovortrag von Prof. Dr. Dr. Wolfgang Berger (*1941) deutscher Ökonom, Philosoph, zum Thema "Finanzkrise-Wirtschafts-
krise", präsentiert von monetative.de, YouTube Film, eingestellt 8. Oktober 2010
- Finanzkrise-Wirtschaftskrise, Teil 1 von 9, 9:59 Minuten Dauer
- Finanzkrise-Wirtschaftskrise, Teil 2 von 9, 9:59 Minuten Dauer
- Finanzkrise-Wirtschaftskrise, Teil 3 von 9, 9:59 Minuten Dauer
- Finanzkrise-Wirtschaftskrise, Teil 4 von 9, 9:59 Minuten Dauer
- Finanzkrise-Wirtschaftskrise, Teil 5 von 9, 9:59 Minuten Dauer
- Finanzkrise-Wirtschaftskrise, Teil 6 von 9, 9:59 Minuten Dauer
- Finanzkrise-Wirtschaftskrise, Teil 7 von 9, 9:59 Minuten Dauer
- Finanzkrise-Wirtschaftskrise, Teil 8 von 9, 9:59 Minuten Dauer
- Finanzkrise-Wirtschaftskrise, Teil 9 von 9, 9:59 Minuten Dauer
Videovortrag von Peter Fitzek zum Thema Grundlagen eines neuen Finanz- und Wirtschaftssystems, eine Alternative zum Kran-
kenversicherungssystem und Staatskonzept eines fortschrittlichen Staates im Dienst an seinen Bürgern, Pendragon Kongress, Gedern, 26. März 2011, YouTube Film
- Neue Wege für Mensch und Gesellschaft, Teil 1 von 3, 56:32 Minuten Dauer, eingestellt 4. April 2011
- Neue Wege für Mensch und Gesellschaft, Teil 2 von 3, 58:08 Minuten Dauer, eingestellt 4. April 2011
- Neue Wege für Mensch und Gesellschaft, Teil 3 von 3, 59:44 Minuten Dauer, eingestellt 15. April 2011
Videovortrag von Prof. Dr. Margrit Kennedy (1939-2013) deutsche Architektin, Ökologin, Kapitalismus-Kritikerin, Freiwirtschafts-Befürworterin, Schriftstellerin, Die Geldreform als Bestandteil des gesellschaftlichen Wandels, Homöopa-
thische Bibliothek Köthen (Anhalt), YouTube Film, 1:15:53 Dauer, eingestellt 15. März 2012
Video Fernsehdokumentation von Harald Schumann (*1957) deutscher investigativer Wirtschaftsjournalist, Diplom-Ingenieur, Sachbuchautor, Staatsgeheimnis Bankenrettung, präsentiert von dem französisch-deutschen Fernsehsender Arte, Erstaus-
strahlung 26. Februar 2013, YouTube Film, 53:14 Minuten Dauer, eingestellt 27. Februar 2013

Gigantische Summen an Bankenrettungsgeldern wurden gegeben: 50 Mrd. € für Griechenland, 70 Mrd. € für Irland, 40 Mrd. € für Spanien,
um die Verluste von deren Banken zu stützen, die durch faule Kredite entstanden sind.

Video Fernsehinterview mit Dr. David Graeber (*1961) US-amerikanischer Professor für soziale Ethnologie und Wirtschaft, London School of Economics and Political Science, philosophisch-politisch-anarchistischer Aktivist, Autor, Warum uns Schulden versklaven, präsentiert von dem ersten Fernsehprogramm des Schweizer Radio und Fernsehens (SRF) SRF 1, wöchentliche Dokumentarfilmsendung Sternstunde Kunst, Gastgeberin Barbara Bleisch, Sendetermin 13. Oktober 2013, YouTube Film,
54:13 Minuten Dauer, eingestellt 6. Januar 2014

Graeber, der Vordenker der Occupy-Bewegung, befürwortet den Ausstieg aus der Schuldenkrise und zeigt Alternativen zum Kapitalismus auf.
Seit der Erfindung des Kredits vor 5.000 Jahren treibt das Versprechen auf Rückzahlung die Menschen in die Sklaverei.

Videopräsentation von Andreas Clauss (1959-2016) deutscher Finanzdienstleister, Autor, Andreas Clauss Unser Geldsystem, YouTube Film, 1:31:55 Dauer, eingestellt 5. September 2019
Videovortrag von Raik Garve, deutscher Arzt, Gesundheitslehrer, Dozent, Wie das bisherigen Geldsystem unser aller Leben ruiniert hat, YouTube Film, 49:46 Minuten Dauer, eingestellt 24. Juli 2020

Audio- und Videolinks – Bernd Senf

Vortragsreihe mit Bernd Senf (*1944) deutscher emeritierter Professor für Volkswirtschaftslehre, Fachhochschule für Wirtschaft (FHW) Berlin (1973-2009), Veranstalter, Produzent, veranstaltet von Neue Impulse, Kirchheim, Stuttgart, 12. Februar 2005, YouTube Film, eingestellt 26. Februar 2018
- [1/2] Bernd Senf Freies Fließen: Die Lösung von Blockaden (Wilhelm Reich, Viktor Schauberger, Silvio Gesell), Teil 1
  von 2, 1:19:08 Dauer
- [2/2] Bernd Senf Freies Fließen: Die Lösung von Blockaden (Wilhelm Reich, Viktor Schauberger, Silvio Gesell), Teil 2
  von 2, 1:31:59 Dauer
Vortragsreihe mit Bernd Senf (*1944) deutscher emeritierter Professor für Volkswirtschaftslehre, Fachhochschule für Wirtschaft (FHW) Berlin (1973-2009), Veranstalter, Produzent, veranstaltet von Buergerinitiative-Grundeinkommen.de, Rudolf Steiner Haus, Bernadottestr. 90/92, 14195 Berlin-Dahlem, 23. Oktober 2008, DailyMotion Film
- Tiefere Ursachen der Weltfinanzkrise – Ausblick auf die Konsequenzen, Teil 1 von 3, 2:02:28 Dauer, eingestellt
  21. November 2008
- Tiefere Ursachen der Weltfinanzkrise, Teil 2 von 3, 2:44:19 Dauer, eingestellt am 26. November 2008
- Tiefere Ursachen der Weltfinanzkrise – Not-wendige Konsequenzen, Teil 3 von 3, 2:58:29 Dauer, eingestellt am
  10. Dezember 2008

Zinsloses Geld und staatliche Geldschöpfung, 100%-Geld, Vollgeld, Umlaufsicherungsgebühr, Brakteaten, Regionalwährungen – Tobin-Steuer, Firewall, Neues Bretton Woods?

Vortragsreihe mit Bernd Senf (*1944) deutscher emeritierter Professor für Volkswirtschaftslehre, Berlin, Veranstalter, Produzent, Tiefere Ursachen der Weltfinanzkrise – Börsenfieber und kollektiver Wahn, Fachhochschule für Wirtschaft, Fachhochschule für Wirtschaft (FHW) Berlin (1973-2009), 15. Januar 2009, DailyMotion Film, 3 h 55 Minuten Dauer, eingestellt 15. Februar 2009
Video Vortrag von Bernd Senf (*1944) deutscher Professor für Volkswirtschaftslehre, Fachhochschule für Wirtschaft (FHW) Ber-
lin (1973-2009), Die Weltfinanzkrise Tiefere Ursachen und not-wendige Veränderungen, veranstaltet von dem Kongress der un-
abhängigen Medien, 14.-15. November 2009, YouTube Film, 1:16:28 Minuten Dauer, eingestellt 18. November 2009

Audio- und Videolinks – Franz Hörmann

Videovortrag von Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Professor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Vortragender, Autor, Das Ende des Geldes, veranstaltet von der Volkshochschule Linz, Wissensturm Linz, 8. November 2011, YouTube Film, 2:12:20 Dauer, eingestellt 5. Februar 2012
Visionärer Videovortrag von Dr. Franz Hörmann (*1960) österreichischer visionärer Wirtschaftswissenschaftler, außerordentlicher Professor für Unternehmensrechnung, Institut für Revisions-, Treuhand- und Rechnungswesen, Wirtschaftsuniversität Wien, Vortragender, Autor, Neue Werte, Neue Wirtschaft. Die neue, selbstorganisierte, ressourcenbasierte Gesellschaft, veranstaltet
von Zeitgeist ZDAY 2012, Arena City Hotel, Salzburg, Österreich, 11. März 2012, YouTube Film, 1:36:16 Dauer, eingestellt 24. April 2012

Siehe auch: ► Audio- und Videolinks – Franz Hörmann

Audio and video links (engl.)

Video presentation by G. Edward Griffin (*1931) US American film producer, certified financial planner, political activist, lecturer, founder of Freedom Force International, author, The Creature From Jekyll Island, produced by America Media, Realityzone.com, recorded ~2005, YouTube film, 1:47:20 minutes duration, posted 28. January 2010

Second look at the Federal Reserve

Video interview with Hollis Polk, MBA, US American economist, NLP practioner, healer, intuitive seer, Hollis Polk on Looking into our Financial Future, presented by the US American Conscious Media Network via Gaia TV, host Regina Meredith,
37:27 minutes duration, posted May 2006 Subject to fee
Video presentation by Albert A. Bartlett, Ph.D., US American professor emeritus of physics, university of Colorado, Boulder, The Most IMPORTANT Video You'll Ever See, 8 parts a 9 minutes, YouTube film, recorded in Boulder, 2002, posted 16. June 2007

Zero population growth will going to happen. Death rates will going to stall.
Arithmetic, Population and Energy, the rise of interest, the population curve, and resources within a field of worshipping 'growth'

Video presentation by Hans Rosling, M.D., Ph.D. (1948-2017) Swedish professor of global health, medical doctor, statistician, data visionary, Karolinska Institute, Stockholm, public speaker, New insights on poverty, presented by TED Talks, 18:44 minutes duration, filmed March 2007, posted June 2007
Video interview/presentation by Stephen Walt, US American professor of international affairs, Harvard University, The Global Income Gap, presented by the US American web portal Big Think, recorded 8. October 2007, 2:15 minutes duration, posted
27. December 2007
"Social inequality is the biggest challenge in the coming decade."
Video discusssion with Nassim Nicholas Taleb (*1960) Lebanese-American scholar, statistician, former trader, risk analyst, philosophical essayist, Daniel Kahneman, Ph.D. (1934-2024) Israeli-American professor of psychology, Princeton, founder of be-
havioral economics, Nobel laureate in economic sciences, 2002, Reflection on a Crisis (John Brockman, Nassim Taleb, Daniel Kahneman) | DLD09, presented by the Digital – Life – Design (DLD) conference, Munich, Germany, recorded by the event
video production company Fora.tv, 59:08 minutes duration, aired 27. January 2009, 13. February 2009
Video presentation by Daniel Kahneman, Ph.D. (1934-2024) Israeli-American professor of psychology, Princeton, founder of behavioral economics, Nobel laureate in economic sciences, 2002, How Greenspan's Framework Went Awry, YouTube film,
3:03 minutes duration, posted 23. February 2009
Alan Greenspan's confession, 2008: "My theory of the world was wrong. My framework was wrong. I expected financial firms in particular to protect their interests and to protect their longterm survival. I did not expect them to engage in what turned out
to be potentially suicidal policies."
Video interview with Thomas Tom H. Greco Jr., US American community and monetary economist, networker, consultant, director of the non-profit "Community Information Resource Center", author of The End of Money and the Future of Civilization, June 2009, Tom Greco on Reinventing Money, sponsored by Praxis Peace Institute, The Economics of Peace Conference, Sonoma, California, 18.-23 October 2009, presented by the US American Conscious Media Network via Gaia TV, host Regina Meredith, 38:27 minutes duration, posted December 2009 Subject to fee
Video interview with Stephanie Rearick, US American musician, "When Cash is no longer King" blog, time banking activist
with Dane County Time Bank, on the practical aspects of Stephanie Rearick on Time Banking, location "Peace Conference", Sonoma, California, sponsored by the "Praxis Peace Institute", presented by the US American Conscious Media Network via Gaia TV, host Regina Meredith, 41:37 minutes duration, posted January 2010 Subject to fee
Video presentation by James Wolfensohn (1933-2020) Australian lawyer, president of the World Bank (1995-2005), World Banker Makes Stunning Confession, Stanford University, YouTube film, 19:01 minutes duration, posted 31. May 2011

Challenge of dramatic proportions to business schools
80-20 rule BEFORE the economic crisis 2008: 80% to the rich countries ⇔ 20% to the poor countries
35-65 rule AFTER the economic crisis 2008: 35% to the rich countries ⇔ 65% to the developing countries

Video keynote speech by Paul Hellyer, PC FRSA (1923-2021) Canadian engineer, entrepreneur, politician, minister of defence (1963-1967), commentator, writer, International UFO Congress 2011, 26. February 2011, transcript Global Financial Fraud, Global Hope, YouTube film, posted 6. July 2011
- Hon. Paul Hellyer Exposes Global Financial System as Fraud, part 1 of 3, 24:26 minutes duration
"The world financial system is a total fraud. It is one gargantuan Ponzi scheme, no better than the one Bernie Madoff."
- Hon. Paul Hellyer Exposes Global Financial System as Fraud, part 2 of 3, 23:22 minutes duration
- Hon. Paul Hellyer Exposes Global Financial System as Fraud, part 3 of 3, 19:06 minutes duration
Video presentation by David Rolfe Graeber (*1961) US American anthropologist, anarchist activist, DEBT: The First 5,000 Years, sponsored by the platform Authors@Google, Google Campus, Mountain View, California, YouTube film, 1:21:09 du-
ration, posted 8. February 2012
Video presentation by Yoshi Frey, Swedish psychologist, author, Yoshi Frey: Threats of the monetary system and economic growth dependency, YouTube film, 49:45 minutes duration, posted 7. December 2013

Linkless media offerings

Video interview with Catherine Austin Fitts (*1950) US American former assistant secretary of housing under George H.W. Bush, whistleblower on financial terrorism, president of the Solari Report, The Leveraged Buyout of the US, presented by the Prison Planet.TV, host Alex Jones (*1974) US American radio host on New World Order topics, documentary filmmaker, author, aired 22. October 2010, YouTube film, 56:22 minutes duration, posted 23. December 2010

Socio-economics: Catherine Austin Fitts: The Looting Of America, presented by the Prison Planet.TV, host Paul Joseph Watson, YouTube film,
56:21 minutes duration, aired 2. November 2010
Übersetzung: leverage = Fremdfinanzierungsgrad; overleveraged = überschuldet, übermäßig fremdfinanziert

Audio and video links (engl.) – Ellen Hodgson Brown

Video presentation by Ellen Hodgson Brown Web of Debt (*1945) US American attorney, advocate of alternative medicine
and financial reform, public speaker, author, Web of Debt, The Shocking Truth About Our Money System, YouTube film,
10:27 minutes duration, posted 31. May 2008

How money is created by the banks using an illusion? How the coming economic meltdown can be fixed

Video presentation by Ellen Hodgson Brown Web of Debt (*1945) US American attorney, advocate of alternative medicine
and financial reform, public speaker, author, Web of Debt, It's the derivatives, stupid!, presented by the radio network Air America, Thom Hartmann Show, host Thom Hartmann (*1951) US American former psychotherapist and entrepreneur, progressive political commentator, journalist, author, aired 9. October 2008, 16:06 minutes duration, posted 1. November 2008

A 300 years old monetary pyramid scheme came to fail in 2008. The Bank for International Settlements reported in October 2008 that total derivatives trades exceeded 1.13 quadrillion dollars (1,000 trillion $). It is 16 times more than the gross domestic product (GDP) of all the
countries in the world is (amounting about 60 trillion $).
The US banks alone have 180 trillion $ in outstanding derivatives (bets, sold as a form of insurance). The national debt of the United States is
11 trillion $ end 2008 leading into bancruptcy when it fails to pay interest.
US billionaire investor Warren Buffett called derivatives "weapons of financial mass destruction."

Audio interview with Ellen Hodgson Brown Web of Debt (*1945) US American attorney, advocate of alternative medicine
and financial reform, public speaker, author, MP3, presented by the radio network Air America, Thom Hartmann Show, host Thom Hartmann (*1951) US American former psychotherapist and entrepreneur, progressive political commentator, journalist, author, aired 29. October 2008
Video presentation by Ellen Hodgson Brown Web of Debt (*1945) US American attorney, advocate of alternative medicine
and financial reform, public speaker, author, presented at the conference on Michigan's Future: Energy, Economy, Environment, Thomsonville, Michigan, 14.-16. November 2008, YouTube film, 9:58 minutes duration, posted 19. January 2009
- Financial Meltdown Why it Happened and How it Can Be Reversed, part 1 of 5

American colonists issued money, govenor of Massachussetts printed it to pay soldiers and workers, in Pennsylvania the govenor lent
money to the farmers for 5% interest (micro loan)

Financial Meltdown Why it Happened and How it Can Be Reversed, part 2 of 5, 9:58 minutes duration
Financial Meltdown Why it Happened and How it Can Be Reversed, part 3 of 5, 9:47 minutes duration

Goldsmiths kept the gold deposited, made paper money loans. They discovered that only 10 % of the deposits were requested back. President Abraham Lincoln issued his own paper money and it worked. There are 12 Federal Reserve banks in US.

Financial Meltdown Why it Happened and How it Can Be Reversed, part 4 of 5, 9:40 minutes duration; Australian and New Zealand government lent successful money to themselves without interest – during the Depression.

Homeowners faced with foreclosure have a good defense, as the trustees do not have the required documents.
Bailing out bad banks with taxpayer's money. Inflation became serious since the Federal Reserve Bank appeared.

Financial Meltdown Why it Happened and How it Can Be Reversed, part 5 of 5, 5:21 minutes duration

North Dakota owns the Bank of North Dakota; ND is fiscally sound whereas other states are going bancrupt. Take interest out of the equation.

Audio and video links (engl.) – Charles Eisenstein

Video presentation / Q&A with Charles Eisenstein, Ph.D. charleseisenstein.com (*1967) US American graduate in mathe-
matics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, visionary author, Sacred Economics, YouTube film, posted 4.-13. May 2011
- Sacred Economics, part 1 of 7, 10:35 minutes duration
- Sacred Economics, part 2 of 7, 9:22 minutes duration
- Sacred Economics, part 3 of 7, 13:37 minutes duration
- Sacred Economics, part 4 of 7, 11:53 minutes duration
- Sacred Economics, part 5 of 7, 10:43 minutes duration
- Sacred Economics, part 6 of 7, 10:34 minutes duration
- Sacred Economics, part 7 of 7, 15:03 minutes duration
Video presentation by Charles Eisenstein, Ph.D. charleseisenstein.com (*1967) US American graduate in mathematics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, visionary author, Sacred Economics, Peaceburgh, Pennsylvania, 30. July 2011, sponsored by Evolver Pittsburgh, Transition Pittsburgh, and Sust-Enable: The Metamentary, YouTube film, 54:20 minutes duration, posted 3. August 2011
Video presentation by Charles Eisenstein, Ph.D. charleseisenstein.com (*1967) US American graduate in mathematics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, visionary author of Sacred Economics, Occupy Wall St. – NYC – ReEnvisioning Money, presented by Antonio Ferrera's YouTube chan-
nel, filmed 24. October 2011, YouTube film, 42:00 minutes duration, posted 27. October 2011
Video presentation by Charles Eisenstein, Ph.D. charleseisenstein.com (*1967) US American graduate in mathematics and philosophy, scholar on Eastern spiritual traditions, Chinese translator, associate professor, Penn State University, speaker, visionary author, A New Story of the People, presented by TEDxTalks, Whitechapel, 22:46 minutes duration, filmed 12. January 2013, posted 13. February 2013

Audio and video links (engl.) – Niall Ferguson

Full TV documentary presented and narrated by Niall Ferguson, M.A., D.Phil. (*1964) British Harvard and Oxford historian, specialised in financial and economic history, colonialism, author, The Ascent of Money: A Financial History of The World, pro-
ducers ChimericaMedia and Educational Broadcast Corporation for Channel4.com, rated *****, YouTube film, 4:00:14 duration,
posted 7. November 2011

Featuring evolution of finance, from its origins in ancient Mesopotamia to the latest upheavals on what Ferguson calls Planet Finance

Videotaped lecture by Niall Ferguson, M.A., D.Phil. (*1964) British Harvard and Oxford historian, specialised in financial and economic history, colonialism, author of The Ascent of Money. A Financial History of the World, Conversations With History. The Ascent of Money, presented by the web series Conversations with History via the satellite television channel University of California Television (UCTV), UC Santa Barbara, host Harry Kreisler, US American historian, Institute of International Studies, recorded 22. October 2008, 59:09 minutes duration, YouTube film, posted 11. Dezember 2008
Video presentation by Niall Ferguson, M.A., D.Phil. (*1964) British Harvard and Oxford historian, specialised in financial and economic history, colonialism, author, The 6 killer apps of prosperity, presented by TED GLOBAL 2011, Edinburgh, Scottland, 20:20 minutes duration, filmed July 2011, posted September 2011

Six features of capitalism: 1. Competition; 2. Scientific Revolution; 3. Private property rights; 4. Modern medicine; 5. Consumer society;
6. Work ethics

Audio and video links (engl.) – Franz Hörmann

Video presentation by Dr. Franz Hörmann (*1960) Austrian visionary economist, assistant professor, department for business taxation and tax planning, Department for Accounting, University of Economics and Business Administration, Vienna, lecturer, author, Society 2.0 – Entering a World Without Money, presented by TEDxPannonia, recorded in Vienna, Austria, 11. Septem-
ber 2010, YouTube film, 14:33 minutes duration, posted 18. February 2012

Audio and video links (engl.) – Bernard Lietaer

Audio teleseminar with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency,
Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, website Transaction.net/money, discussing New Money for a New World, presented by the Institute of Noetic Sciences (IONS), host Matthew Gilbert, 1:07:22 duration, filmed and uploaded
14. February 2007
Video keynote presentation and conversation with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, Monetary blind spots and structural solutions, playlist of 5 parts, presented at the conference "Covering the Crisis", topic The New Paradigm of Money, Brussels, 9.-10. November 2009 by [[wpe:European_Journalism_Centre|European Journalism Centre (EJC)], 2009, YouTube film, posted by ejcinterface 13. November 2009
- Monetary blind spots and structural solutions, part 1 of 5, minutes duration
- Monetary blind spots and structural solutions, part 2 of 5, 9:36 minutes duration
  "All patriarchal societies have a monopoly of a centralizing currency with positive interest rates which is a concentration device to the top. People who have resources get more resources. That model made the Industrial Revolution possible.
  The Boom and Bust Cycles are directly related to the money system. It leads to concentration of wealth, unsustainable
  behavior, short-term thinking." Minute 2:56
  "Dual [complementary] currency systems created economic stability. In Ancient Egypt it lasted for 1,600 years. In the
  Middle Ages in Europe it produced longlasting cathedrals." Minute 6:56
- Monetary blind spots and structural solutions, part 3 of 5, 9:57 minutes duration
- Monetary blind spots and structural solutions, part 4 of 5, 5:20 minutes duration
  "It [dual currency systems] is less efficient, but it is more resilient. They [the monoculture single currencies of highly interconnected banks] are not connected with the real world and the connections with the bulk of the world is not there." Minute 3:14
- Monetary blind spots and structural solutions, part 5 of 5, 5:24 minutes duration
  "The Holy Grail [of the conventional banking system] is the payment of taxes. That is why the bank debt money keeps
  its monopoly – by the payment of taxes, legal tender." Minute 3:49
Video interview with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, Monetary Crises and Complexity Theory.dv, YouTube film,
3:45 minutes duration, posted 12. January 2010
Video interview with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, presented by "2012 Time for Change", YouTube film, posted
17. December 2010
- The Future of Money, part 1 of 3, 9:57 minutes duration
- The Future of Money, part 2 of 3, 7:11 minutes duration
  "We are dealing with a condition of breakthrough or breakdown. I believe that is 2012." Minute 5:25
- The Future of Money, part 3 of 3, 5:52 minutes duration
Video keynote presentation and conversation with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, Money diversity, presented by "Pop-
tech 2011", YouTube film, 23:39 minutes duration, posted 16. November 2011

Successful initiatives of diversifying money: Doraland Economy in Lithuania, the Torekes in Belgium, alternative currency, the WIR, Switzerland

Video keynote presentation and conversation with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, New Money For A New World, presen-
ted by "Women’s Network for a Sustainable Future" (WNSF) and "Earth Institute", Columbia University, 30. November 2011, YouTube film, minute 0:18:00, 1:40:53 duration, posted 16. December 2011
Video interview with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Re-
sources, UCB, co-founder of the ACCESS Foundation, author, presented by newmoneyforanewworld.com, YouTube film, posted 14./15. February 2012
- New Money for a New World, part 1 of 19, 4:21 minutes duration

The chance of the Euro

New Money for a New World, part 2 of 19, 1:44 minutes duration

The Central Banks issued constraints when Lietaer envisioned commodity back currency along with the creation of the Euro.

New Money for a New World, part 3 of 19, 5:34 minutes duration

The collapse of the US Dollar as a world currency is imminent. Breaking up into three monetary zones: US Western hemisphere zone, European zone and Asian zone. Preventative measurements have not been the case in the past.

New Money for a New World, part 4 of 19, 4:52 minutes duration

The Great Mother represents the supply, nourishment. The 5000 year old patriarchal money system kept her outside and was stricken with her shadowsides: greed and fear (panic).

New Money for a New World, part 5 of 19, 3:38 minutes duration

All patriarchal societies used a single currency monoculture monetary system, based on interest and debt, since 5,000 years.

New Money for a New World, part 6 of 19, 5:14 minutes duration

The new system will adopt Daoism, the interaction of Yin and Yang, Lao Tsu

"The absence of order is as important as order. Because it is in that interaction [of Yin and Yang] that the flexibility can manifest the resilience to adapt to new circumstances. […] It's the absence of these characteristics that actually gives
the flexibility to the system. In our civilisation we only understand efficiency." Minute 2:15ff

New Money for a New World, part 7 of 19, 3:56 minutes duration

Insights into complexity theory in natural eco systems. Requirements for sustainability are: diversity and interconnectivity. One-sided efficiency in the monetary system creates brittleness and collapse.

New Money for a New World, part 8 of 19, 4:06 minutes duration

The Yang money system needs higher diversity and added ecological local government issued currencies.

New Money for a New World, part 9 of 19, 3:53 minutes duration

After meltdowns of the money system there was survival barter. Complementary money systems were crushed in favor of the monopoly culture.

New Money for a New World, part 10 of 19, 4:15 minutes duration
New Money for a New World, part 11 of 19, 4:34 minutes duration

Occupy-Movement in the United States and worldwide is a sign of hope and subject to human condition.

"I am talking about nonviolent systemic change. [...] I'm looking for solutions that take care of the 100 percent. […] The game
is in the hands of the 100 percent. The challenge is to mutate the system to another level of complexity and another level of consciousness." Minute 2:49

New Money for a New World, part 12 of 19, 4:54 minutes duration
"The status quo of a single currency is not viable any longer. Walking the middle ground of reformation of a diversified money system."
New Money for a New World, part 13 of 19, 3:27 minutes duration

Corporate press and corporate advertisers is suppressing reports on the new constitution of and the upgrade of democracy in Iceland.

"Large scale system change is not optional any longer, it is going to be an obligation. The only question is how,
the question is not whether." Minute 2:17

New Money for a New World, part 14 of 19, 1:59 minutes duration

The change will either happen by a violent shock or it will happen a bit smoother. The key elements are consciousness shifts. The leaders are behind the troops not in front. People are ready for a shift worldwide.

New Money for a New World, part 15 of 19, 1:59 minutes duration
New Money for a New World, part 16 of 19, 3:37 minutes duration
New Money for a New World, part 17 of 19, 3:51 minutes duration

Reeducating habits. Providing tools to a weaker Yang (commercial) and a less pure Yin (gift exchange time dollar system)

New Money for a New World, part 18 of 19, 3:47 minutes duration

The Anglo-Saxon model (scarcity) and the Germanic/Scandinavian model (bancrupty) of elderly care are flawed. The best elderly care
currency is the Japanese "Fureai kippu" (caring relationship tickets) since 1995

New Money for a New World, part 19 of 19, 4:01 minutes duration

Video interview with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, What About Money?, host Lars Schall, August 2012, YouTube film, 6:43 minutes duration, posted 21. August 2012

Upgrading the monetary paradigm as a systemic solution to the global financial crisis. The monopoly of a single currency in favor of the banking system will be eradicated, diversity will substitute monoculture.

Video interview clips with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resources, UCB, co-founder of the ACCESS Foundation, author, Bernard Lietaer: It's Time to Create a Balanced View, YouTube film, 3:20 minutes duration, posted 12. May 2012
Video TV interview with Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resour-
ces, UCB, co-founder of the ACCESS Foundation, author, Jacqui Dunne, Irish founder and CEO of Danu Resource, journalist, author, presented by the show "Conversations with Great Minds", host Thom Hartmann (*1951) US American former psychothe-
rapist and entrepreneur, radio host of Air America, journalist, progressive political commentator, author, aired 18. February 2013
- Rethinking Money – What is Money?, part 1 of 2, 11:45 minutes duration
- Rethinking Money – What is Money?, part 2 of 2, 12:09 minutes duration
Video presentation by Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resour-
ces, UCB, co-founder of the ACCESS Foundation, author, Jacqui Dunne, Irish award-winning journalist, author, Rethinking Money. How New Currencies Turn Scarcity Into Prosperity, sponsored by UC Davis School of Law, Sacramento, California,
15. February 2013, 1:52:09 duration, posted 25. February 2013
Video presentation by Bernard Lietaer, Ph.D. (1942-2019) Belgian economist, co-designer of the European € currency, Central Bank of Belgium, professor of International Finance, University, Louvain, Belgium, research fellow Center for Sustainable Resour-
ces, UCB, co-founder of the ACCESS Foundation, author, Jacqui Dunne, Irish award-winning jour-nalist, author, Bernard Lietaer & Jacqui Dunne, sponsored by the organisation Friendly Favors, sponsored by the Institute of Noetic Sciences (IONS), Earthrise facilities, Petaluma, California, 12. March 2013, 1:31:31 duration, posted 15. March 2013

Movies and documentaries

Video non-fiction, historical documentary on How International Bankers Gained Control of America Money Masters (1996), produced 1996, YouTube film, 3:29:37 duration, posted 1. July 2020

After the cabal of international central bankers established the privately-
owned Bank of England in 1694, economic enslavement to a privately-owned "central" banks spread like a virus.
Segments: The Problem, The Money Changers, Roman Empire, The Goldsmiths of Medieval England, Tally Sticks, The Bank of England, The Rise of the Rothschilds, The American Revolution, The Bank of North America, The Constitutional Convention, First Bank of the U.S., Napoleon's Rise to Power, Death of the First Bank of the U.S. / War of 1812; Waterloo; Second Bank of the U.S.; Andrew Jackson; Fort Knox; World Central Bank

Inspirational essay-style video documentary Money and Life, Top Documentary Films, 1:26:00 duration, posted 2013

Creative Commons film, a cinematic odyssey connecting the dots on the current economic pains and the great transition to a sustainable, equitable and restorative economy meeting the needs and realities of the 21st century: new story of money based on an emerging paradigm of planetary
well-being that understands all of life as profoundly interconnected.